Chester Springs, Chester County, Pennsylvania Property Taxes

Name: Property Tax Bills Across Chester Springs, Chester County, Pennsylvania
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Chester Springs, PA effective property tax rate: 3.41%, significantly higher than the national median of 1.02%, but lower than the Pennsylvania state median of 2.81%.
Median Chester Springs, PA home value: $240,135
Median annual Chester Springs, PA tax bill: $8,567, $6,167 higher than the national median property tax bill of $2,400.

How are property taxes in Chester calculated?

Property taxes in Chester Springs, PA are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Chester Springs’ property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Chester Springs, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Chester Springs, Chester County, Pennsylvania Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

3.41%

Estimate Property Tax Bill

$8,189

$7,599

Ownwell’s Chester Springs Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Chester Springs with just two data points. By entering your property's estimated assessed value, our calculator applies Chester Springs’ median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Chester County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Chester Springs, Chester County, Pennsylvania

Local government entities set tax rates, which can vary widely within a state. Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Chester Springs in Chester County, PA, stands out with a median property tax rate of 3.41%, significantly higher than the national median property tax rate of 1.02%. This discrepancy highlights the variance in property tax rates across different regions. While Chester Springs might have one of the highest median tax rates, it's essential to consider the quality of services and infrastructure provided, which often justifies the higher rates. Comparing Chester Springs' effective property tax rate to other cities in Pennsylvania and the U.S. can provide valuable insights for homeowners and prospective buyers.

Property Tax Rates Across Chester Springs, Chester County, Pennsylvania

Source: Ownwell

2.64%

3.91%

5.18%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Chester Springs Tax Rate

3.41%

Median Effective Chester County Tax Rate

3.50%

Median Effective Pennsylvania Tax Rate

2.81%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Chester Springs, Chester County, Pennsylvania

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
19425	3.31%	3.39%	3.41%	3.88%	4.06%

Source: Ownwell

Property Tax Assessment Values Across Chester Springs, Chester County, Pennsylvania

When examining property taxes in Chester Springs, PA, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Chester County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Chester County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of March. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Chester Springs.

For example, the median home price in Chester Springs is $240,135, with tax bills ranging significantly across the county. Zip code 19425 has the highest median home price at $240,135.

Property Tax Assessment Values Across Chester Springs, Chester County, Pennsylvania

Source: Ownwell

$74,035

$221,953

$369,870

Median Chester Springs Market Value

$240,135

Median Chester County Market Value

$166,835

Median Pennsylvania Market Value

$114,400

Median United States Market Value

$235,294

Property Tax Assessment Values Across Chester Springs, Chester County, Pennsylvania

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
19425	$124,560	$185,378	$240,135	$304,750	$380,605

Source: Ownwell

Property Tax Bills Across Chester Springs, Chester County, Pennsylvania

In Chester Springs, PA, property tax bills are calculated based on the assessed value of a home and the local tax rate. With a median home price of $240,135, the tax bill can vary significantly. For instance, homeowners in the 25th percentile pay around $6,478, while those in the 75th percentile face bills of approximately $10,931. The 90th percentile tax bill can reach up to $13,832. Notably, Chester Springs has one of the highest median tax bills in the area, averaging $8,567, which is significantly above the national median property tax bill of $2,400. This high tax burden can impact homeowners by increasing their monthly expenses and affecting their overall financial planning. Ownwell offers valuable services to help homeowners in Chester Springs potentially reduce their property tax bills. By providing expert property tax appeal services, Ownwell can assist homeowners in ensuring their property is fairly assessed, potentially leading to significant savings and alleviating some of the financial pressures associated with high property taxes.

Property Tax Bills Across Chester Springs, Chester County, Pennsylvania

Source: Ownwell

$3,552

$6,951

$10,350

Median Chester Springs Tax Bill

$8,567

Median Chester County Tax Bill

$6,037

Median Pennsylvania Tax Bill

$3,063

Median United States Tax Bill

$2,400

Property Tax Bills Across Chester Springs, Chester County, Pennsylvania

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
19425	$4,255	$6,478	$8,567	$10,931	$13,832

Source: Ownwell