Ford County, Illinois Property Taxes
Property Taxes in Ford County, Illinois
Median Ford County effective property tax rate: 2.39%, significantly higher than the national median of 1.02%.
Median Ford County home value: $108,705
Median annual Ford County tax bill: $2,483, $83 higher than the national median property tax bill of $2,400.
How are property taxes in Ford County calculated?
Property taxes in Ford County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Why is the Ford County property tax rate important? Because the county’s median effective property tax rate is 2.39%, which is also higher than the Illinois median tax rate of 2.33%.
What does the median tax bill mean for homeowners? The median annual Ford County tax bill is $2,483, which is $83 higher than the national median property tax bill of $2,400.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Ford County or another part of the county, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Ford County, Illinois Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
2.39%
Estimate Property Tax Bill
$2,598
$2,411
How Does the Ford County Property Tax Calculator Work?
Use this Ford County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Ford County's median effective tax rate of 2.39% to generate your estimate.
Enter your property's estimated assessed value — the figure the appraisal district assigns for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Ford County's median tax rate is higher than Illinois's 2.33% median rate, and the median tax bill is $2,483, which is $83 higher than the state median.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Ford County.
Property Tax Rates Across Ford County, Illinois
What Are Effective Property Tax Rates Across Ford County?
Local government entities set tax rates, which vary widely across Ford County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Ford County's effective property tax rate to other counties in Illinois or the U.S. median of 1.02%.
Ford County's median effective rate stands at 2.39%, which is higher than the national median of 1.02%. Within Ford County, the highest rate is found in Rankin at 3.26%, while Elliott has the lowest at 1.99%.
These variations reflect differences in local school district levies, Special service areas (SSAs) assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Ford County Tax Rate
2.39%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Illinois Tax Rate
2.33%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Ford County, Illinois
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Cabery | 1.39% | 1.85% | 2.24% | 2.66% | 2.99% |
| Clarence | 1.48% | 2.03% | 2.96% | 3.02% | 3.02% |
| Cropsey | 1.58% | 1.93% | 2.25% | 2.77% | 4.25% |
| Cullom | 2.28% | 2.53% | 3.01% | 3.14% | 3.19% |
| Elliott | 0.79% | 1.50% | 1.99% | 2.31% | 2.64% |
| Foosland | 1.91% | 2.03% | 2.36% | 2.60% | 2.80% |
| Gibson City | 1.34% | 1.88% | 2.13% | 2.45% | 2.49% |
| Kempton | 1.39% | 2.03% | 2.75% | 2.96% | 3.16% |
| Loda | 2.15% | 2.33% | 2.93% | 3.30% | 3.38% |
| Ludlow | 1.70% | 2.06% | 2.39% | 2.63% | 2.65% |
| Melvin | 1.08% | 1.63% | 2.17% | 2.55% | 3.02% |
| Paxton | 1.61% | 2.26% | 2.60% | 2.88% | 3.15% |
| Piper City | 1.16% | 1.84% | 2.35% | 2.85% | 3.00% |
| Rankin | 2.34% | 2.66% | 3.26% | 3.42% | 3.90% |
| Roberts | 1.25% | 1.75% | 2.56% | 2.81% | 3.22% |
| Sibley | 1.22% | 1.70% | 2.34% | 2.65% | 3.07% |
| Thawville | 1.80% | 2.17% | 2.73% | 3.05% | 3.17% |
| Anchor | N/A | N/A | N/A | N/A | N/A |
| Ashkum | N/A | N/A | N/A | N/A | N/A |
| Buckingham | N/A | N/A | N/A | N/A | N/A |
| Buckley | N/A | N/A | N/A | N/A | N/A |
| Chatsworth | N/A | N/A | N/A | N/A | N/A |
| Clifton | N/A | N/A | N/A | N/A | N/A |
| Herscher | N/A | N/A | N/A | N/A | N/A |
| Onarga | N/A | N/A | N/A | N/A | N/A |
| Strawn | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Ford County, Illinois
When examining property taxes in Ford County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Ford County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Ford County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Ford County.
For example, the median tax bill in Ford County is $2,483, with tax bills ranging significantly across the county. Cullom has the highest median home price at $186,510.
Median Ford County Market Value
$108,705
Median Illinois Market Value
$227,888
Median United States Market Value
$235,294
Property Tax Assessment Values Across Ford County, Illinois
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Cabery | $38,751 | $54,885 | $91,890 | $128,235 | $191,613 |
| Clarence | $5,364 | $15,780 | $38,805 | $60,495 | $81,228 |
| Cropsey | $113,049 | $119,565 | $147,285 | $225,255 | $317,292 |
| Cullom | $52,704 | $131,730 | $186,510 | $233,595 | $300,192 |
| Elliott | $24,324 | $48,750 | $77,520 | $111,960 | $133,932 |
| Foosland | $57,588 | $104,678 | $144,945 | $234,652 | $359,490 |
| Gibson City | $61,860 | $96,120 | $136,770 | $207,030 | $295,500 |
| Kempton | $37,854 | $57,990 | $93,540 | $165,885 | $237,945 |
| Loda | $89,667 | $102,982 | $156,825 | $224,408 | $290,910 |
| Ludlow | $47,589 | $90,848 | $137,520 | $169,342 | $205,806 |
| Melvin | $25,278 | $48,780 | $80,430 | $133,020 | $249,312 |
| Paxton | $54,159 | $79,935 | $105,885 | $146,835 | $207,654 |
| Piper City | $34,083 | $52,350 | $91,500 | $127,912 | $182,214 |
| Rankin | $56,355 | $79,072 | $154,530 | $197,565 | $275,457 |
| Roberts | $25,650 | $44,700 | $77,820 | $128,295 | $206,190 |
| Sibley | $33,930 | $53,430 | $87,810 | $138,780 | $274,650 |
| Thawville | $75,036 | $95,865 | $143,670 | $184,470 | $251,538 |
| Anchor | N/A | N/A | N/A | N/A | N/A |
| Ashkum | N/A | N/A | N/A | N/A | N/A |
| Buckingham | N/A | N/A | N/A | N/A | N/A |
| Buckley | N/A | N/A | N/A | N/A | N/A |
| Chatsworth | N/A | N/A | N/A | N/A | N/A |
| Clifton | N/A | N/A | N/A | N/A | N/A |
| Herscher | N/A | N/A | N/A | N/A | N/A |
| Onarga | N/A | N/A | N/A | N/A | N/A |
| Strawn | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Ford County, Illinois
Property tax bills in Ford County, Illinois are based on the assessed value of a home and the local tax rate applied to that value. When a property’s market value changes, the assessed value can change too, which affects the final bill. Local taxing bodies, including schools, municipalities, and other public services, also play a role in determining how much homeowners owe.
For many homeowners, the bill can vary widely depending on where they live and how their property is assessed. The median home price in Ford County is $108,705, and the tax bill range shows that costs can differ significantly across the county. The 25th percentile tax bill is $1,443, while the 75th percentile is $3,925, and the 90th percentile reaches $6,279. That means some homeowners pay well below the national median property tax bill of $2,400, while others pay much more. In Cullom, the highest median tax bill is $4,906, compared with $708 in Clarence.
Median Ford County Tax Bill
$2,483
Median Illinois Tax Bill
$5,277
Median United States Tax Bill
$2,400
Property Tax Bills Across Ford County, Illinois
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Cabery | $577 | $1,051 | $1,850 | $2,939 | $5,234 |
| Clarence | $219 | $296 | $708 | $1,450 | $2,186 |
| Cropsey | $1,893 | $2,002 | $3,556 | $5,979 | $28,000 |
| Cullom | $997 | $3,443 | $4,906 | $7,236 | $8,342 |
| Elliott | $129 | $662 | $1,403 | $2,082 | $3,021 |
| Foosland | $906 | $2,216 | $3,315 | $5,333 | $8,778 |
| Gibson City | $977 | $1,710 | $2,737 | $4,433 | $6,796 |
| Kempton | $590 | $1,260 | $2,069 | $4,494 | $6,823 |
| Loda | $2,169 | $2,895 | $4,099 | $6,002 | $9,251 |
| Ludlow | $1,174 | $1,932 | $2,637 | $4,062 | $5,007 |
| Melvin | $357 | $714 | $1,446 | $3,273 | $6,963 |
| Paxton | $1,147 | $1,805 | $2,657 | $3,810 | $5,574 |
| Piper City | $540 | $991 | $1,918 | $3,141 | $4,704 |
| Rankin | $1,632 | $2,468 | $4,634 | $6,385 | $8,952 |
| Roberts | $301 | $781 | $1,575 | $3,514 | $6,309 |
| Sibley | $493 | $906 | $1,656 | $3,342 | $8,244 |
| Thawville | $1,527 | $2,267 | $3,478 | $4,992 | $7,292 |
| Anchor | N/A | N/A | N/A | N/A | N/A |
| Ashkum | N/A | N/A | N/A | N/A | N/A |
| Buckingham | N/A | N/A | N/A | N/A | N/A |
| Buckley | N/A | N/A | N/A | N/A | N/A |
| Chatsworth | N/A | N/A | N/A | N/A | N/A |
| Clifton | N/A | N/A | N/A | N/A | N/A |
| Herscher | N/A | N/A | N/A | N/A | N/A |
| Onarga | N/A | N/A | N/A | N/A | N/A |
| Strawn | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | July 1 |
Links | |
|---|---|
| Ford Tax Assessor | |
| Website | fordil.devnetwedge.com |