Property Taxes in Martinsburg, Pennsylvania
Median Martinsburg, Pennsylvania effective property tax rate: 1.48%, significantly lower than the national median of 1.02%, and lower than the Pennsylvania state median of 2.75%.
Median Martinsburg, Pennsylvania home value: $134,400
Median annual Martinsburg, Pennsylvania tax bill: $1,988, $412 lower than the national median property tax bill of $2,400.
How are property taxes in Bedford calculated?
Property taxes in Martinsburg, Pennsylvania are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Martinsburg's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Martinsburg, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Martinsburg Property Tax Calculator Work?
Use this Martinsburg property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Martinsburg's median effective tax rate of 1.48% — based on actual property records in Bedford County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Martinsburg's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Martinsburg: rates range from 1.48% in 16662 to 1.48% in 16662, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Martinsburg.
About Martinsburg Property Taxes
About Property Taxes in Martinsburg, Bedford, Pennsylvania
Martinsburg’s median effective property tax rate of 1.48% is higher than the Pennsylvania state median of 2.75% and higher than the national median of 1.02%. This rate reflects the Bedford County base levy combined with local school district levies and special taxing districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Martinsburg. Homeowners in the 16662 ZIP code carry a median effective rate of 1.48%, while those in the same ZIP also pay 1.48%. This reflects how school district boundaries and local assessment districts are drawn across Bedford County. Understanding which part of Martinsburg you live in can make a meaningful difference to your annual tax bill.
Martinsburg homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the August 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Martinsburg, Bedford County, Pennsylvania
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Martinsburg's effective property tax rate to other cities in Pennsylvania and the median property tax rates in Pennsylvania and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Martinsburg Tax Rate
1.48%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Bedford County Tax Rate
1.62%
Median Effective Pennsylvania Tax Rate
2.75%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Martinsburg, Bedford County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 16662 | 1.48% | 1.48% | 1.48% | 1.48% | 1.60% |
Source: Ownwell
Property Tax Assessment Values Across Martinsburg, Bedford County, Pennsylvania
When examining property taxes in Martinsburg, Pennsylvania, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Bedford County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Bedford County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Martinsburg.
For example, the median home price in Martinsburg is $134,400, with tax bills ranging significantly across the county. 16662 has the highest median home price at $134,400.
Property Tax Assessment Values Across Martinsburg, Bedford County, Pennsylvania
Source: Ownwell
$30,900
$116,350
$201,800
Median Martinsburg Market Value
$134,400
Median Bedford County Market Value
$99,100
Median Pennsylvania Market Value
$118,310
Median United States Market Value
$274,101
Property Tax Assessment Values Across Martinsburg, Bedford County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 16662 | $33,760 | $67,750 | $134,400 | $237,400 | $450,300 |
Source: Ownwell
Property Tax Bills Across Martinsburg, Bedford County, Pennsylvania
Property tax bills in Martinsburg are calculated from the assessed value of a home and the local tax rate set by Bedford County and other taxing authorities. The bill is based on how much the property is worth for tax purposes, not what a homeowner originally paid for it. When assessed values rise, the tax bill can increase even if the home has not been sold.
For Martinsburg homeowners, the median home price is $134,400, and the median property tax bill is $1,988, which is below the national median property tax bill of $2,400 and the national median property tax rate of 1.02%. Bills can vary widely depending on the home’s assessed value and the local rate applied. In Martinsburg, the 25th percentile tax bill is $1,057, while the 75th percentile is $3,598 and the 90th percentile reaches $6,659. That means some homeowners pay relatively modest amounts, while others face much higher annual costs.
Median Martinsburg Tax Bill
$1,988
Median Bedford County Tax Bill
$1,648
Median Pennsylvania Tax Bill
$3,050
Median United States Tax Bill
$3,209
Property Tax Bills Across Martinsburg, Bedford County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 16662 | $552 | $1,057 | $1,988 | $3,598 | $6,659 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | September 1 |
Links | |
|---|---|
| Bedford Tax Assessor | |
| Website | www.bedfordcountypa.org |