James Creek, Bedford County, Pennsylvania Property Taxes

Name: Property Tax Bills Across James Creek, Bedford County, Pennsylvania
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median James Creek, PA effective property tax rate: 1.57%, significantly higher than the national median of 1.02%, but lower than the Pennsylvania state median of 2.81%.
Median James Creek, PA home value: $201,800
Median annual James Creek, PA tax bill: $3,175, $775 higher than the national median property tax bill of $2,400.

How are property taxes in Bedford calculated?

Property taxes in James Creek, PA are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding James Creek’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in James Creek, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

James Creek, Bedford County, Pennsylvania Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.87%

Estimate Property Tax Bill

$3,774

$3,502

Ownwell’s James Creek Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in James Creek with just two data points. By entering your property's estimated assessed value, our calculator applies James Creek’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Bedford County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across James Creek, Bedford County, Pennsylvania

Local government entities set tax rates, which can vary widely within a state. Annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare James Creek’s effective property tax rate to other cities in Pennsylvania and the median property tax rates in Pennsylvania and the U.S.

Property Tax Rates Across James Creek, Bedford County, Pennsylvania

Source: Ownwell

1.44%

1.66%

1.87%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective James Creek Tax Rate

1.87%

Median Effective Bedford County Tax Rate

1.62%

Median Effective Pennsylvania Tax Rate

2.75%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across James Creek, Bedford County, Pennsylvania

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
16657	1.87%	1.87%	1.87%	1.87%	1.87%

Source: Ownwell

Property Tax Assessment Values Across James Creek, Bedford County, Pennsylvania

When examining property taxes in James Creek, PA, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Bedford County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Bedford County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in James Creek.

For example, the median home price in James Creek is $201,800, with tax bills ranging significantly across the county. The zip code 16657 has the highest median home price at $201,800.

Property Tax Assessment Values Across James Creek, Bedford County, Pennsylvania

Source: Ownwell

$30,900

$116,350

$201,800

Median James Creek Market Value

$201,800

Median Bedford County Market Value

$99,100

Median Pennsylvania Market Value

$118,310

Median United States Market Value

$235,294

Property Tax Assessment Values Across James Creek, Bedford County, Pennsylvania

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
16657	$33,480	$121,775	$201,800	$246,875	$276,150

Source: Ownwell

Property Tax Bills Across James Creek, Bedford County, Pennsylvania

In James Creek, located in Bedford County, PA, property tax bills are calculated based on the assessed value of a home. The median home price in this area is $201,800, and homeowners can expect to pay a property tax bill that varies significantly depending on their property's assessed value. For instance, tax bills range from the 25th percentile at $2,075 to the 90th percentile at $4,106, with the median tax bill in the zip code 16657 being $3,175. This is considerably higher than the national median property tax bill of $2,400. Factors influencing these tax bills include the local tax rate and the assessed value of the property. Homeowners in James Creek may find their tax bills burdensome, especially when compared to national averages. This is where Ownwell comes in, offering expert property tax appeal and exemption services to help homeowners potentially reduce their tax obligations. By analyzing each property's unique situation, Ownwell can identify opportunities for savings, ensuring homeowners pay only their fair share.

Property Tax Bills Across James Creek, Bedford County, Pennsylvania

Source: Ownwell

$555

$2,166

$3,776

Median James Creek Tax Bill

$3,776

Median Bedford County Tax Bill

$1,648

Median Pennsylvania Tax Bill

$3,050

Median United States Tax Bill

$2,400

Property Tax Bills Across James Creek, Bedford County, Pennsylvania

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
16657	$593	$2,279	$3,776	$4,620	$5,168

Source: Ownwell