Cloquet, Carlton County, Minnesota Property Taxes
Property Taxes in Cloquet, Minnesota
Median Cloquet, Minnesota effective property tax rate: 1.44%, significantly higher than the national median of 1.02%, and higher than the Minnesota state median of 1.13%.
Median Cloquet, Minnesota home value: $210,700
Median annual Cloquet, Minnesota tax bill: $2,962, higher than the national median property tax bill of $2,400.
How are property taxes in Carlton calculated?
Property taxes in Cloquet, Minnesota are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Cloquet's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Cloquet, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Cloquet, Carlton County, Minnesota Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.44%
Estimate Property Tax Bill
$3,034
$2,816
How Does the Cloquet Property Tax Calculator Work?
Use this Cloquet property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Cloquet's median effective tax rate of 1.44% — based on actual property records in Carlton County — to generate your estimate.
Enter your property's estimated assessed value — the figure used to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Cloquet's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Cloquet: rates range from 1.44% in 55720 to 1.44% in 55720, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Cloquet.
About Cloquet Property Taxes
About Property Taxes in Cloquet, Carlton, Minnesota
Cloquet's median effective property tax rate of 1.44% is higher than the Minnesota state median of 1.13% and higher than the national median of 1.02%. This rate reflects the Carlton County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Cloquet. Homeowners in the 55720 ZIP code carry a median effective rate of 1.44%, while those in the lowest ZIP also pay 1.44%. This spread reflects how school district boundaries and local assessment districts are drawn across Carlton County. Understanding which part of Cloquet you live in can make a meaningful difference to your annual tax bill.
Cloquet homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the April 30, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Cloquet, Carlton County, Minnesota
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Cloquet's effective property tax rate to other cities in Minnesota and the median property tax rates in Minnesota and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cloquet Tax Rate
1.44%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Carlton County Tax Rate
1.10%
Median Effective Minnesota Tax Rate
1.13%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Cloquet, Carlton County, Minnesota
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 55720 | 1.06% | 1.33% | 1.44% | 1.54% | 1.63% |
Source: Ownwell
Property Tax Assessment Values Across Cloquet, Carlton County, Minnesota
When examining property taxes in Cloquet, Minnesota, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Carlton County assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Carlton County, assessment notices are sent in March each year. They'll typically reach your mailbox by the middle of March.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Cloquet.
For example, the median home price in Cloquet is $210,700, with tax bills ranging significantly across the county. 55720 has the highest median home price at $210,700.
Property Tax Assessment Values Across Cloquet, Carlton County, Minnesota
Source: Ownwell
$117,300
$250,275
$383,250
Median Cloquet Market Value
$210,700
Median Carlton County Market Value
$225,600
Median Minnesota Market Value
$304,400
Median United States Market Value
$235,294
Property Tax Assessment Values Across Cloquet, Carlton County, Minnesota
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 55720 | $102,160 | $156,200 | $210,700 | $283,600 | $380,560 |
Source: Ownwell
Property Tax Bills Across Cloquet, Carlton County, Minnesota
Property tax bills in Cloquet are based on the assessed value of a home and the local tax rate set for Carlton County and the city. When the assessed value rises, the tax bill can increase, even if the homeowner has not made any changes to the property. Local budgets, school funding, and other public services also play a role in determining the final amount.
In Cloquet, the median home price is $210,700, and the median property tax bill is $2,962, which is above the national median property tax bill of $2,400. For many homeowners, that means property taxes take a larger share of housing costs than they do in many other parts of the country. Bills can vary widely, with the 25th percentile at $2,064 and the 75th percentile at $4,058, showing how much assessments and local rates can affect what homeowners pay.
Median Cloquet Tax Bill
$2,962
Median Carlton County Tax Bill
$2,682
Median Minnesota Tax Bill
$3,364
Median United States Tax Bill
$2,400
Property Tax Bills Across Cloquet, Carlton County, Minnesota
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 55720 | $1,130 | $2,064 | $2,962 | $4,058 | $5,428 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | April 30 |
Links | |
|---|---|
| Carlton Tax Assessor | |
| Website | beacon.schneidercorp.com |