Stewart County, Georgia Property Taxes

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Property Taxes in Stewart County, Georgia

Median Stewart County effective property tax rate: 1.11%, significantly higher than the national median of 1.02%.
Median Stewart County home value: $48,100
Median annual Stewart County tax bill: $661, lower than the national median property tax bill of $2,400.

How are property taxes in Stewart County calculated?

Property taxes in Stewart County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Stewart County or another part of Stewart County, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Stewart County, Georgia Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.11%

Estimate Property Tax Bill

$534

$495

How Does the Stewart County Property Tax Calculator Work?

Use this Stewart County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Stewart County's median effective tax rate of 1.11% to generate your estimate.

Enter your property's estimated assessed value — the figure the appraisal district assigns for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.

Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Stewart County's median effective tax rate is higher than the state median tax rate of 1.00%, while the median tax bill is $661, which is lower than the national median property tax bill of $2,400.

For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Stewart County.

Property Tax Rates Across Stewart County, Georgia

What Are Effective Property Tax Rates Across Stewart County?

Local government entities set tax rates, which vary widely across Stewart County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.

Below, compare Stewart County's effective property tax rate to other counties in Georgia or the U.S. median of 1.02%.

Stewart County's median effective rate stands at 1.11%, which is higher than the national median of 1.02%. Within Stewart County, the highest rate is found in RICHLAND at 1.63%, while CUSSETA has the lowest at 0.97%.

These variations reflect differences in local school district levies, Community Improvement Districts assessments, and special district bonds — which compound the base county rate.

Property Tax Rates Across Stewart County, Georgia

Source: Ownwell

0.97%

1.30%

1.63%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Stewart County Tax Rate

1.11%

Median Effective Georgia Tax Rate

1.00%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Stewart County, Georgia

City	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
Cusseta	0.59%	0.86%	0.97%	1.01%	1.01%
Lumpkin	0.66%	0.96%	1.01%	1.79%	1.79%
Omaha	0.60%	0.82%	1.01%	1.01%	1.01%
Richland	0.78%	1.01%	1.63%	1.77%	1.77%
Morris	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Stewart County, Georgia

When examining property taxes in Stewart County, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Stewart County appraisal district estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Stewart County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of April.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Stewart County.

For example, the median tax bill in Stewart County is $661, with tax bills ranging significantly across the county. Cusseta has the highest median home price at $84,184.

Property Tax Assessment Values Across Stewart County, Georgia

Source: Ownwell

$47,701

$65,943

$84,184

Median Stewart County Market Value

$48,100

Median Georgia Market Value

$280,310

Median United States Market Value

$235,294

Property Tax Assessment Values Across Stewart County, Georgia

City	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
Cusseta	$25,988	$39,500	$84,184	$136,199	$281,848
Lumpkin	$14,467	$27,300	$47,800	$99,640	$186,620
Omaha	$9,611	$22,680	$52,500	$125,629	$348,300
Richland	$12,227	$28,300	$47,701	$91,740	$185,165
Morris	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Stewart County, Georgia

Property tax bills in Stewart County are based on the assessed value of a home, not its market price. Local tax rates are applied to that assessed value to determine the annual bill, so two homes with different assessments can owe very different amounts even if they are in the same area. Factors such as property characteristics, local millage rates, and any exemptions can all affect the final amount a homeowner pays.

With a median home price of $48,100, Stewart County homeowners often see bills that are lower than many places nationwide, but the amount can still vary widely. The 25th percentile tax bill is $340, while the 75th percentile is $1,210 and the 90th percentile reaches $1,991. That range shows how changes in assessed value and local tax rates can significantly affect what a homeowner owes each year.

Property Tax Bills Across Stewart County, Georgia

Source: Ownwell

$503

$595

$687

Median Stewart County Tax Bill

$661

Median Georgia Tax Bill

$2,476

Median United States Tax Bill

$2,400

Property Tax Bills Across Stewart County, Georgia

City	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
Cusseta	$217	$338	$661	$1,291	$2,500
Lumpkin	$154	$319	$635	$1,140	$1,933
Omaha	$95	$223	$503	$1,080	$2,871
Richland	$175	$388	$687	$1,229	$1,892
Morris	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Don't miss the deadline to appeal!

Dates
Appeal Deadline	July 15

Links
Stewart Tax Assessor
Website	qpublic.schneidercorp.com

Frequently Asked Property Tax Questions in Stewart County, Georgia

How are property taxes calculated in Stewart County, Georgia?

Property taxes in Stewart County, Georgia are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.

How do I appeal my property taxes in Stewart County, Georgia?

To appeal your property taxes in Stewart County, Georgia, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.

What property tax exemptions are available in Stewart County, Georgia?

Common property tax exemptions in Stewart County, Georgia include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.

When are property taxes due in Stewart County, Georgia?

Property tax deadlines in Stewart County, Georgia vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.

How can Ownwell help reduce my property taxes in Stewart County, Georgia?

Ownwell provides professional property tax appeal services in Stewart County, Georgia. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.

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