Coles County, Illinois Property Taxes
Property Taxes in Coles County, Illinois
Median Coles County effective property tax rate: 2.02%, significantly higher than the national median of 1.02%.
Median Coles County home value: $97,527
Median annual Coles County tax bill: $1,798, $602 lower than the national median property tax bill of $2,400.
How are property taxes in Coles County calculated?
Property taxes in Coles County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Coles County or another part of Coles County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Coles County, Illinois Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
2.02%
Estimate Property Tax Bill
$1,970
$1,828
How Does the Coles County Property Tax Calculator Work?
Use this Coles County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Coles County's median effective tax rate of 2.02% to generate your estimate.
Enter your property's estimated assessed value — the figure used for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Coles County's median tax rate is higher than Illinois's 2.33% state median tax rate, and the county's median property tax bill of $1,798 is $602 lower than the state median bill of $2,400.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Coles County.
Property Tax Rates Across Coles County, Illinois
What Are Effective Property Tax Rates Across Coles County?
Local government entities set tax rates, which vary widely across Coles County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Coles County's effective property tax rate to other counties in Illinois or the U.S. median of 1.02%.
Coles County's median effective rate stands at 2.02%, which is higher than the national median of 1.02%. Within Coles County, the highest rate is found in OAKLAND at 2.39%, while ASHMORE has the lowest at 1.92%.
These variations reflect differences in local school district levies, Special service areas (SSAs) assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Coles County Tax Rate
2.02%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Illinois Tax Rate
2.33%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Coles County, Illinois
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Arcola | 1.93% | 2.11% | 2.27% | 2.36% | 2.47% |
| Arthur | 1.86% | 1.97% | 2.09% | 2.20% | 2.31% |
| Ashmore | 1.29% | 1.74% | 1.92% | 1.98% | 2.01% |
| Casey | 1.71% | 2.02% | 2.08% | 2.15% | 2.15% |
| Charleston | 1.33% | 1.77% | 1.99% | 2.17% | 2.55% |
| Hindsboro | 2.15% | 2.15% | 2.26% | 2.35% | 2.41% |
| Humboldt | 1.18% | 1.76% | 2.15% | 2.23% | 2.32% |
| Lerna | 1.10% | 1.78% | 2.03% | 2.09% | 2.19% |
| Mattoon | 1.29% | 1.68% | 2.02% | 2.31% | 2.64% |
| Oakland | 1.49% | 2.15% | 2.39% | 2.55% | 2.87% |
| Trilla | 0.75% | 1.62% | 2.13% | 2.20% | 2.20% |
| Westfield | 1.78% | 1.97% | 2.05% | 2.13% | 2.15% |
| Gays | N/A | N/A | N/A | N/A | N/A |
| Kansas | N/A | N/A | N/A | N/A | N/A |
| Neoga | N/A | N/A | N/A | N/A | N/A |
| Sullivan | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Coles County, Illinois
When examining property taxes in Coles County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Coles County assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Coles County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Coles County.
For example, the median tax bill in Coles County is $1,798, below the national median property tax bill of $2,400, with tax bills ranging significantly across the county. Hindsboro has the highest median home price at $204,651.
Median Coles County Market Value
$97,527
Median Illinois Market Value
$227,888
Median United States Market Value
$235,294
Property Tax Assessment Values Across Coles County, Illinois
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Arcola | $20,494 | $95,538 | $182,754 | $329,594 | $500,159 |
| Arthur | $32,117 | $58,644 | $181,542 | $341,143 | $460,282 |
| Ashmore | $19,704 | $39,554 | $104,974 | $210,242 | $325,226 |
| Casey | $16,858 | $34,808 | $87,066 | $122,564 | $205,591 |
| Charleston | $19,927 | $46,124 | $99,892 | $189,288 | $308,294 |
| Hindsboro | $113,481 | $124,548 | $204,651 | $369,360 | $527,013 |
| Humboldt | $18,403 | $54,873 | $131,829 | $231,960 | $361,993 |
| Lerna | $13,482 | $39,944 | $112,260 | $196,707 | $307,690 |
| Mattoon | $22,607 | $44,478 | $83,481 | $139,794 | $260,135 |
| Oakland | $14,050 | $25,434 | $68,403 | $157,281 | $279,431 |
| Trilla | $12,384 | $42,507 | $76,794 | $137,338 | $266,892 |
| Westfield | $33,234 | $73,282 | $146,778 | $314,582 | $436,455 |
| Gays | N/A | N/A | N/A | N/A | N/A |
| Kansas | N/A | N/A | N/A | N/A | N/A |
| Neoga | N/A | N/A | N/A | N/A | N/A |
| Sullivan | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Coles County, Illinois
Property tax bills in Coles County are based on the assessed value of a home, not its market price alone. Local taxing authorities apply their tax rates to that assessed value, so a higher assessment usually means a larger bill. For homeowners, the bill reflects both the property’s value and the mix of county, school, and local service levies that fund public services.
With a median home price of $97,527, the county’s property tax burden can vary widely from one homeowner to another. The 25th percentile tax bill is $745, while the 75th percentile reaches $3,616. At the upper end, the 90th percentile tax bill is $6,408, showing how much assessments and local rates can affect costs. Homeowners in Hindsboro face the highest median tax bill at $4,772, while Oakland has the lowest at $1,381. Compared with the national median property tax rate of 1.02% and national median tax bill of $2,400, Coles County bills can be lower or significantly higher depending on the property.
Median Coles County Tax Bill
$1,798
Median Illinois Tax Bill
$5,277
Median United States Tax Bill
$2,400
Property Tax Bills Across Coles County, Illinois
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Arcola | $466 | $1,733 | $3,842 | $7,078 | $11,778 |
| Arthur | $673 | $1,274 | $3,917 | $7,202 | $9,602 |
| Ashmore | $303 | $684 | $1,864 | $3,744 | $5,891 |
| Casey | $360 | $748 | $1,673 | $2,483 | $3,867 |
| Charleston | $359 | $810 | $1,810 | $3,644 | $5,967 |
| Hindsboro | $2,339 | $2,742 | $4,772 | $8,413 | $13,076 |
| Humboldt | $340 | $803 | $2,385 | $4,517 | $7,569 |
| Lerna | $224 | $480 | $1,975 | $3,813 | $6,272 |
| Mattoon | $422 | $720 | $1,566 | $2,762 | $5,256 |
| Oakland | $297 | $576 | $1,381 | $3,505 | $6,074 |
| Trilla | $178 | $426 | $1,541 | $2,778 | $4,927 |
| Westfield | $694 | $1,574 | $3,011 | $5,195 | $8,773 |
| Gays | N/A | N/A | N/A | N/A | N/A |
| Kansas | N/A | N/A | N/A | N/A | N/A |
| Neoga | N/A | N/A | N/A | N/A | N/A |
| Sullivan | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | July 1 |
Links | |
|---|---|
| Coles Tax Assessor | |
| Website | colesil.devnetwedge.com |