Bedford County, Pennsylvania Property Taxes
Property Taxes in Bedford County, Pennsylvania
Median Bedford County effective property tax rate: 1.62%, significantly higher than the national median of 1.02%.
Median Bedford County home value: $99,100
Median annual Bedford County tax bill: $1,648, lower than the national median property tax bill of $2,400.
How are property taxes in Bedford County calculated?
Property taxes in Bedford County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Bedford County’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Bedford or another part of Bedford County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Bedford County, Pennsylvania Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.62%
Estimate Property Tax Bill
$1,605
$1,490
How Does the Bedford County Property Tax Calculator Work?
Use this Bedford County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Bedford County's median effective tax rate of 1.62% to generate your estimate.
Enter your property's estimated assessed value — the figure the assessor assigns for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Bedford County's median property tax rate is higher than the national median property tax rate of 1.02%, and the median property tax bill is $1,648, compared with the national median property tax bill of $2,400.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Bedford County.
Property Tax Rates Across Bedford County, Pennsylvania
What Are Effective Property Tax Rates Across Bedford County?
Local government entities set tax rates, which vary widely across Bedford County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Bedford County's effective property tax rate to other counties in Pennsylvania or the U.S. median of 1.02%.
Bedford County's median effective rate stands at 1.62%, which is higher than the national median of 1.02%. Within Bedford County, the highest rate is found in Saxton at 1.87%, while Loysburg has the lowest at 1.44%.
These variations reflect differences in local school district levies, special taxing districts assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Bedford County Tax Rate
1.62%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Pennsylvania Tax Rate
2.75%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Bedford County, Pennsylvania
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Alum Bank | 1.56% | 1.57% | 1.57% | 1.57% | 1.57% |
| Artemas | 1.81% | 1.81% | 1.81% | 1.81% | 1.81% |
| Bedford | 1.59% | 1.60% | 1.62% | 1.63% | 2.02% |
| Breezewood | 1.80% | 1.80% | 1.80% | 1.80% | 1.80% |
| Buffalo Mills | 1.49% | 1.49% | 1.60% | 1.62% | 1.62% |
| Claysburg | 1.52% | 1.66% | 1.66% | 1.66% | 1.66% |
| Clearville | 1.78% | 1.78% | 1.79% | 1.79% | 1.80% |
| Defiance | 1.79% | 1.79% | 1.80% | 1.80% | 1.80% |
| Everett | 1.54% | 1.63% | 1.80% | 1.80% | 2.56% |
| Fishertown | 1.51% | 1.51% | 1.51% | 1.51% | 1.51% |
| Hopewell | 1.49% | 1.49% | 1.49% | 1.79% | 1.80% |
| Hyndman | 1.60% | 1.60% | 1.60% | 1.76% | 1.76% |
| Imler | 1.49% | 1.49% | 1.57% | 1.66% | 1.66% |
| James Creek | 1.87% | 1.87% | 1.87% | 1.87% | 1.87% |
| Loysburg | 1.44% | 1.44% | 1.44% | 1.44% | 1.44% |
| Manns Choice | 1.49% | 1.50% | 1.62% | 1.62% | 1.64% |
| Martinsburg | 1.48% | 1.48% | 1.48% | 1.48% | 1.60% |
| New Enterprise | 1.44% | 1.44% | 1.44% | 1.44% | 1.46% |
| New Paris | 1.51% | 1.51% | 1.51% | 1.52% | 1.57% |
| Osterburg | 1.49% | 1.49% | 1.49% | 1.51% | 1.51% |
| Portage | 1.52% | 1.52% | 1.52% | 1.52% | 1.53% |
| Queen | 1.66% | 1.66% | 1.66% | 1.66% | 1.66% |
| Riddlesburg | 1.79% | 1.79% | 1.79% | 1.80% | 1.80% |
| Roaring Spring | 1.45% | 1.45% | 1.46% | 1.46% | 1.48% |
| Saxton | 1.87% | 1.87% | 1.87% | 2.05% | 2.25% |
| Schellsburg | 1.49% | 1.50% | 1.52% | 1.52% | 1.56% |
| Six Mile Run | 1.79% | 1.79% | 1.80% | 1.80% | 1.88% |
| Wood | 1.79% | 1.79% | 1.79% | 1.80% | 1.80% |
| Woodbury | 1.44% | 1.48% | 1.48% | 1.59% | 1.59% |
| Central City | N/A | N/A | N/A | N/A | N/A |
| Windber | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Bedford County, Pennsylvania
When examining property taxes in Bedford County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Bedford County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of April.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. The median tax bill in Bedford County is $1,648, compared with the national median property tax bill of $2,400 and the national median property tax rate of 1.02%. Tax bills range significantly across the county, with James Creek at $3,776 and Wood at $555. James Creek also has the highest median home price at $201,800.
Property Tax Assessment Values Across Bedford County, Pennsylvania
Source: Ownwell
$30,900
$116,350
$201,800
Median Bedford County Market Value
$99,100
Median Pennsylvania Market Value
$118,310
Median United States Market Value
$235,294
Property Tax Assessment Values Across Bedford County, Pennsylvania
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Alum Bank | $24,950 | $57,100 | $98,700 | $158,050 | $238,350 |
| Artemas | $38,500 | $66,900 | $115,200 | $171,050 | $258,900 |
| Bedford | $25,800 | $68,600 | $116,300 | $164,100 | $246,980 |
| Breezewood | $10,110 | $41,775 | $105,850 | $163,800 | $253,280 |
| Buffalo Mills | $39,900 | $71,700 | $111,600 | $167,100 | $266,240 |
| Claysburg | $27,680 | $42,300 | $82,000 | $140,750 | $226,260 |
| Clearville | $35,480 | $72,500 | $125,400 | $196,700 | $361,660 |
| Defiance | $21,240 | $35,275 | $47,950 | $60,350 | $80,600 |
| Everett | $22,920 | $57,400 | $102,000 | $152,200 | $242,300 |
| Fishertown | $8,580 | $41,400 | $80,100 | $109,050 | $140,680 |
| Hopewell | $19,240 | $40,700 | $74,700 | $127,050 | $201,760 |
| Hyndman | $17,870 | $43,475 | $73,200 | $114,350 | $165,600 |
| Imler | $22,500 | $60,500 | $94,700 | $138,500 | $189,100 |
| James Creek | $33,480 | $121,775 | $201,800 | $246,875 | $276,150 |
| Loysburg | $8,980 | $22,025 | $83,300 | $113,400 | $174,250 |
| Manns Choice | $11,320 | $42,100 | $85,300 | $144,600 | $239,740 |
| Martinsburg | $33,760 | $67,750 | $134,400 | $237,400 | $450,300 |
| New Enterprise | $45,200 | $84,000 | $128,300 | $188,350 | $352,900 |
| New Paris | $12,880 | $40,100 | $87,900 | $146,500 | $221,220 |
| Osterburg | $28,000 | $63,000 | $101,100 | $152,025 | $216,200 |
| Portage | $28,980 | $49,000 | $83,300 | $116,200 | $143,640 |
| Queen | $48,740 | $66,100 | $88,050 | $116,500 | $152,870 |
| Riddlesburg | $18,040 | $36,350 | $55,000 | $65,500 | $83,080 |
| Roaring Spring | $56,100 | $91,800 | $138,100 | $190,900 | $267,940 |
| Saxton | $16,950 | $39,625 | $72,300 | $111,100 | $159,340 |
| Schellsburg | $6,090 | $38,338 | $101,000 | $159,025 | $228,700 |
| Six Mile Run | $15,540 | $32,750 | $52,500 | $82,100 | $121,620 |
| Wood | $19,000 | $23,400 | $30,900 | $56,400 | $74,100 |
| Woodbury | $42,840 | $73,825 | $107,200 | $151,975 | $251,020 |
| Central City | N/A | N/A | N/A | N/A | N/A |
| Windber | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Bedford County, Pennsylvania
Property tax bills in Bedford County are based on a home’s assessed value and the local tax rate set by taxing authorities. When a property’s market value changes, the assessed value used for taxation can also change, which affects the final bill. Local budgets, school funding, and other public services all play a role in the rate applied to homeowners.
With a median home price of $99,100, tax bills can vary widely across the county. The 25th percentile tax bill is $847, while the 75th percentile is $2,544 and the 90th percentile reaches $3,922. That spread shows how much location, assessment, and local taxing districts can influence what a homeowner pays.
Some areas face much higher bills than others. James Creek has the highest median tax bill at $3,776, while Wood has the lowest at $555. For homeowners, this means a property tax bill is not just tied to home value, but also to how the property is assessed and where it is located within Bedford County.
Median Bedford County Tax Bill
$1,648
Median Pennsylvania Tax Bill
$3,050
Median United States Tax Bill
$2,400
Property Tax Bills Across Bedford County, Pennsylvania
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Alum Bank | $392 | $897 | $1,550 | $2,483 | $3,718 |
| Artemas | $695 | $1,212 | $2,077 | $3,065 | $4,688 |
| Bedford | $417 | $1,124 | $1,964 | $2,798 | $4,116 |
| Breezewood | $180 | $758 | $1,904 | $2,947 | $4,557 |
| Buffalo Mills | $633 | $1,126 | $1,766 | $2,633 | $4,193 |
| Claysburg | $459 | $701 | $1,337 | $2,297 | $3,614 |
| Clearville | $617 | $1,293 | $2,238 | $3,500 | $6,423 |
| Defiance | $339 | $624 | $861 | $1,084 | $1,447 |
| Everett | $441 | $1,057 | $1,902 | $2,769 | $4,173 |
| Fishertown | $125 | $630 | $1,209 | $1,646 | $2,123 |
| Hopewell | $327 | $671 | $1,196 | $1,939 | $3,099 |
| Hyndman | $299 | $742 | $1,225 | $1,918 | $2,682 |
| Imler | $357 | $949 | $1,487 | $2,171 | $2,883 |
| James Creek | $593 | $2,279 | $3,776 | $4,620 | $5,168 |
| Loysburg | $129 | $317 | $1,200 | $1,634 | $2,511 |
| Manns Choice | $174 | $657 | $1,333 | $2,283 | $3,738 |
| Martinsburg | $552 | $1,057 | $1,988 | $3,598 | $6,659 |
| New Enterprise | $661 | $1,214 | $1,849 | $2,724 | $5,085 |
| New Paris | $196 | $604 | $1,337 | $2,250 | $3,385 |
| Osterburg | $420 | $940 | $1,512 | $2,268 | $3,251 |
| Portage | $454 | $745 | $1,267 | $1,767 | $2,187 |
| Queen | $808 | $1,096 | $1,460 | $1,932 | $2,534 |
| Riddlesburg | $324 | $652 | $952 | $1,176 | $1,452 |
| Roaring Spring | $843 | $1,336 | $2,009 | $2,778 | $3,898 |
| Saxton | $333 | $787 | $1,408 | $2,216 | $3,058 |
| Schellsburg | $93 | $580 | $1,540 | $2,418 | $3,478 |
| Six Mile Run | $279 | $608 | $948 | $1,474 | $2,183 |
| Wood | $341 | $420 | $555 | $1,012 | $1,330 |
| Woodbury | $656 | $1,108 | $1,642 | $2,277 | $3,680 |
| Central City | N/A | N/A | N/A | N/A | N/A |
| Windber | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | September 1 |
Links | |
|---|---|
| Bedford Tax Assessor | |
| Website | www.bedfordcountypa.org |