Swiftwater, Monroe County, Pennsylvania Property Taxes

Name: Property Tax Bills Across Swiftwater, Monroe County, Pennsylvania
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Swiftwater, PA effective property tax rate: 0.70%, significantly lower than the national median of 1.02%, but lower than the Pennsylvania state median of 2.81%.
Median Swiftwater, PA home value: $170,760
Median annual Swiftwater, PA tax bill: $1,260, $1,140 lower than the national median property tax bill of $2,400.

How are property taxes in Monroe calculated?

Property taxes in Swiftwater, PA are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Swiftwater’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Swiftwater, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Swiftwater, Monroe County, Pennsylvania Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.7%

Estimate Property Tax Bill

$1,195

$1,109

Ownwell’s Swiftwater Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Swiftwater with just two data points. By entering your property's estimated assessed value, our calculator applies Swiftwater’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by Monroe County — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Monroe County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Swiftwater, Monroe County, Pennsylvania

Local government entities set tax rates, which can vary widely within a state. Each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare Swiftwater’s effective property tax rate to other cities in Pennsylvania and the median property tax rates in Pennsylvania and the U.S. Swiftwater, located in Monroe County, has a median property tax rate of 0.70%. This is significantly lower than the national median property tax rate of 1.02%. Homeowners in Swiftwater can enjoy a more favorable tax environment compared to many other regions across the country. This lower tax rate can be a significant advantage for property owners, offering potential savings and making it an attractive location for prospective buyers. With property taxes being a crucial factor in homeownership affordability, Swiftwater’s rates provide a compelling reason for consideration.

Property Tax Rates Across Swiftwater, Monroe County, Pennsylvania

Source: Ownwell

0.35%

0.66%

0.97%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Swiftwater Tax Rate

0.70%

Median Effective Monroe County Tax Rate

0.59%

Median Effective Pennsylvania Tax Rate

2.81%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Swiftwater, Monroe County, Pennsylvania

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
18370	0.70%	0.70%	0.70%	0.70%	0.70%

Source: Ownwell

Property Tax Assessment Values Across Swiftwater, Monroe County, Pennsylvania

When examining property taxes in Swiftwater, PA, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic trends. The Monroe County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. In Monroe County, assessment notices are sent in the spring each year, typically reaching your mailbox by the middle of the season. Each property owner receives an assessment notice containing both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Swiftwater. For example, the median home price in Swiftwater is $170,760, with tax bills ranging significantly across the county. Zip code 18370 has the highest median home price at $170,760.

Property Tax Assessment Values Across Swiftwater, Monroe County, Pennsylvania

Source: Ownwell

$70,390

$620,630

$1,170,870

Median Swiftwater Market Value

$170,760

Median Monroe County Market Value

$134,550

Median Pennsylvania Market Value

$114,400

Median United States Market Value

$235,294

Property Tax Assessment Values Across Swiftwater, Monroe County, Pennsylvania

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
18370	$113,260	$138,320	$170,760	$221,990	$298,520

Source: Ownwell

Property Tax Bills Across Swiftwater, Monroe County, Pennsylvania

In Swiftwater, located in Monroe County, PA, property tax bills are calculated based on the assessed value of a home, which is determined by local tax assessors. The median home price here is $170,760, and property tax bills can vary significantly. For instance, the tax bill at the 25th percentile is $988, while at the 75th percentile, it rises to $1,811, and at the 90th percentile, it reaches $2,532. This variation is influenced by factors such as property location, size, and improvements. Compared to the national median property tax bill of $2,400, Swiftwater homeowners may find their tax bills more manageable. However, they still face the challenge of ensuring their property is fairly assessed. Homeowners can benefit from consulting services to potentially reduce their tax bills. By analyzing property assessments and identifying discrepancies, Ownwell helps homeowners navigate the appeals process, ensuring they only pay their fair share. This service can lead to significant savings, providing peace of mind and financial relief.

Property Tax Bills Across Swiftwater, Monroe County, Pennsylvania

Source: Ownwell

$485

$3,694

$6,902

Median Swiftwater Tax Bill

$1,260

Median Monroe County Tax Bill

$814

Median Pennsylvania Tax Bill

$3,063

Median United States Tax Bill

$2,400

Property Tax Bills Across Swiftwater, Monroe County, Pennsylvania

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
18370	$812	$988	$1,260	$1,811	$2,532

Source: Ownwell