Garfield Heights, Cuyahoga County, Ohio Property Taxes
Property Taxes in Garfield Heights, Ohio
Median Garfield Heights, Ohio effective property tax rate: 3.22%, significantly higher than the national median of 1.02%, and higher than the Ohio state median of 1.60%.
Median Garfield Heights, Ohio home value: $86,100
Median annual Garfield Heights, Ohio tax bill: $2,686, $286 higher than the national median property tax bill of $2,400.
How are property taxes in Cuyahoga calculated?
Property taxes in Garfield Heights, Ohio are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Garfield Heights's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Garfield Heights, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Garfield Heights, Cuyahoga County, Ohio Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
3.22%
Estimate Property Tax Bill
$2,772
$2,573
How Does the Garfield Heights Property Tax Calculator Work?
Use this Garfield Heights property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Garfield Heights' median effective tax rate of 3.22% — based on actual property records in Cuyahoga County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Garfield Heights' median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Garfield Heights: rates range from the lowest median tax bill of $2,646.00 in 44105 to the highest median tax bill of $4,383.00 in 44125, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Garfield Heights.
About Garfield Heights Property Taxes
About Property Taxes in Garfield Heights, Cuyahoga, Ohio
Garfield Heights’s median effective property tax rate of 3.22% is higher than the Ohio state median of 1.60% and higher than the national median of 1.02%. This rate reflects the Cuyahoga County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Garfield Heights. Homeowners in the 44125 ZIP code carry a median effective rate of 3.57%, while those in 44105 pay 3.21%. This spread — 0.36 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Cuyahoga County. Understanding which part of Garfield Heights you live in can make a meaningful difference to your annual tax bill.
Garfield Heights homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before March 31, 2026.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Garfield Heights, Cuyahoga County, Ohio
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Garfield Heights's effective property tax rate to other cities in Ohio and the median property tax rates in Ohio and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Garfield Heights Tax Rate
3.22%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cuyahoga County Tax Rate
2.27%
Median Effective Ohio Tax Rate
1.60%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Garfield Heights, Cuyahoga County, Ohio
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 44105 | 2.19% | 2.35% | 3.21% | 3.27% | 3.37% |
| 44125 | 2.87% | 3.46% | 3.57% | 3.64% | 3.74% |
Source: Ownwell
Property Tax Assessment Values Across Garfield Heights, Cuyahoga County, Ohio
When examining property taxes in Garfield Heights, Ohio, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cuyahoga County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Cuyahoga County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Garfield Heights.
For example, the median home price in Garfield Heights is $86,100, with tax bills ranging significantly across the county. Zip code 44125 has the highest median home price at $122,900.
Property Tax Assessment Values Across Garfield Heights, Cuyahoga County, Ohio
Source: Ownwell
$31,550
$725,775
$1,420,000
Median Garfield Heights Market Value
$86,100
Median Cuyahoga County Market Value
$182,500
Median Ohio Market Value
$168,370
Median United States Market Value
$235,294
Property Tax Assessment Values Across Garfield Heights, Cuyahoga County, Ohio
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 44105 | $72,840 | $80,400 | $85,800 | $91,200 | $97,600 |
| 44125 | $98,700 | $110,750 | $122,900 | $217,300 | $235,600 |
Source: Ownwell
Property Tax Bills Across Garfield Heights, Cuyahoga County, Ohio
Property tax bills in Garfield Heights are based on the assessed value of a home, not its market price. Local tax rates are applied to that assessed value to determine the amount a homeowner owes each year. For many owners, the bill reflects both the property’s value and the tax rate set by local taxing authorities.
In Garfield Heights, the median home price is $86,100, and property tax bills vary widely across the city. The 25th percentile tax bill is $2,152, while the 75th percentile is $2,942. At the high end, the 90th percentile reaches $3,475, showing how much bills can differ depending on location and assessment. The lowest median tax bill is $2,646 in zip code 44105, while the highest median tax bill is $4,383 in zip code 44125.
For homeowners, this means property taxes can be a major part of housing costs, especially when assessed values or local rates rise.
Median Garfield Heights Tax Bill
$2,686
Median Cuyahoga County Tax Bill
$4,087
Median Ohio Tax Bill
$2,789
Median United States Tax Bill
$2,400
Property Tax Bills Across Garfield Heights, Cuyahoga County, Ohio
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 44105 | $1,826 | $2,111 | $2,646 | $2,875 | $3,149 |
| 44125 | $3,226 | $3,804 | $4,383 | $6,940 | $8,111 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | March 31 |
Links | |
|---|---|
| Cuyahoga Tax Assessor | |
| Website | myplace.cuyahogacounty.gov |