Property Taxes in Downingtown, Pennsylvania
Median Downingtown, Pennsylvania effective property tax rate: 3.54%, significantly higher than the national median of 1.02%, and higher than the Pennsylvania state median of 2.75%.
Median Downingtown, Pennsylvania home value: $172,260
Median annual Downingtown, Pennsylvania tax bill: $6,322, $3,922 higher than the national median property tax bill of $2,400.
How are property taxes in Chester calculated?
Property taxes in Downingtown, Pennsylvania are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Downingtown's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Downingtown, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Downingtown Property Tax Calculator Work?
Use this Downingtown property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Downingtown's median effective tax rate of 3.54% — based on actual property records in Chester County — to generate your estimate.
Enter your property's estimated assessed value — the figure used to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Downingtown's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Downingtown's median effective tax rate is higher than Pennsylvania's 2.75% median rate, and the median property tax bill is $6,322, which is $3,922 higher than the state median bill. Your bill may vary by ZIP code within Downingtown, with the highest and lowest median bill both at $6,322 in 19335.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Downingtown.
About Downingtown Property Taxes
About Property Taxes in Downingtown, Chester, Pennsylvania
Downingtown’s median effective property tax rate of 3.54% is higher than the Pennsylvania state median of 2.75% and higher than the national median of 1.02%. This rate reflects the Chester County base levy combined with local school district levies and special taxing districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Downingtown. Homeowners in the 19335 ZIP code carry a median effective rate of 3.54%, while those in the lowest ZIP also pay 3.54%. This spread reflects how school district boundaries and local assessment districts are drawn across Chester County. Understanding which part of Downingtown you live in can make a meaningful difference to your annual tax bill.
Downingtown homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the August 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Downingtown, Chester County, Pennsylvania
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Downingtown's effective property tax rate to other cities in Pennsylvania and the median property tax rates in Pennsylvania and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Downingtown Tax Rate
3.54%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Chester County Tax Rate
3.56%
Median Effective Pennsylvania Tax Rate
2.75%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Downingtown, Chester County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 19335 | 3.36% | 3.46% | 3.54% | 4.18% | 5.20% |
Source: Ownwell
Property Tax Assessment Values Across Downingtown, Chester County, Pennsylvania
When examining property taxes in Downingtown, Pennsylvania, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. Chester County estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Chester County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Downingtown.
For example, the median home price in Downingtown is $172,260, with tax bills ranging significantly across the county. 19335 has the highest median home price at $172,260.
Property Tax Assessment Values Across Downingtown, Chester County, Pennsylvania
Source: Ownwell
$73,140
$221,505
$369,870
Median Downingtown Market Value
$172,260
Median Chester County Market Value
$166,950
Median Pennsylvania Market Value
$118,310
Median United States Market Value
$274,101
Property Tax Assessment Values Across Downingtown, Chester County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 19335 | $83,930 | $123,640 | $172,260 | $228,032 | $287,210 |
Source: Ownwell
Property Tax Bills Across Downingtown, Chester County, Pennsylvania
Property tax bills in Downingtown are based on the assessed value of a home and the local tax rate set by taxing authorities in Chester County. When a property is reassessed, the bill can change if the market value used to determine the assessment changes. Homeowners with higher assessed values generally pay more, while those with lower assessments pay less.
With a median home price of $172,260, the typical property tax bill in the area is $6,322, which is well above the national median property tax bill of $2,400 and the national median property tax rate of 1.02%. Bills can vary widely, with the 25th percentile at $4,682 and the 75th percentile at $8,483. At the 90th percentile, homeowners pay $10,428.
These taxes help fund local services, but they also make housing costs more expensive for many homeowners.
Property Tax Bills Across Downingtown, Chester County, Pennsylvania
Source: Ownwell
$3,521
$7,165
$10,809
Median Downingtown Tax Bill
$6,322
Median Chester County Tax Bill
$6,100
Median Pennsylvania Tax Bill
$3,050
Median United States Tax Bill
$3,209
Property Tax Bills Across Downingtown, Chester County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 19335 | $3,656 | $4,682 | $6,322 | $8,483 | $10,428 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | August 1 |
Links | |
|---|---|
| Chester Tax Assessor | |
| Website | arcweb.chesco.org |