Property Taxes in Montague, New Jersey
Median Montague, New Jersey effective property tax rate: 2.89%, significantly higher than the national median of 1.02%, and higher than the New Jersey state median of 2.88%.
Median Montague, New Jersey home value: $171,600
Median annual Montague, New Jersey tax bill: $4,942, $2,542 higher than the national median property tax bill of $2,400.
How are property taxes in Sussex calculated?
Property taxes in Montague, New Jersey are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Montague's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Montague, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Montague Property Tax Calculator Work?
Use this Montague property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Montague's median effective tax rate of 2.89% — based on actual property records in Sussex County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment system uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Montague's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Montague: rates range from 2.89% in 07827 to 2.89% in 07827, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Montague.
About Montague Property Taxes
About Property Taxes in Montague, Sussex, New Jersey
Montague’s median effective property tax rate of 2.89% is higher than the New Jersey state median of 2.88% and higher than the national median of 1.02%. This rate reflects the Sussex County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Montague. Homeowners in the 07827 ZIP code carry a median effective rate of 2.89%, while those in the same ZIP code pay 2.89%. This spread — 0 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Sussex County. Understanding which part of Montague you live in can make a meaningful difference to your annual tax bill.
Montague homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the April 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Montague, Sussex County, New Jersey
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Montague's effective property tax rate to other cities in New Jersey and the median property tax rates in New Jersey and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Montague Tax Rate
2.89%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Sussex County Tax Rate
2.89%
Median Effective New Jersey Tax Rate
2.88%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Montague, Sussex County, New Jersey
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 07827 | 2.89% | 2.89% | 2.89% | 2.89% | 2.89% |
Source: Ownwell
Property Tax Assessment Values Across Montague, Sussex County, New Jersey
When examining property taxes in Montague, New Jersey, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Sussex County tax assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Sussex County, assessment notices are sent in February each year. They'll typically reach your mailbox by the middle of February.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Montague.
For example, the median home price in Montague is $171,600, with tax bills ranging significantly across the county. 07827 has the highest median home price at $171,600.
Property Tax Assessment Values Across Montague, Sussex County, New Jersey
Source: Ownwell
$171,600
$294,725
$417,850
Median Montague Market Value
$171,600
Median Sussex County Market Value
$254,000
Median New Jersey Market Value
$288,200
Median United States Market Value
$274,101
Property Tax Assessment Values Across Montague, Sussex County, New Jersey
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 07827 | $10,400 | $53,400 | $171,600 | $215,500 | $254,500 |
Source: Ownwell
Property Tax Bills Across Montague, Sussex County, New Jersey
Property tax bills in Montague are based on the assessed value of a home and the local tax rate set by taxing authorities. When a property’s assessed value rises, the tax bill can increase even if the homeowner’s income does not. For homeowners in Montague, this means the amount due is tied to the market value of the property and how that value is assessed for tax purposes.
The median home price in Montague is $171,600, and the median property tax bill is $4,942, which is well above the national median property tax bill of $2,400. That makes the local tax burden higher than many homeowners see across the country. Bills can vary widely, with the 25th percentile at $1,527 and the 75th percentile at $6,201, showing that property taxes depend on both home value and how local rates are applied.
Median Montague Tax Bill
$4,942
Median Sussex County Tax Bill
$7,164
Median New Jersey Tax Bill
$8,638
Median United States Tax Bill
$3,209
Property Tax Bills Across Montague, Sussex County, New Jersey
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 07827 | $274 | $1,527 | $4,942 | $6,201 | $7,358 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | April 1 |
Links | |
|---|---|
| Sussex Tax Assessor | |
| Website | www.sussex.nj.us |