Property Taxes in Bala Cynwyd, Pennsylvania
Median Bala Cynwyd, Pennsylvania effective property tax rate: 4.18%, significantly higher than the national median of 1.02%, and higher than the Pennsylvania state median of 2.75%.
Median Bala Cynwyd, Pennsylvania home value: $192,785
Median annual Bala Cynwyd, Pennsylvania tax bill: $8,051, $5,651 higher than the national median property tax bill of $2,400.
How are property taxes in Montgomery calculated?
Property taxes in Bala Cynwyd, Pennsylvania are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Bala Cynwyd's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Bala Cynwyd, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Bala Cynwyd Property Tax Calculator Work?
Use this Bala Cynwyd property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Bala Cynwyd's median effective tax rate of 4.18% — based on actual property records in Montgomery County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Bala Cynwyd's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Bala Cynwyd: rates range from 4.18% in 19004 to 4.18% in 19004, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Bala Cynwyd.
About Bala Cynwyd Property Taxes
About Property Taxes in Bala Cynwyd, Montgomery, Pennsylvania
Bala Cynwyd's median effective property tax rate of 4.18% is higher than the Pennsylvania state median of 2.75% and higher than the national median of 1.02%. This rate reflects the Montgomery County base levy combined with local school district levies and special taxing districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Bala Cynwyd. Homeowners in the 19004 ZIP code carry a median effective rate of 4.18%, while those in the lowest ZIP code pay 4.18%. This spread reflects how school district boundaries and local assessment districts are drawn across Montgomery County. Understanding which part of Bala Cynwyd you live in can make a meaningful difference to your annual tax bill.
Bala Cynwyd homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before August 1, 2026.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Bala Cynwyd, Montgomery County, Pennsylvania
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Bala Cynwyd's effective property tax rate to other cities in Pennsylvania and the median property tax rates in Pennsylvania and the U.S.
Property Tax Rates Across Bala Cynwyd, Montgomery County, Pennsylvania
Source: Ownwell
1.63%
4.15%
6.68%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Bala Cynwyd Tax Rate
4.18%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Montgomery County Tax Rate
4.18%
Median Effective Pennsylvania Tax Rate
2.75%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Bala Cynwyd, Montgomery County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 19004 | 4.18% | 4.18% | 4.18% | 4.18% | 4.18% |
Source: Ownwell
Property Tax Assessment Values Across Bala Cynwyd, Montgomery County, Pennsylvania
When examining property taxes in Bala Cynwyd, Pennsylvania, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Montgomery County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Montgomery County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the season.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Bala Cynwyd.
For example, the median home price in Bala Cynwyd is $192,785, with tax bills ranging significantly across the county. 19004 has the highest median home price at $192,785.
Property Tax Assessment Values Across Bala Cynwyd, Montgomery County, Pennsylvania
Source: Ownwell
$67,095
$340,923
$614,750
Median Bala Cynwyd Market Value
$192,785
Median Montgomery County Market Value
$143,130
Median Pennsylvania Market Value
$118,310
Median United States Market Value
$274,101
Property Tax Assessment Values Across Bala Cynwyd, Montgomery County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 19004 | $70,680 | $120,478 | $192,785 | $261,938 | $326,240 |
Source: Ownwell
Property Tax Bills Across Bala Cynwyd, Montgomery County, Pennsylvania
Property tax bills in Bala Cynwyd are based on the assessed value of a home and the local tax rate set by taxing authorities in Montgomery County. When a property’s market value rises, the assessed value can increase as well, which may lead to a higher tax bill. Homeowners in this area should also consider that tax bills can vary by neighborhood and by the specific tax rates applied to their property.
For many homeowners, the size of the bill can be significant. The median home price is $192,785, while the 25th percentile tax bill is $5,028 and the 75th percentile tax bill is $10,939. At the 90th percentile, the tax bill reaches $13,624. The median tax bill in ZIP code 19004 is $8,051. Compared with the national median property tax bill of $2,400, these amounts are much higher, which can make property taxes a major part of annual housing costs.
Property Tax Bills Across Bala Cynwyd, Montgomery County, Pennsylvania
Source: Ownwell
$2,589
$11,874
$21,159
Median Bala Cynwyd Tax Bill
$8,051
Median Montgomery County Tax Bill
$5,995
Median Pennsylvania Tax Bill
$3,050
Median United States Tax Bill
$3,209
Property Tax Bills Across Bala Cynwyd, Montgomery County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 19004 | $2,952 | $5,028 | $8,051 | $10,939 | $13,624 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | August 1 |
Links | |
|---|---|
| Montgomery Tax Assessor | |
| Website | propertyrecords.montcopa.org |