Property Taxes in Morgantown, Pennsylvania
Median Morgantown, Pennsylvania effective property tax rate: 3.84%, significantly higher than the national median of 1.02%, and higher than the Pennsylvania state median of 2.75%.
Median Morgantown, Pennsylvania home value: $187,400
Median annual Morgantown, Pennsylvania tax bill: $7,137, higher than the national median property tax bill of $2,400.
How are property taxes in Chester calculated?
Property taxes in Morgantown, Pennsylvania are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Morgantown's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Morgantown, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Morgantown Property Tax Calculator Work?
Use this Morgantown property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Morgantown's median effective tax rate of 3.84% — based on actual property records in Chester County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment system uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Morgantown's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Morgantown: rates range from 3.84% in 19543 to 3.84% in 19543, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Morgantown.
About Morgantown Property Taxes
About Property Taxes in Morgantown, Chester, Pennsylvania
Morgantown's median effective property tax rate of 3.84% is higher than the Pennsylvania state median of 2.75% and higher than the national median of 1.02%. This rate reflects the Chester County base levy combined with local school district levies and special taxing districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Morgantown. Homeowners in ZIP code 19543 carry a median effective rate of 3.84%, while those in the same ZIP code pay 3.84%. This spread reflects how school district boundaries and local assessment districts are drawn across Chester County. Understanding which part of Morgantown you live in can make a meaningful difference to your annual tax bill.
Morgantown homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the August 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Morgantown, Chester County, Pennsylvania
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Morgantown's effective property tax rate to other cities in Pennsylvania and the median property tax rates in Pennsylvania and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Morgantown Tax Rate
3.84%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Chester County Tax Rate
3.56%
Median Effective Pennsylvania Tax Rate
2.75%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Morgantown, Chester County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 19543 | 3.59% | 3.84% | 3.84% | 3.84% | 3.84% |
Source: Ownwell
Property Tax Assessment Values Across Morgantown, Chester County, Pennsylvania
When examining property taxes in Morgantown, Pennsylvania, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. Chester County estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Chester County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Morgantown.
For example, the median home price in Morgantown is $187,400, with tax bills ranging significantly across the county. 19543 has the highest median home price at $187,400.
Property Tax Assessment Values Across Morgantown, Chester County, Pennsylvania
Source: Ownwell
$73,140
$221,505
$369,870
Median Morgantown Market Value
$187,400
Median Chester County Market Value
$166,950
Median Pennsylvania Market Value
$118,310
Median United States Market Value
$274,101
Property Tax Assessment Values Across Morgantown, Chester County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 19543 | $147,365 | $169,060 | $187,400 | $213,055 | $234,181 |
Source: Ownwell
Property Tax Bills Across Morgantown, Chester County, Pennsylvania
Property tax bills in Morgantown are calculated by applying local tax rates to a home’s assessed value, which is based on the property’s market value and any applicable exemptions. For a home with a median price of $187,400, that assessment can translate into a substantial annual bill, especially when local rates are higher than the national median property tax rate of 1.02%.
What homeowners pay depends on the assessed value, the tax rate set by local taxing authorities, and whether the property qualifies for exemptions or other reductions. In Morgantown, the median tax bill is $7,137, and bills commonly range from $6,408 at the 25th percentile to $8,019 at the 75th percentile, with the 90th percentile reaching $8,772.
For homeowners, this means property taxes can be one of the largest ongoing housing costs. A higher assessed value or a higher tax rate can quickly increase the bill, making it important to understand how the calculation works and whether the assessment accurately reflects the home’s market value.
Property Tax Bills Across Morgantown, Chester County, Pennsylvania
Source: Ownwell
$3,521
$7,165
$10,809
Median Morgantown Tax Bill
$7,137
Median Chester County Tax Bill
$6,100
Median Pennsylvania Tax Bill
$3,050
Median United States Tax Bill
$3,209
Property Tax Bills Across Morgantown, Chester County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 19543 | $5,493 | $6,408 | $7,137 | $8,019 | $8,772 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | August 1 |
Links | |
|---|---|
| Chester Tax Assessor | |
| Website | arcweb.chesco.org |