Ottawa Hills, Lucas County, Ohio Property Taxes
Property Taxes in Ottawa Hills, Ohio
Median Ottawa Hills, Ohio effective property tax rate: 1.54%, significantly higher than the national median of 1.02%, and lower than the Ohio state median of 1.60%.
Median Ottawa Hills, Ohio home value: $338,900
Median annual Ottawa Hills, Ohio tax bill: $5,205, $2,805 higher than the national median property tax bill of $2,400.
How are property taxes in Lucas County calculated?
Property taxes in Ottawa Hills, Ohio are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Ottawa Hills's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Ottawa Hills, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Ottawa Hills, Lucas County, Ohio Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.54%
Estimate Property Tax Bill
$5,219
$4,843
How Does the Ottawa Hills Property Tax Calculator Work?
Use this Ottawa Hills property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Ottawa Hills' median effective tax rate of 1.54% — based on actual property records in Lucas County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Ottawa Hills' median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Ottawa Hills: rates range from $4,720.00 in 43606 to $7,605.00 in 43615, primarily due to differences in school district levies and local assessment districts. Ottawa Hills' median property tax bill of $5,205 is higher than the $2,400 national median, and the 1.54% rate is slightly below Ohio's 1.60% median tax rate.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Ottawa Hills.
About Ottawa Hills Property Taxes
About Property Taxes in Ottawa Hills, Lucas, Ohio
Ottawa Hills's median effective property tax rate of 1.54% is lower than the Ohio state median of 1.60% and higher than the national median of 1.02%. This rate reflects the Lucas County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Ottawa Hills. Homeowners in the 43606 ZIP code carry a median effective rate of 1.54%, while those in 43615 pay 1.53%. This spread — 0.01 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Lucas County. Understanding which part of Ottawa Hills you live in can make a meaningful difference to your annual tax bill.
Ottawa Hills homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the March 31, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Ottawa Hills, Lucas County, Ohio
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Ottawa Hills's effective property tax rate to other cities in Ohio and the median property tax rates in Ohio and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Ottawa Hills Tax Rate
1.54%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Lucas County Tax Rate
1.10%
Median Effective Ohio Tax Rate
1.60%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Ottawa Hills, Lucas County, Ohio
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 43606 | 1.45% | 1.53% | 1.54% | 1.54% | 1.56% |
| 43615 | 1.42% | 1.53% | 1.53% | 1.54% | 1.56% |
Source: Ownwell
Property Tax Assessment Values Across Ottawa Hills, Lucas County, Ohio
When examining property taxes in Ottawa Hills, Ohio, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Lucas County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices in Lucas County are sent in the spring each year and typically reach your mailbox by the middle of the season. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill.
For example, the median home price in Ottawa Hills is $338,900, with tax bills ranging significantly across the county. The median tax bill is $5,205, compared with the national median property tax bill of $2,400. Zip code 43615 has the highest median home price at $492,500.
Property Tax Assessment Values Across Ottawa Hills, Lucas County, Ohio
Source: Ownwell
$41,100
$266,800
$492,500
Median Ottawa Hills Market Value
$338,900
Median Lucas County Market Value
$123,100
Median Ohio Market Value
$168,370
Median United States Market Value
$235,294
Property Tax Assessment Values Across Ottawa Hills, Lucas County, Ohio
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 43606 | $193,000 | $239,250 | $302,400 | $408,200 | $532,700 |
| 43615 | $144,000 | $288,900 | $492,500 | $670,775 | $868,020 |
Source: Ownwell
Property Tax Bills Across Ottawa Hills, Lucas County, Ohio
How are property tax bills calculated in Ottawa Hills?
Property tax bills in Ottawa Hills are based on the assessed value of a home, which is then multiplied by local tax rates set by the county and other taxing authorities. The assessed value is influenced by the market value of the property, so homes with higher market values generally face larger tax bills. Local levies, school funding, and other community services also play a role in determining the final amount.
For homeowners, this means a property tax bill can vary widely even within the same area. In Ottawa Hills, the median home price is $338,900, and tax bills can range from $4,720 in ZIP code 43606 to $7,605 in ZIP code 43615. The 25th percentile tax bill is $3,724, while the 75th percentile is $7,960 and the 90th percentile reaches $10,689. Compared with the national median property tax rate of 1.02% and national median property tax bill of $2,400, homeowners in Ottawa Hills often pay significantly more.
Median Ottawa Hills Tax Bill
$5,205
Median Lucas County Tax Bill
$1,452
Median Ohio Tax Bill
$2,789
Median United States Tax Bill
$2,400
Property Tax Bills Across Ottawa Hills, Lucas County, Ohio
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 43606 | $2,855 | $3,664 | $4,720 | $6,352 | $8,391 |
| 43615 | $2,256 | $4,086 | $7,605 | $10,443 | $13,644 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | March 31 |
Links | |
|---|---|
| Lucas Tax Assessor | |
| Website | icare.co.lucas.oh.us |