Property Taxes in West Milford, New Jersey
Median West Milford, New Jersey effective property tax rate: 4.08%, significantly higher than the national median of 1.02%, and higher than the New Jersey state median of 2.88%.
Median West Milford, New Jersey home value: $232,100
Median annual West Milford, New Jersey tax bill: $9,430, $7,030 higher than the national median property tax bill of $2,400.
How are property taxes in Passaic County calculated?
Property taxes in West Milford, New Jersey are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding West Milford's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in West Milford, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the West Milford Property Tax Calculator Work?
Use this West Milford property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies West Milford's median effective tax rate of 4.08% — based on actual property records in Passaic County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessor uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies West Milford's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within West Milford: rates range from 4.08% in 07480 to 4.08% in 07480, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across West Milford.
About West Milford Property Taxes
About Property Taxes in West Milford, Passaic, New Jersey
West Milford’s median effective property tax rate of 4.08% is higher than the New Jersey state median of 2.88% and higher than the national median of 1.02%. This rate reflects the Passaic County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across West Milford. Homeowners in the 07480 ZIP code carry a median effective rate of 4.08%, while those in the lowest ZIP also pay 4.08%. This spread reflects how school district boundaries and local assessment districts are drawn across Passaic County. Understanding which part of West Milford you live in can make a meaningful difference to your annual tax bill.
West Milford homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the April 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across West Milford, Passaic County, New Jersey
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare West Milford's effective property tax rate to other cities in New Jersey and the median property tax rates in New Jersey and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective West Milford Tax Rate
4.08%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Passaic County Tax Rate
4.90%
Median Effective New Jersey Tax Rate
2.88%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across West Milford, Passaic County, New Jersey
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 07480 | 4.07% | 4.07% | 4.08% | 4.08% | 4.08% |
Source: Ownwell
Property Tax Assessment Values Across West Milford, Passaic County, New Jersey
When examining property taxes in West Milford, New Jersey, understanding the distinction between “market value” and “assessed value” is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Passaic County tax assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Passaic County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of February.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in West Milford is $232,100, with a median tax bill of $9,430. Tax bills range from $7,351 at the 25th percentile to $11,760 at the 75th percentile, and reach $15,114 at the 90th percentile. The ZIP code 07480 has the highest median home price at $232,100.
Property Tax Assessment Values Across West Milford, Passaic County, New Jersey
Source: Ownwell
$158,100
$271,100
$384,100
Median West Milford Market Value
$232,100
Median Passaic County Market Value
$228,800
Median New Jersey Market Value
$288,200
Median United States Market Value
$274,101
Property Tax Assessment Values Across West Milford, Passaic County, New Jersey
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 07480 | $127,270 | $181,100 | $232,100 | $289,000 | $371,960 |
Source: Ownwell
Property Tax Bills Across West Milford, Passaic County, New Jersey
Property tax bills in West Milford are based on the assessed value of a home, not its market price. Local tax rates are applied to that assessment to determine the annual bill, so two homes with similar market values can still owe different amounts if their assessments differ.
For homeowners, the bill reflects both the value of the property and the tax rate set by local governments and school districts. In West Milford, the median home price is $232,100, and the median tax bill is $9,430 in ZIP code 07480. That is well above the national median property tax bill of $2,400 and the national median property tax rate of 1.02%.
Tax bills can vary widely across homes. The 25th percentile tax bill is $7,351, while the 75th percentile is $11,760 and the 90th percentile reaches $15,114. For homeowners, that means property taxes can be a major part of housing costs and a key factor in long-term affordability.
Property Tax Bills Across West Milford, Passaic County, New Jersey
Source: Ownwell
$8,365
$11,731
$15,096
Median West Milford Tax Bill
$9,430
Median Passaic County Tax Bill
$10,419
Median New Jersey Tax Bill
$8,638
Median United States Tax Bill
$3,209
Property Tax Bills Across West Milford, Passaic County, New Jersey
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 07480 | $5,175 | $7,351 | $9,430 | $11,760 | $15,114 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | April 1 |
Links | |
|---|---|
| Passaic Tax Assessor | |
| Website | www.taxdatahub.com |