Tullahoma, Coffee County, Tennessee Property Taxes
Property Taxes in Tullahoma, Tennessee
Median Tullahoma, Tennessee effective property tax rate: 0.98%, significantly lower than the national median of 1.02%, and lower than the Tennessee state median of 0.54%.
Median Tullahoma, Tennessee home value: $132,900
Median annual Tullahoma, Tennessee tax bill: $1,258, $1,142 lower than the national median property tax bill of $2,400.
How are property taxes in Coffee calculated?
Property taxes in Tullahoma, Tennessee are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Tullahoma's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Tullahoma, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Tullahoma, Coffee County, Tennessee Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.98%
Estimate Property Tax Bill
$1,302
$1,209
How Does the Tullahoma Property Tax Calculator Work?
Use this Tullahoma property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Tullahoma's median effective tax rate of 0.98% — based on actual property records in Coffee County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Tullahoma's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Tullahoma: rates range from 0.98% in 37388 to 0.98% in 37388, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Tullahoma.
About Tullahoma Property Taxes
About Property Taxes in Tullahoma, Coffee, Tennessee
Tullahoma's median effective property tax rate of 0.98% is lower than the Tennessee state median of 0.54% and lower than the national median of 1.02%. This rate reflects the Coffee County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Tullahoma. Homeowners in ZIP code 37388 carry a median effective rate of 0.98%, while those in 37388 pay 0.98%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Coffee County. Understanding which part of Tullahoma you live in can make a meaningful difference to your annual tax bill.
Tullahoma homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the May 31, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Tullahoma, Coffee County, Tennessee
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Tullahoma's effective property tax rate to other cities in Tennessee and the median property tax rates in Tennessee and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Tullahoma Tax Rate
0.98%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Coffee County Tax Rate
0.59%
Median Effective Tennessee Tax Rate
0.54%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Tullahoma, Coffee County, Tennessee
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 37388 | 0.83% | 0.98% | 0.98% | 1.03% | 1.03% |
Source: Ownwell
Property Tax Assessment Values Across Tullahoma, Coffee County, Tennessee
When examining property taxes in Tullahoma, Tennessee, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Coffee County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Coffee County, assessment notices are sent in May each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. The median home price in Tullahoma is $132,900, and the median tax bill is $1,258, compared with the national median property tax rate of 1.02% and national median property tax bill of $2,400. The highest median home price is in 37388 at $132,900.
Property Tax Assessment Values Across Tullahoma, Coffee County, Tennessee
Source: Ownwell
$1,600
$72,550
$143,500
Median Tullahoma Market Value
$132,900
Median Coffee County Market Value
$111,500
Median Tennessee Market Value
$213,900
Median United States Market Value
$235,294
Property Tax Assessment Values Across Tullahoma, Coffee County, Tennessee
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 37388 | $30,000 | $73,700 | $132,900 | $214,450 | $343,700 |
Source: Ownwell
Property Tax Bills Across Tullahoma, Coffee County, Tennessee
Property tax bills in Tullahoma are based on the assessed value of a home, not its market price alone. Local tax rates are applied to that assessed value, so the final bill depends on both the home’s valuation and the taxing jurisdictions that affect the property. For homeowners, this means a higher assessed value can lead to a larger tax bill, while a lower assessment can reduce what is owed.
In Tullahoma, the median home price is $132,900, and property tax bills vary widely across homeowners. The 25th percentile tax bill is $688, the 75th percentile is $2,059, and the 90th percentile is $3,226. The median tax bill in ZIP code 37388 is $1,258.
These differences show how property taxes can affect household budgets in Coffee County. Because bills are tied to assessed value and local rates, homeowners may see changes when property values or assessments change.
Median Tullahoma Tax Bill
$1,258
Median Coffee County Tax Bill
$874
Median Tennessee Tax Bill
$1,126
Median United States Tax Bill
$2,400
Property Tax Bills Across Tullahoma, Coffee County, Tennessee
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 37388 | $256 | $688 | $1,258 | $2,059 | $3,226 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | June 30 |
Links | |
|---|---|
| Coffee Tax Assessor | |
| Website | assessment.cot.tn.gov |