Effingham County, Georgia Property Taxes
Property Taxes in Effingham County, Georgia
Median Effingham County effective property tax rate: 1.03%, significantly higher than the national median of 1.02%.
Median Effingham County home value: $272,024
Median annual Effingham County tax bill: $2,730, $330 lower than the national median property tax bill of $2,400.
How are property taxes in Effingham County calculated?
Property taxes in Effingham County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Why does the assessed value matter in Effingham County? Because taxes are tied to the assessed value, not the market value, and that can change what you owe each year.
How do exemptions affect property taxes in Effingham County? Exemptions can reduce the taxable assessed value, which may lower your annual bill.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Effingham County or another part of Effingham County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Effingham County, Georgia Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.03%
Estimate Property Tax Bill
$2,802
$2,600
How Does the Effingham County Property Tax Calculator Work?
Use this Effingham County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Effingham County's median effective tax rate of 1.03% to generate your estimate.
Enter your property's estimated assessed value — the figure the appraisal district assigns for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Effingham County's median tax bill is $2,730, which is $330 higher than the state median tax bill and above the national median property tax rate of 1.02% and national median property tax bill of $2,400.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Effingham County.
Property Tax Rates Across Effingham County, Georgia
What Are Effective Property Tax Rates Across Effingham County?
Local government entities set tax rates, which vary widely across Effingham County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Effingham County's effective property tax rate to other counties in Georgia or the U.S. median of 1.02%.
Effingham County's median effective rate stands at 1.03%, which is higher than the national median of 1.02%. Within Effingham County, the highest rate is found in Springfield at 1.22%, while Rincon has the lowest at 1.02%.
These variations reflect differences in local school district levies, Community Improvement Districts assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Effingham County Tax Rate
1.03%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Georgia Tax Rate
1.00%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Effingham County, Georgia
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bloomingdale | 0.72% | 0.89% | 1.07% | 1.29% | 1.46% |
| Clyo | 0.72% | 0.95% | 1.20% | 1.40% | 1.75% |
| Eden | 0.65% | 0.92% | 1.21% | 1.38% | 1.59% |
| Guyton | 0.71% | 0.88% | 1.10% | 1.25% | 1.32% |
| Meldrim | 0.61% | 0.87% | 1.15% | 1.49% | 1.62% |
| Newington | 0.84% | 0.99% | 1.22% | 1.39% | 1.65% |
| Rincon | 0.60% | 0.80% | 1.02% | 1.17% | 1.27% |
| Springfield | 0.76% | 0.95% | 1.22% | 1.36% | 1.45% |
| Port Wentworth | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Effingham County, Georgia
When examining property taxes in Effingham County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Effingham County tax assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Effingham County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Effingham County.
For example, the median tax bill in Effingham County is $2,730, with tax bills ranging significantly across the county. Guyton has the highest median home price at $296,195.
Property Tax Assessment Values Across Effingham County, Georgia
Source: Ownwell
$139,321
$217,758
$296,195
Median Effingham County Market Value
$272,024
Median Georgia Market Value
$280,310
Median United States Market Value
$235,294
Property Tax Assessment Values Across Effingham County, Georgia
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bloomingdale | $92,740 | $151,564 | $225,540 | $284,320 | $397,678 |
| Clyo | $56,862 | $96,891 | $178,714 | $268,669 | $381,343 |
| Eden | $80,255 | $98,710 | $139,321 | $225,538 | $315,089 |
| Guyton | $123,831 | $226,662 | $296,195 | $375,700 | $464,597 |
| Meldrim | $71,665 | $112,428 | $165,896 | $219,840 | $298,304 |
| Newington | $63,439 | $101,769 | $173,428 | $257,520 | $429,717 |
| Rincon | $178,582 | $226,678 | $283,394 | $358,170 | $455,270 |
| Springfield | $105,703 | $169,264 | $233,857 | $301,942 | $386,214 |
| Port Wentworth | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Effingham County, Georgia
Property tax bills in Effingham County are based on the assessed value of a home, not its market price alone. Local taxing authorities apply their tax rates to the assessed value after any exemptions or reductions, which helps determine the final bill homeowners receive. When a home’s assessed value rises, the tax bill can increase as well, even if the homeowner has not made any changes to the property.
The county’s median home price is $272,024, and property tax bills vary across the area. The highest median tax bill is $3,032 in Guyton, while the lowest median tax bill is $1,627 in Eden. For many homeowners, bills fall between $1,844 at the 25th percentile and $3,660 at the 75th percentile, with the 90th percentile reaching $4,620. These differences show how location, assessed value, and local tax rates can affect what homeowners pay each year.
Median Effingham County Tax Bill
$2,730
Median Georgia Tax Bill
$2,476
Median United States Tax Bill
$2,400
Property Tax Bills Across Effingham County, Georgia
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bloomingdale | $953 | $1,542 | $2,302 | $3,066 | $4,111 |
| Clyo | $764 | $1,182 | $1,890 | $2,965 | $3,856 |
| Eden | $707 | $1,176 | $1,627 | $2,501 | $3,431 |
| Guyton | $1,252 | $2,021 | $3,032 | $3,928 | $4,806 |
| Meldrim | $775 | $1,080 | $1,809 | $2,563 | $2,948 |
| Newington | $901 | $1,372 | $1,963 | $2,984 | $4,381 |
| Rincon | $1,337 | $1,946 | $2,720 | $3,602 | $4,646 |
| Springfield | $1,172 | $1,756 | $2,619 | $3,475 | $4,150 |
| Port Wentworth | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | July 1 |
Links | |
|---|---|
| Effingham Tax Assessor | |
| Website | qpublic.schneidercorp.com |