Ridgeland, Madison County, Mississippi Property Taxes
Property Taxes in Ridgeland, Mississippi
Median Ridgeland, Mississippi effective property tax rate: 0.92%, significantly lower than the national median of 1.02%, and lower than the Mississippi state median of 1.35%.
Median Ridgeland, Mississippi home value: $153,100
Median annual Ridgeland, Mississippi tax bill: $1,606, $794 lower than the national median property tax bill of $2,400.
How are property taxes in Madison calculated?
Property taxes in Ridgeland, Mississippi are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Ridgeland's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Ridgeland, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Ridgeland, Madison County, Mississippi Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.92%
Estimate Property Tax Bill
$1,409
$1,307
How Does the Ridgeland Property Tax Calculator Work?
Use this Ridgeland property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Ridgeland's median effective tax rate of 0.92% — based on actual property records in Madison County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Ridgeland's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Ridgeland: rates range from 1606.00 in 39157 to 1606.00 in 39157, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Ridgeland.
About Ridgeland Property Taxes
About Property Taxes in Ridgeland, Madison, Mississippi
Ridgeland’s median effective property tax rate of 0.92% is lower than the Madison County median of 1.35% and lower than the national median of 1.02%. This rate reflects the Madison County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Ridgeland. Homeowners in the 39157 ZIP code carry a median effective rate of 0.92%, while those in the same ZIP code pay 0.92%. This spread reflects how school district boundaries and local assessment districts are drawn across Madison County. Understanding which part of Ridgeland you live in can make a meaningful difference to your annual tax bill.
Ridgeland homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the August 3, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Ridgeland, Madison County, Mississippi
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Ridgeland's effective property tax rate to other cities in Mississippi and the median property tax rates in Mississippi and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Ridgeland Tax Rate
0.92%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Madison County Tax Rate
0.97%
Median Effective Mississippi Tax Rate
1.35%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Ridgeland, Madison County, Mississippi
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 39157 | 0.58% | 0.78% | 0.92% | 1.62% | 1.62% |
Source: Ownwell
Property Tax Assessment Values Across Ridgeland, Madison County, Mississippi
When examining property taxes in Ridgeland, Mississippi, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Madison County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Madison County, assessment notices are sent in April each year. They'll typically reach your mailbox by the middle of April.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Ridgeland is $153,100, with tax bills ranging significantly across the county. ZIP code 39157 has the highest median home price at $153,100.
Property Tax Assessment Values Across Ridgeland, Madison County, Mississippi
Source: Ownwell
$36,775
$132,328
$227,880
Median Ridgeland Market Value
$153,100
Median Madison County Market Value
$167,365
Median Mississippi Market Value
$70,930
Median United States Market Value
$235,294
Property Tax Assessment Values Across Ridgeland, Madison County, Mississippi
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 39157 | $77,316 | $104,430 | $153,100 | $262,350 | $448,476 |
Source: Ownwell
Property Tax Bills Across Ridgeland, Madison County, Mississippi
Property tax bills in Ridgeland are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. The assessed value is then used to determine how much tax a homeowner owes each year. Factors such as the home’s location, size, condition, and any applicable exemptions can affect the final bill.
With a median home price of $153,100, property taxes in Ridgeland can vary widely from one homeowner to another. The 25th percentile tax bill is $1,034, while the 75th percentile reaches $2,700 and the 90th percentile climbs to $4,654. The median tax bill in the area is $1,606, which is below the national median property tax bill of $2,400 and also below the national median property tax rate of 1.02%.
For homeowners, this means property taxes can be a meaningful annual expense that depends on how their home is assessed and whether they qualify for any reductions.
Median Ridgeland Tax Bill
$1,606
Median Madison County Tax Bill
$1,680
Median Mississippi Tax Bill
$914
Median United States Tax Bill
$2,400
Property Tax Bills Across Ridgeland, Madison County, Mississippi
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 39157 | $620 | $1,034 | $1,606 | $2,700 | $4,654 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | August 3 |
Links | |
|---|---|
| Madison Tax Assessor | |
| Website | www.madison-co.com |