Property Taxes in Pottstown, Pennsylvania
Median Pottstown, Pennsylvania effective property tax rate: 4.92%, significantly higher than the national median of 1.02%, and higher than the Pennsylvania state median of 2.75%.
Median Pottstown, Pennsylvania home value: $92,440
Median annual Pottstown, Pennsylvania tax bill: $5,068, $2,668 higher than the national median property tax bill of $2,400.
How are property taxes in Montgomery County calculated?
Property taxes in Pottstown, Pennsylvania are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Pottstown's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Pottstown, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Pottstown Property Tax Calculator Work?
Use this Pottstown property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Pottstown's median effective tax rate of 4.92% — based on actual property records in Montgomery County — to generate your estimate.
Enter your property's estimated assessed value — the figure used to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Pottstown's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Pottstown: rates range from 4.92% in 19464 to 4.92% in 19464, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Pottstown.
About Pottstown Property Taxes
About Property Taxes in Pottstown, Montgomery, Pennsylvania
Pottstown’s median effective property tax rate of 4.92% is higher than the Pennsylvania state median of 2.75% and higher than the national median of 1.02%. This rate reflects the Montgomery County base levy combined with local school district levies and special taxing districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Pottstown. Homeowners in the 19464 ZIP code carry a median effective rate of 4.92%, while those in the lowest ZIP code pay 4.92%. This spread reflects how school district boundaries and local assessment districts are drawn across Montgomery County. Understanding which part of Pottstown you live in can make a meaningful difference to your annual tax bill.
Pottstown homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the August 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Pottstown, Montgomery County, Pennsylvania
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Pottstown's effective property tax rate to other cities in Pennsylvania and the median property tax rates in Pennsylvania and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Pottstown Tax Rate
4.92%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Montgomery County Tax Rate
4.18%
Median Effective Pennsylvania Tax Rate
2.75%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Pottstown, Montgomery County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 19464 | 4.80% | 4.90% | 4.92% | 6.14% | 6.14% |
| 19465 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Pottstown, Montgomery County, Pennsylvania
When examining property taxes in Pottstown, Pennsylvania, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Montgomery County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Montgomery County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Pottstown.
For example, the median home price in Pottstown is $92,440, with tax bills ranging significantly across the county. 19464 has the highest median home price at $92,440.
Property Tax Assessment Values Across Pottstown, Montgomery County, Pennsylvania
Source: Ownwell
$67,095
$340,923
$614,750
Median Pottstown Market Value
$92,440
Median Montgomery County Market Value
$143,130
Median Pennsylvania Market Value
$118,310
Median United States Market Value
$274,101
Property Tax Assessment Values Across Pottstown, Montgomery County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 19464 | $52,400 | $71,230 | $92,440 | $126,850 | $160,910 |
| 19465 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Pottstown, Montgomery County, Pennsylvania
Property tax bills in Pottstown are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. The assessed value is then used to determine how much a homeowner owes each year, so changes in market conditions can affect the bill even if the home itself does not change.
For homeowners, this means a property tax bill can rise when assessed values increase, and it can vary widely across the city depending on location and property characteristics. In Pottstown, the median home price is $92,440, while the median tax bill in ZIP code 19464 is $5,068. That is well above the national median property tax bill of $2,400, showing how property taxes can take a larger share of housing costs here. Bills at the 25th percentile are $3,984, while the 75th percentile reaches $6,294.
Property Tax Bills Across Pottstown, Montgomery County, Pennsylvania
Source: Ownwell
$2,589
$11,874
$21,159
Median Pottstown Tax Bill
$5,068
Median Montgomery County Tax Bill
$5,995
Median Pennsylvania Tax Bill
$3,050
Median United States Tax Bill
$3,209
Property Tax Bills Across Pottstown, Montgomery County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 19464 | $3,059 | $3,984 | $5,068 | $6,294 | $7,600 |
| 19465 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | August 1 |
Links | |
|---|---|
| Montgomery Tax Assessor | |
| Website | propertyrecords.montcopa.org |