Monclova, Lucas County, Ohio Property Taxes
Property Taxes in Monclova, Ohio
Median Monclova, Ohio effective property tax rate: 0.91%, significantly lower than the national median of 1.02%, and lower than the Ohio state median of 1.60%.
Median Monclova, Ohio home value: $382,100
Median annual Monclova, Ohio tax bill: $3,521, $1,121 higher than the national median property tax bill of $2,400.
How are property taxes in Lucas calculated?
Property taxes in Monclova, Ohio are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Monclova's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Monclova, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Monclova, Lucas County, Ohio Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.91%
Estimate Property Tax Bill
$3,477
$3,227
How Does the Monclova Property Tax Calculator Work?
Use this Monclova property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Monclova's median effective tax rate of 0.91% — based on actual property records in Lucas County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Monclova's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Monclova: rates range from 0.91% in 43542 to 0.91% in 43542, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Monclova.
About Monclova Property Taxes
About Property Taxes in Monclova, Lucas, Ohio
Monclova’s median effective property tax rate of 0.91% is lower than the Ohio state median of 1.60% and lower than the national median of 1.02%. This rate reflects the Lucas County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Monclova. Homeowners in the 43542 ZIP code carry a median effective rate of 0.91%, while those in the lowest ZIP also pay 0.91%. This spread reflects how school district boundaries and local assessment districts are drawn across Lucas County. Understanding which part of Monclova you live in can make a meaningful difference to your annual tax bill.
Monclova homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the March 31, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Monclova, Lucas County, Ohio
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Monclova's effective property tax rate to other cities in Ohio and the median property tax rates in Ohio and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Monclova Tax Rate
0.91%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Lucas County Tax Rate
1.10%
Median Effective Ohio Tax Rate
1.60%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Monclova, Lucas County, Ohio
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 43542 | 0.87% | 0.89% | 0.91% | 0.93% | 1.00% |
Source: Ownwell
Property Tax Assessment Values Across Monclova, Lucas County, Ohio
When examining property taxes in Monclova, Ohio, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Lucas County tax authority estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices in Lucas County are sent in the spring each year and typically reach your mailbox by the middle of the month. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill.
For example, the median home price in Monclova is $382,100, with a median tax bill of $3,521. That is above the national median property tax bill of $2,400 and reflects how tax bills can vary across the county. The highest median home price is in 43542.
Property Tax Assessment Values Across Monclova, Lucas County, Ohio
Source: Ownwell
$41,100
$266,800
$492,500
Median Monclova Market Value
$382,100
Median Lucas County Market Value
$123,100
Median Ohio Market Value
$168,370
Median United States Market Value
$235,294
Property Tax Assessment Values Across Monclova, Lucas County, Ohio
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 43542 | $188,800 | $284,300 | $382,100 | $492,600 | $621,700 |
Source: Ownwell
Property Tax Bills Across Monclova, Lucas County, Ohio
Property tax bills in Monclova are based on the assessed value of a home, which is then multiplied by the local tax rate. For homeowners, the size of the bill depends on how the market value of the property is translated into an assessed value for taxation, along with the rates set by local taxing authorities in Lucas County.
With a median home price of $382,100, property tax bills can be significant. The median tax bill in the area is $3,521, which is above the national median property tax bill of $2,400. Bills at the 25th percentile are $2,606, while the 75th percentile reaches $4,496, and the 90th percentile climbs to $5,786.
These taxes directly affect monthly housing costs and long-term affordability for homeowners. Even small changes in assessed value or tax rates can meaningfully change what a homeowner owes each year.
Median Monclova Tax Bill
$3,521
Median Lucas County Tax Bill
$1,452
Median Ohio Tax Bill
$2,789
Median United States Tax Bill
$2,400
Property Tax Bills Across Monclova, Lucas County, Ohio
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 43542 | $1,800 | $2,606 | $3,521 | $4,496 | $5,786 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | March 31 |
Links | |
|---|---|
| Lucas Tax Assessor | |
| Website | icare.co.lucas.oh.us |