Property Taxes in Defiance, Pennsylvania
Median Defiance, Pennsylvania effective property tax rate: 1.80%, significantly lower than the national median of 1.02%, and lower than the Pennsylvania state median of 2.75%.
Median Defiance, Pennsylvania home value: $47,950
Median annual Defiance, Pennsylvania tax bill: $861, lower than the national median property tax bill of $2,400.
How are property taxes in Bedford calculated?
Property taxes in Defiance, Pennsylvania are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Defiance's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Defiance, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Defiance Property Tax Calculator Work?
Use this Defiance property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Defiance's median effective tax rate of 1.80% — based on actual property records in Bedford County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment system uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Defiance's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Defiance: rates range from 1.80% in 16633 to 1.80% in 16633, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Defiance.
About Defiance Property Taxes
About Property Taxes in Defiance, Bedford, Pennsylvania
Defiance's median effective property tax rate of 1.80% is higher than the Pennsylvania state median of 2.75% and higher than the national median of 1.02%. This rate reflects the Bedford County base levy combined with local school district levies and special taxing districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Defiance. Homeowners in the 16633 ZIP code carry a median effective rate of 1.80%, while those in 16633 pay 1.80%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Bedford County. Understanding which part of Defiance you live in can make a meaningful difference to your annual tax bill.
Defiance homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the August 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Defiance, Bedford County, Pennsylvania
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Defiance's effective property tax rate to other cities in Pennsylvania and the median property tax rates in Pennsylvania and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Defiance Tax Rate
1.80%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Bedford County Tax Rate
1.62%
Median Effective Pennsylvania Tax Rate
2.75%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Defiance, Bedford County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 16633 | 1.79% | 1.79% | 1.80% | 1.80% | 1.80% |
Source: Ownwell
Property Tax Assessment Values Across Defiance, Bedford County, Pennsylvania
When examining property taxes in Defiance, Pennsylvania, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Bedford County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Bedford County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Defiance.
For example, the median home price in Defiance is $47,950, with tax bills ranging significantly across the county. 16633 has the highest median home price at $47,950.
Property Tax Assessment Values Across Defiance, Bedford County, Pennsylvania
Source: Ownwell
$30,900
$116,350
$201,800
Median Defiance Market Value
$47,950
Median Bedford County Market Value
$99,100
Median Pennsylvania Market Value
$118,310
Median United States Market Value
$274,101
Property Tax Assessment Values Across Defiance, Bedford County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 16633 | $21,240 | $35,275 | $47,950 | $60,350 | $80,600 |
Source: Ownwell
Property Tax Bills Across Defiance, Bedford County, Pennsylvania
Defiance property tax bills are based on the assessed value of a home and the local tax rates set by Bedford County and other taxing authorities. The assessed value is compared with the market value of the property, and the final bill reflects how much taxable value is assigned to the home. For homeowners in Defiance, this means the tax bill can change when property values or local rates change.
The median home price in Defiance is $47,950, and the median property tax bill is $861.00, which is well below the national median property tax bill of $2,400 and the national median property tax rate of 1.02%. Tax bills can range from $624 at the 25th percentile to $1,084 at the 75th percentile, with the 90th percentile reaching $1,447. In zip code 16633, the highest and lowest median tax bill is $861.00. For homeowners, these taxes are a recurring cost that can affect monthly housing affordability and long-term ownership expenses.
Median Defiance Tax Bill
$861
Median Bedford County Tax Bill
$1,648
Median Pennsylvania Tax Bill
$3,050
Median United States Tax Bill
$3,209
Property Tax Bills Across Defiance, Bedford County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 16633 | $339 | $624 | $861 | $1,084 | $1,447 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | September 1 |
Links | |
|---|---|
| Bedford Tax Assessor | |
| Website | www.bedfordcountypa.org |