Property Taxes in Phoenixville, Pennsylvania
Median Phoenixville, Pennsylvania effective property tax rate: 4.06%, significantly higher than the national median of 1.02%, and higher than the Pennsylvania state median of 2.75%.
Median Phoenixville, Pennsylvania home value: $139,400
Median annual Phoenixville, Pennsylvania tax bill: $5,574, $3,174 higher than the national median property tax bill of $2,400.
How are property taxes in Chester calculated?
Property taxes in Phoenixville, Pennsylvania are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Phoenixville's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Phoenixville, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Phoenixville Property Tax Calculator Work?
Use this Phoenixville property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Phoenixville's median effective tax rate of 4.06% — based on actual property records in Chester County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Phoenixville's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Phoenixville: rates range from 4.06% in 19460 to 4.06% in 19460, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Phoenixville.
About Phoenixville Property Taxes
About Property Taxes in Phoenixville, Chester, Pennsylvania
Phoenixville’s median effective property tax rate of 4.06% is higher than the Pennsylvania state median of 2.75% and higher than the national median of 1.02%. This rate reflects the Chester County base levy combined with local school district levies and special taxing districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Phoenixville. Homeowners in ZIP code 19460 carry a median effective rate of 4.06%, while the same ZIP also reflects a median tax bill of $5,573 and a median home price of $139,400. This consistency across the city shows how local assessment and taxing districts shape what homeowners owe.
Phoenixville homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before August 1, 2026.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Phoenixville, Chester County, Pennsylvania
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Phoenixville's effective property tax rate to other cities in Pennsylvania and the median property tax rates in Pennsylvania and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Phoenixville Tax Rate
4.06%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Chester County Tax Rate
3.56%
Median Effective Pennsylvania Tax Rate
2.75%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Phoenixville, Chester County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 19460 | 3.55% | 3.77% | 4.06% | 4.59% | 4.59% |
| 19475 | N/A | N/A | N/A | N/A | N/A |
| 19481 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Phoenixville, Chester County, Pennsylvania
When examining property taxes in Phoenixville, Pennsylvania, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. Chester County estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices in Chester County are sent in the spring each year and typically reach your mailbox by the middle of the month.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. The median home price in Phoenixville is $139,400, with tax bills ranging significantly across the county. ZIP code 19460 has the highest median home price at $139,400.
Property Tax Assessment Values Across Phoenixville, Chester County, Pennsylvania
Source: Ownwell
$73,140
$221,505
$369,870
Median Phoenixville Market Value
$139,400
Median Chester County Market Value
$166,950
Median Pennsylvania Market Value
$118,310
Median United States Market Value
$274,101
Property Tax Assessment Values Across Phoenixville, Chester County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 19460 | $75,961 | $102,475 | $139,400 | $206,480 | $287,653 |
| 19475 | N/A | N/A | N/A | N/A | N/A |
| 19481 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Phoenixville, Chester County, Pennsylvania
Property tax bills in Phoenixville are calculated by applying the local tax rate to a home’s assessed value, which is based on the property’s market value. The assessed value is the starting point for determining how much a homeowner owes, and local taxing authorities use it to set the final bill.
Several factors can affect the amount due, including the home’s value, local tax rates, and any exemptions or appeals that may reduce the assessment. For a median home price of $139,400, property tax bills in Chester County can vary widely, with the 25th percentile at $4,319, the 75th percentile at $8,293, and the 90th percentile at $11,028.
For homeowners, this means property taxes can represent a significant annual expense, especially when assessed values rise faster than expected. In Phoenixville, the median tax bill is $5,573 in ZIP code 19460, which is well above the national median property tax bill of $2,400 and the national median property tax rate of 1.02%.
Property Tax Bills Across Phoenixville, Chester County, Pennsylvania
Source: Ownwell
$3,521
$7,165
$10,809
Median Phoenixville Tax Bill
$5,574
Median Chester County Tax Bill
$6,100
Median Pennsylvania Tax Bill
$3,050
Median United States Tax Bill
$3,209
Property Tax Bills Across Phoenixville, Chester County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 19460 | $3,405 | $4,319 | $5,573 | $8,288 | $11,024 |
| 19475 | N/A | N/A | N/A | N/A | N/A |
| 19481 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | August 1 |
Links | |
|---|---|
| Chester Tax Assessor | |
| Website | arcweb.chesco.org |