Property Taxes in Clifton, New Jersey
Median Clifton, New Jersey effective property tax rate: 5.79%, significantly higher than the national median of 1.02%, and higher than the New Jersey state median of 2.88%.
Median Clifton, New Jersey home value: $170,000
Median annual Clifton, New Jersey tax bill: $9,809, $7,409 higher than the national median property tax bill of $2,400.
How are property taxes in Passaic calculated?
Property taxes in Clifton, New Jersey are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Clifton's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Clifton, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Clifton Property Tax Calculator Work?
Use this Clifton property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Clifton's median effective tax rate of 5.79% — based on actual property records in Passaic County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment office uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Clifton's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Clifton: rates range from $9,108 in 07011 to $10,476 in 07013, primarily due to differences in school district levies and local assessment districts. Clifton's median property tax bill of $9,809 is higher than the New Jersey median tax bill of $2,400 and the national median property tax bill of $2,400.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Clifton.
About Clifton Property Taxes
About Property Taxes in Clifton, Passaic, New Jersey
Clifton’s median effective property tax rate of 5.79% is higher than the New Jersey state median of 2.88% and higher than the national median of 1.02%. This rate reflects the Passaic County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Clifton. Homeowners in the 07011 ZIP code carry a median effective rate of 5.79%, while those in 07011 pay 5.79%. This spread — 0 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Passaic County. Understanding which part of Clifton you live in can make a meaningful difference to your annual tax bill.
Clifton homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the April 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Clifton, Passaic County, New Jersey
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Clifton's effective property tax rate to other cities in New Jersey and the median property tax rates in New Jersey and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Clifton Tax Rate
5.79%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Passaic County Tax Rate
4.90%
Median Effective New Jersey Tax Rate
2.88%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Clifton, Passaic County, New Jersey
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 07011 | 5.79% | 5.79% | 5.79% | 5.79% | 5.79% |
| 07012 | 5.79% | 5.79% | 5.79% | 5.79% | 5.79% |
| 07013 | 5.79% | 5.79% | 5.79% | 5.79% | 5.79% |
| 07014 | 5.79% | 5.79% | 5.79% | 5.79% | 5.79% |
Source: Ownwell
Property Tax Assessment Values Across Clifton, Passaic County, New Jersey
When examining property taxes in Clifton, New Jersey, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Passaic County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices are sent in the spring each year in Passaic County and typically reach your mailbox by the middle of February.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For Clifton, the median home price is $170,000, while median tax bills are $9,809. Tax bills range from $8,650 at the 25th percentile to $11,553 at the 75th percentile, and 07013 has the highest median home price at $181,900.
Property Tax Assessment Values Across Clifton, Passaic County, New Jersey
Source: Ownwell
$158,100
$271,100
$384,100
Median Clifton Market Value
$170,000
Median Passaic County Market Value
$228,800
Median New Jersey Market Value
$288,200
Median United States Market Value
$274,101
Property Tax Assessment Values Across Clifton, Passaic County, New Jersey
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 07011 | $128,300 | $141,600 | $158,100 | $180,800 | $210,700 |
| 07012 | $145,900 | $157,700 | $175,300 | $204,000 | $258,400 |
| 07013 | $141,600 | $158,200 | $181,900 | $220,775 | $269,700 |
| 07014 | $120,560 | $140,500 | $164,000 | $189,000 | $237,732 |
Source: Ownwell
Property Tax Bills Across Clifton, Passaic County, New Jersey
Property tax bills in Clifton are calculated by applying the local tax rate to a home’s assessed value, which is based on market conditions and the property’s characteristics. The bill is not tied to what a homeowner paid for the house alone; it reflects how the property is valued for tax purposes and how local taxing authorities set their rates.
With a median home price of $170,000, Clifton homeowners often see tax bills that are much higher than the national median property tax bill of $2,400. The 25th percentile tax bill is $8,650, while the 75th percentile is $11,553, showing how quickly costs can rise depending on the home and location. The 90th percentile reaches $14,213, which can create a significant burden for homeowners.
Tax bills are affected by assessed value, local budgets, and the tax rate set by the county and other taxing districts. In Passaic County, even small changes in assessment can have a noticeable impact on what homeowners owe each year.
Median Clifton Tax Bill
$9,809
Median Passaic County Tax Bill
$10,419
Median New Jersey Tax Bill
$8,638
Median United States Tax Bill
$3,209
Property Tax Bills Across Clifton, Passaic County, New Jersey
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 07011 | $7,341 | $8,146 | $9,108 | $10,371 | $11,872 |
| 07012 | $8,419 | $9,102 | $10,122 | $11,768 | $14,821 |
| 07013 | $8,110 | $9,131 | $10,476 | $12,706 | $15,462 |
| 07014 | $6,969 | $8,123 | $9,473 | $10,951 | $13,267 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | April 1 |
Links | |
|---|---|
| Passaic Tax Assessor | |
| Website | www.taxdatahub.com |