Kelsey, St. Louis County, Minnesota Property Taxes
Property Taxes in Kelsey, Minnesota
Median Kelsey, Minnesota effective property tax rate: 0.78%, significantly lower than the national median of 1.02%, and lower than the Minnesota state median of 1.13%.
Median Kelsey, Minnesota home value: $148,400
Median annual Kelsey, Minnesota tax bill: $1,118, lower than the national median property tax bill of $2,400.
How are property taxes in St. Louis calculated?
Property taxes in Kelsey, Minnesota are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Kelsey's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Kelsey, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Kelsey, St. Louis County, Minnesota Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.78%
Estimate Property Tax Bill
$1,158
$1,074
How Does the Kelsey Property Tax Calculator Work?
Use this Kelsey property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Kelsey's median effective tax rate of 0.78% — based on actual property records in St. Louis County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessor uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Kelsey's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Kelsey: rates range from 1118.00 in 55724 to 1118.00 in 55724, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Kelsey.
About Kelsey Property Taxes
About Property Taxes in Kelsey, St. Louis, Minnesota
Kelsey's median effective property tax rate of 0.78% is lower than the Minnesota state median of 1.13% and lower than the national median of 1.02%. This rate reflects the St. Louis County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Kelsey. Homeowners in the 55724 ZIP code carry a median effective rate of 0.78%, while those in the lowest ZIP also pay 0.78%. This spread reflects how school district boundaries and local assessment districts are drawn across St. Louis County. Understanding which part of Kelsey you live in can make a meaningful difference to your annual tax bill.
Kelsey homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the April 30, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Kelsey, St. Louis County, Minnesota
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Kelsey’s effective property tax rate to other cities in Minnesota and the median property tax rates in Minnesota and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Kelsey Tax Rate
0.78%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective St. Louis County Tax Rate
1.21%
Median Effective Minnesota Tax Rate
1.13%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Kelsey, St. Louis County, Minnesota
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 55724 | 0.48% | 0.62% | 0.78% | 0.93% | 1.14% |
Source: Ownwell
Property Tax Assessment Values Across Kelsey, St. Louis County, Minnesota
When examining property taxes in Kelsey, Minnesota, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The St. Louis County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In St. Louis County, assessment notices are sent in April each year. They'll typically reach your mailbox by the middle of April.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For Kelsey, the median home price is $148,400, and the median tax bill is $1,118, compared with the national median property tax rate of 1.02% and national median property tax bill of $2,400. The highest median home price is in 55724 at $148,400.
Property Tax Assessment Values Across Kelsey, St. Louis County, Minnesota
Source: Ownwell
$26,600
$155,000
$283,400
Median Kelsey Market Value
$148,400
Median St. Louis County Market Value
$153,800
Median Minnesota Market Value
$304,400
Median United States Market Value
$235,294
Property Tax Assessment Values Across Kelsey, St. Louis County, Minnesota
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 55724 | $76,340 | $102,500 | $148,400 | $198,300 | $240,420 |
Source: Ownwell
Property Tax Bills Across Kelsey, St. Louis County, Minnesota
Property tax bills in Kelsey are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. The assessed value is then used to determine how much tax a homeowner owes, so changes in market conditions can directly affect the bill. For a home with a median price of $148,400, the amount billed can vary widely depending on location, property characteristics, and any applicable exemptions.
Homeowners in Kelsey often see tax bills that differ from one property to another because the final amount depends on both the assessed value and the taxing jurisdictions that apply. The 25th percentile tax bill is $756, while the 75th percentile is $1,730 and the 90th percentile is $2,439. The median tax bill in the area is $1,118, which is below the national median property tax bill of $2,400 and the national median property tax rate of 1.02%.
Median Kelsey Tax Bill
$1,118
Median St. Louis County Tax Bill
$1,856
Median Minnesota Tax Bill
$3,364
Median United States Tax Bill
$2,400
Property Tax Bills Across Kelsey, St. Louis County, Minnesota
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 55724 | $408 | $756 | $1,118 | $1,730 | $2,439 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | April 30 |
Links | |
|---|---|
| St. Louis Tax Assessor | |
| Website | www.stlouiscountymn.gov |