Schoharie County, New York Property Taxes
Property Taxes in Schoharie County, New York
Median Schoharie County effective property tax rate: 2.44%, significantly higher than the national median of 1.02%.
Median Schoharie County home value: $156,632
Median annual Schoharie County tax bill: $3,956, $1,556 higher than the national median property tax bill of $2,400.
How are property taxes in Schoharie County calculated?
Property taxes in Schoharie County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Why are property taxes in Schoharie County higher than the national median? The county’s effective property tax rate is 2.44%, which is above both the national median of 1.02% and the state median tax rate of 1.90%.
What does the median tax bill mean for homeowners in Schoharie County? The median annual property tax bill is $3,956, which is $1,556 higher than the national median property tax bill of $2,400.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Schoharie County or another part of Schoharie County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Schoharie County, New York Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
2.44%
Estimate Property Tax Bill
$3,822
$3,547
How Does the Schoharie County Property Tax Calculator Work?
Use this Schoharie County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Schoharie County's median effective tax rate of 2.44% to generate your estimate.
Enter your property's estimated assessed value — the figure the assessment office assigns for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Schoharie County’s median tax rate is higher than New York’s 1.90% and above the national median property tax rate of 1.02%.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Schoharie County.
Property Tax Rates Across Schoharie County, New York
What Are Effective Property Tax Rates Across Schoharie County?
Local government entities set tax rates, which vary widely across Schoharie County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Schoharie County's effective property tax rate to other counties in New York or the U.S. median of 1.02%.
Schoharie County's median effective rate stands at 2.44%, which is higher than the national median of 1.02%. Within Schoharie County, the highest rate is found in EAST WORCESTER at 2.65%, while GILBOA has the lowest at 1.72%.
These variations reflect differences in local school district levies, special district levies assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Schoharie County Tax Rate
2.44%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective New York Tax Rate
1.90%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Schoharie County, New York
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Berne | 2.07% | 2.41% | 2.42% | 2.54% | 2.66% |
| Carlisle | 1.65% | 2.36% | 2.41% | 2.41% | 3.56% |
| Central Bridge | 2.03% | 2.35% | 2.41% | 2.55% | 3.88% |
| Charlotteville | 1.64% | 2.10% | 2.10% | 2.37% | 2.73% |
| Cobleskill | 2.31% | 2.43% | 2.44% | 2.80% | 3.55% |
| Delanson | 2.16% | 2.37% | 2.42% | 2.42% | 2.48% |
| East Worcester | 1.93% | 2.10% | 2.65% | 2.65% | 3.45% |
| Esperance | 2.26% | 2.35% | 2.35% | 2.63% | 3.09% |
| Fultonham | 1.95% | 2.53% | 2.53% | 2.55% | 4.13% |
| Gilboa | 1.59% | 1.72% | 1.72% | 1.94% | 2.57% |
| Howes Cave | 2.18% | 2.40% | 2.43% | 2.54% | 3.79% |
| Jefferson | 2.11% | 2.32% | 2.38% | 2.38% | 3.51% |
| Middleburgh | 1.81% | 2.53% | 2.61% | 2.84% | 3.57% |
| North Blenheim | 1.72% | 1.78% | 1.78% | 1.78% | 2.66% |
| Preston Hollow | 1.91% | 2.37% | 2.64% | 2.64% | 4.20% |
| Richmondville | 2.44% | 2.55% | 2.57% | 2.81% | 3.50% |
| Schoharie | 2.23% | 2.42% | 2.48% | 2.56% | 3.45% |
| Sharon Springs | 1.74% | 1.94% | 1.94% | 2.20% | 3.12% |
| Sloansville | 2.11% | 2.35% | 2.39% | 2.41% | 3.26% |
| Stamford | 2.11% | 2.19% | 2.23% | 2.38% | 3.43% |
| Summit | 2.47% | 2.64% | 2.64% | 2.64% | 4.15% |
| Warnerville | 2.36% | 2.45% | 2.55% | 2.55% | 4.03% |
| West Fulton | 2.42% | 2.51% | 2.55% | 2.55% | 3.87% |
| Cherry Valley | N/A | N/A | N/A | N/A | N/A |
| Sprakers | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Schoharie County, New York
When examining property taxes in Schoharie County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Schoharie County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Schoharie County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Schoharie County.
For example, the median tax bill in Schoharie County is $3,956, with tax bills ranging significantly across the county. Delanson has the highest median home price at $252,525.
Property Tax Assessment Values Across Schoharie County, New York
Source: Ownwell
$108,000
$180,263
$252,525
Median Schoharie County Market Value
$156,632
Median New York Market Value
$312,500
Median United States Market Value
$235,294
Property Tax Assessment Values Across Schoharie County, New York
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Berne | $74,127 | $125,960 | $197,394 | $262,626 | $352,687 |
| Carlisle | $54,211 | $108,947 | $148,105 | $211,473 | $288,632 |
| Central Bridge | $46,875 | $96,797 | $140,625 | $188,219 | $258,844 |
| Charlotteville | $59,380 | $89,375 | $131,000 | $169,675 | $228,675 |
| Cobleskill | $90,559 | $127,789 | $169,474 | $230,657 | $307,835 |
| Delanson | $101,010 | $192,424 | $252,525 | $333,636 | $409,293 |
| East Worcester | $38,550 | $76,562 | $125,125 | $184,375 | $367,363 |
| Esperance | $60,782 | $127,930 | $179,688 | $262,891 | $340,906 |
| Fultonham | $40,480 | $85,349 | $131,628 | $179,070 | $271,070 |
| Gilboa | $49,920 | $75,472 | $113,208 | $184,000 | $275,180 |
| Howes Cave | $56,826 | $110,646 | $155,839 | $225,770 | $283,458 |
| Jefferson | $52,824 | $94,170 | $160,625 | $222,125 | $289,575 |
| Middleburgh | $49,004 | $94,340 | $147,959 | $195,200 | $275,292 |
| North Blenheim | $33,800 | $70,000 | $108,000 | $160,000 | $240,400 |
| Preston Hollow | $65,110 | $100,375 | $171,550 | $254,425 | $359,040 |
| Richmondville | $53,828 | $103,281 | $157,656 | $222,656 | $301,440 |
| Schoharie | $78,000 | $135,938 | $200,938 | $271,875 | $357,286 |
| Sharon Springs | $58,492 | $105,263 | $150,736 | $224,632 | $315,684 |
| Sloansville | $54,004 | $119,168 | $179,688 | $256,474 | $317,032 |
| Stamford | $61,720 | $88,050 | $113,208 | $176,101 | $251,243 |
| Summit | $58,388 | $100,812 | $144,950 | $196,375 | $247,163 |
| Warnerville | $46,313 | $99,723 | $166,168 | $239,535 | $331,734 |
| West Fulton | $46,396 | $90,175 | $139,651 | $207,233 | $293,186 |
| Cherry Valley | N/A | N/A | N/A | N/A | N/A |
| Sprakers | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Schoharie County, New York
How are property tax bills calculated in Schoharie County, New York?
Property tax bills are based on a home’s assessed value and the local tax rate, which together determine how much a homeowner owes each year. In Schoharie County, the median home price is $156,632, and tax bills can vary widely depending on where a property is located and how it is assessed. The 25th percentile tax bill is $2,384, while the 75th percentile is $5,628, showing that many homeowners pay well above the national median property tax bill of $2,400.
What factors affect the final bill?
Local assessments, municipal budgets, and school district levies all influence the amount due. Some areas within the county see much higher bills than others, with Delanson reaching a median tax bill of $6,103 and North Blenheim at $2,027. For homeowners, this means property taxes can have a major impact on annual housing costs and overall affordability.
Median Schoharie County Tax Bill
$3,956
Median New York Tax Bill
$5,420
Median United States Tax Bill
$2,400
Property Tax Bills Across Schoharie County, New York
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Berne | $1,979 | $3,223 | $4,745 | $6,121 | $8,676 |
| Carlisle | $1,274 | $2,387 | $3,659 | $5,188 | $6,700 |
| Central Bridge | $1,212 | $2,426 | $3,683 | $4,988 | $6,515 |
| Charlotteville | $1,154 | $1,932 | $2,919 | $3,833 | $5,378 |
| Cobleskill | $2,303 | $3,504 | $4,596 | $6,140 | $7,977 |
| Delanson | $2,462 | $4,662 | $6,103 | $7,918 | $9,845 |
| East Worcester | $1,329 | $1,961 | $2,888 | $4,646 | $9,753 |
| Esperance | $1,650 | $3,118 | $4,487 | $6,394 | $8,044 |
| Fultonham | $1,045 | $2,260 | $3,327 | $5,055 | $6,842 |
| Gilboa | $911 | $1,407 | $2,043 | $3,292 | $5,060 |
| Howes Cave | $1,452 | $2,763 | $3,946 | $5,556 | $6,843 |
| Jefferson | $1,305 | $2,231 | $3,874 | $5,411 | $7,015 |
| Middleburgh | $1,295 | $2,308 | $3,897 | $5,308 | $7,304 |
| North Blenheim | $649 | $1,245 | $2,027 | $3,160 | $4,296 |
| Preston Hollow | $1,573 | $2,824 | $4,305 | $6,518 | $9,254 |
| Richmondville | $1,452 | $2,607 | $4,309 | $5,952 | $8,074 |
| Schoharie | $2,007 | $3,434 | $5,096 | $6,749 | $8,768 |
| Sharon Springs | $1,258 | $2,184 | $3,200 | $4,538 | $6,326 |
| Sloansville | $1,324 | $2,929 | $4,391 | $6,103 | $7,405 |
| Stamford | $1,404 | $1,929 | $2,593 | $4,179 | $6,347 |
| Summit | $1,548 | $2,820 | $4,008 | $5,459 | $6,879 |
| Warnerville | $1,256 | $2,625 | $4,340 | $6,340 | $8,653 |
| West Fulton | $1,209 | $2,432 | $3,800 | $5,517 | $7,530 |
| Cherry Valley | N/A | N/A | N/A | N/A | N/A |
| Sprakers | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to file a grievance!
Dates | |
|---|---|
| Appeal Deadline | May 26 |
Links | |
|---|---|
| Schoharie Assessment Review Commission | |
| Website | www2.schohariecounty-ny.gov |