Property Taxes in Osterburg, Pennsylvania
Median Osterburg, Pennsylvania effective property tax rate: 1.49%, significantly lower than the national median of 1.02%, and lower than the Pennsylvania state median of 2.75%.
Median Osterburg, Pennsylvania home value: $101,100
Median annual Osterburg, Pennsylvania tax bill: $1,512, $888 lower than the national median property tax bill of $2,400.
How are property taxes in Bedford calculated?
Property taxes in Osterburg, Pennsylvania are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Osterburg's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Osterburg, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Osterburg Property Tax Calculator Work?
Use this Osterburg property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Osterburg's median effective tax rate of 1.49% — based on actual property records in Bedford County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment office uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Osterburg's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Osterburg: rates range from 1.49% in 16667 to 1.49% in 16667, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Osterburg.
About Osterburg Property Taxes
About Property Taxes in Osterburg, Bedford, Pennsylvania
Osterburg’s median effective property tax rate of 1.49% is higher than the Pennsylvania state median of 2.75% and higher than the national median of 1.02%. This rate reflects the Bedford County base levy combined with local school district levies and special taxing districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Osterburg. Homeowners in the 16667 ZIP code carry a median effective rate of 1.49%, while those in 16667 pay 1.49%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Bedford County. Understanding which part of Osterburg you live in can make a meaningful difference to your annual tax bill.
Osterburg homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the August 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Osterburg, Bedford County, Pennsylvania
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Osterburg's effective property tax rate to other cities in Pennsylvania and the median property tax rates in Pennsylvania and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Osterburg Tax Rate
1.49%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Bedford County Tax Rate
1.62%
Median Effective Pennsylvania Tax Rate
2.75%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Osterburg, Bedford County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 16667 | 1.49% | 1.49% | 1.49% | 1.51% | 1.51% |
Source: Ownwell
Property Tax Assessment Values Across Osterburg, Bedford County, Pennsylvania
When examining property taxes in Osterburg, Pennsylvania, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Bedford County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Bedford County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Osterburg.
For example, the median home price in Osterburg is $101,100, with tax bills ranging significantly across the county. 16667 has the highest median home price at $101,100.
Property Tax Assessment Values Across Osterburg, Bedford County, Pennsylvania
Source: Ownwell
$30,900
$116,350
$201,800
Median Osterburg Market Value
$101,100
Median Bedford County Market Value
$99,100
Median Pennsylvania Market Value
$118,310
Median United States Market Value
$274,101
Property Tax Assessment Values Across Osterburg, Bedford County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 16667 | $28,000 | $63,000 | $101,100 | $152,025 | $216,200 |
Source: Ownwell
Property Tax Bills Across Osterburg, Bedford County, Pennsylvania
Property tax bills in Osterburg are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. The assessed value is the starting point for the bill, and local taxing authorities use it to determine how much a homeowner owes each year. For homeowners in Osterburg, the median home price is $101,100, which helps show the value range that can influence tax liability.
Several factors affect the final bill, including the property’s assessed value, local tax rates, and any exemptions or adjustments that may apply. In Bedford County, tax bills vary widely, with the 25th percentile at $940, the 75th percentile at $2,268, and the 90th percentile at $3,251. The median tax bill is $1,512, which is below the national median property tax bill of $2,400 and the national median property tax rate of 1.02%. For homeowners, this means property taxes can be a significant annual expense, and even small changes in assessed value can affect the amount owed.
Median Osterburg Tax Bill
$1,512
Median Bedford County Tax Bill
$1,648
Median Pennsylvania Tax Bill
$3,050
Median United States Tax Bill
$3,209
Property Tax Bills Across Osterburg, Bedford County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 16667 | $420 | $940 | $1,512 | $2,268 | $3,251 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | September 1 |
Links | |
|---|---|
| Bedford Tax Assessor | |
| Website | www.bedfordcountypa.org |