Ocean Springs, Jackson County, Mississippi Property Taxes

$774 avg. annual savings

No Upfront Costs

You only pay if we save

Property Taxes in Ocean Springs, Mississippi

Median Ocean Springs, Mississippi effective property tax rate: 1.17%, significantly lower than the national median of 1.02%, and lower than the Mississippi state median of 1.35%.
Median Ocean Springs, Mississippi home value: $131,017
Median annual Ocean Springs, Mississippi tax bill: $1,647, $753 lower than the national median property tax bill of $2,400.

How are property taxes in Jackson calculated?

Property taxes in Ocean Springs, Mississippi are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Ocean Springs's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Ocean Springs, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Ocean Springs, Jackson County, Mississippi Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.17%

Estimate Property Tax Bill

$1,533

$1,422

How Does the Ocean Springs Property Tax Calculator Work?

Use this Ocean Springs property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Ocean Springs' median effective tax rate of 1.17% — based on actual property records in Jackson County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Ocean Springs' median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Ocean Springs: rates range from 1.17% in 39564 to 1.17% in 39564, primarily due to differences in school district levies and local assessment districts.

For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Ocean Springs.

About Ocean Springs Property Taxes

About Property Taxes in Ocean Springs, Jackson, Mississippi

Ocean Springs has a median effective property tax rate of 1.17%, which is higher than the Mississippi state median of 1.35% and higher than the national median of 1.02%. This rate reflects the Jackson County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.

Property tax rates are not uniform across Ocean Springs. Homeowners in the 39564 ZIP code carry a median effective rate of 1.17%, while those in the lowest ZIP also pay 1.17%. This spread reflects how school district boundaries and local assessment districts are drawn across Jackson County. Understanding which part of Ocean Springs you live in can make a meaningful difference to your annual tax bill.

Ocean Springs homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the August 3, 2026 deadline each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Ocean Springs, Jackson County, Mississippi

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Ocean Springs's effective property tax rate to other cities in Mississippi and the median property tax rates in Mississippi and the U.S.

Property Tax Rates Across Ocean Springs, Jackson County, Mississippi

Source: Ownwell

1.00%

1.79%

2.58%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Ocean Springs Tax Rate

1.17%

Median Effective Jackson County Tax Rate

1.18%

Median Effective Mississippi Tax Rate

1.35%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Ocean Springs, Jackson County, Mississippi

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
39564	0.50%	0.94%	1.17%	1.85%	2.16%

Source: Ownwell

Property Tax Assessment Values Across Ocean Springs, Jackson County, Mississippi

When examining property taxes in Ocean Springs, Mississippi, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Jackson County tax assessor estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Jackson County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of spring.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For Ocean Springs, the median home price is $131,017, with tax bills ranging significantly across the county. Zip code 39564 has the highest median home price at $131,017.

Ocean Springs’ median property tax bill is $1,647, which is below the national median property tax bill of $2,400 and below the national median property tax rate of 1.02%.

Property Tax Assessment Values Across Ocean Springs, Jackson County, Mississippi

Source: Ownwell

$45,362

$88,190

$131,017

Median Ocean Springs Market Value

$131,017

Median Jackson County Market Value

$97,277

Median Mississippi Market Value

$70,930

Median United States Market Value

$235,294

Property Tax Assessment Values Across Ocean Springs, Jackson County, Mississippi

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
39564	$72,485	$94,267	$131,017	$189,610	$274,447

Source: Ownwell

Property Tax Bills Across Ocean Springs, Jackson County, Mississippi

Property tax bills in Ocean Springs are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. The assessed value is then used to determine how much tax the homeowner owes each year. For many homeowners, the size of the bill depends on the home’s value, any exemptions they qualify for, and the tax rates set by local taxing authorities.

With a median home price of $131,017, the typical tax bill in Ocean Springs reflects how property values translate into annual taxes. The median tax bill is $1,647, which is below the national median property tax bill of $2,400 and also below the national median property tax rate of 1.02%. Tax bills in the area can vary widely, with the 25th percentile at $1,000 and the 75th percentile at $2,557, while the 90th percentile reaches $3,840. For homeowners, this means property taxes can have a meaningful impact on annual housing costs, especially when market values or assessments change.

Property Tax Bills Across Ocean Springs, Jackson County, Mississippi

Source: Ownwell

$404

$1,026

$1,647

Median Ocean Springs Tax Bill

$1,647

Median Jackson County Tax Bill

$1,202

Median Mississippi Tax Bill

$914

Median United States Tax Bill

$2,400

Property Tax Bills Across Ocean Springs, Jackson County, Mississippi

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
39564	$529	$1,000	$1,647	$2,557	$3,840

Source: Ownwell

Don't miss the deadline to appeal!

Dates
Appeal Deadline	August 3

Links
Jackson Tax Assessor
Website	www.deltacomputersystems.com

Frequently Asked Property Tax Questions in Ocean Springs, Mississippi

How are property taxes calculated in Ocean Springs, Mississippi?

Property taxes in Ocean Springs, Mississippi are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.

How do I appeal my property taxes in Ocean Springs, Mississippi?

To appeal your property taxes in Ocean Springs, Mississippi, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.

What property tax exemptions are available in Ocean Springs, Mississippi?

Common property tax exemptions in Ocean Springs, Mississippi include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.

When are property taxes due in Ocean Springs, Mississippi?

Property tax deadlines in Ocean Springs, Mississippi vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.

How can Ownwell help reduce my property taxes in Ocean Springs, Mississippi?

Ownwell provides professional property tax appeal services in Ocean Springs, Mississippi. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.