Swoyersville, Luzerne County, Pennsylvania Property Taxes
Property Taxes in Swoyersville, Pennsylvania
Median Swoyersville, Pennsylvania effective property tax rate: 2.74%, significantly lower than the national median of 1.02%, and slightly lower than the Pennsylvania state median of 2.75%.
Median Swoyersville, Pennsylvania home value: $83,300
Median annual Swoyersville, Pennsylvania tax bill: $2,292, $108 lower than the national median property tax bill of $2,400.
How are property taxes in Luzerne calculated?
Property taxes in Swoyersville, Pennsylvania are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Swoyersville's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Swoyersville, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Swoyersville, Luzerne County, Pennsylvania Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
2.74%
Estimate Property Tax Bill
$2,282
$2,118
How Does the Swoyersville Property Tax Calculator Work?
Use this Swoyersville property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Swoyersville's median effective tax rate of 2.74% — based on actual property records in Luzerne County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment system uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Swoyersville's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Swoyersville: rates range from 2.74% in 18704 to 2.74% in 18704, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Swoyersville.
About Swoyersville Property Taxes
About Property Taxes in Swoyersville, Luzerne, Pennsylvania
Swoyersville’s median effective property tax rate of 2.74% is higher than the Pennsylvania state median of 2.75% and higher than the national median of 1.02%. This rate reflects the Luzerne County base levy combined with local school district levies and special taxing districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Swoyersville. Homeowners in the 18704 ZIP code carry a median effective rate of 2.74%, while those in the same ZIP pay 2.74%. This spread reflects how school district boundaries and local assessment districts are drawn across Luzerne County.
Swoyersville homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before August 1, 2026.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Swoyersville, Luzerne County, Pennsylvania
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Swoyersville's effective property tax rate to other cities in Pennsylvania and the median property tax rates in Pennsylvania and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Swoyersville Tax Rate
2.74%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Luzerne County Tax Rate
2.60%
Median Effective Pennsylvania Tax Rate
2.75%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Swoyersville, Luzerne County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 18704 | 2.74% | 2.74% | 2.74% | 2.74% | 2.74% |
Source: Ownwell
Property Tax Assessment Values Across Swoyersville, Luzerne County, Pennsylvania
When examining property taxes in Swoyersville, Pennsylvania, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Luzerne County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Luzerne County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Swoyersville is $83,300, with a median tax bill of $2,292. The highest median home price is in 18704 at $83,300.
Property Tax Assessment Values Across Swoyersville, Luzerne County, Pennsylvania
Source: Ownwell
$22,100
$124,200
$226,300
Median Swoyersville Market Value
$83,300
Median Luzerne County Market Value
$94,400
Median Pennsylvania Market Value
$118,310
Median United States Market Value
$235,294
Property Tax Assessment Values Across Swoyersville, Luzerne County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 18704 | $48,080 | $60,000 | $83,300 | $119,600 | $155,700 |
Source: Ownwell
Property Tax Bills Across Swoyersville, Luzerne County, Pennsylvania
Property tax bills in Swoyersville are calculated by applying the local tax rate to a home’s assessed value, which is based on the value used for taxation rather than the market price alone. For homeowners, the bill depends on the assessed value of the property and the taxing authorities that set the rate in Luzerne County.
With a median home price of $83,300, property tax bills can still vary widely from one home to another. The 25th percentile tax bill is $1,651, while the 75th percentile is $3,281 and the 90th percentile reaches $4,254. The median tax bill in the area is $2,292, which is below the national median property tax bill of $2,400.
These taxes affect homeowners by adding a recurring annual cost that can change as assessed values or tax rates change. Even in a lower-priced housing market, property taxes can remain a significant part of the cost of owning a home.
Median Swoyersville Tax Bill
$2,292
Median Luzerne County Tax Bill
$2,802
Median Pennsylvania Tax Bill
$3,050
Median United States Tax Bill
$2,400
Property Tax Bills Across Swoyersville, Luzerne County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 18704 | $1,336 | $1,651 | $2,292 | $3,281 | $4,254 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | August 1 |
Links | |
|---|---|
| Luzerne Tax Assessor | |
| Website | www.timesleader.com |