Harriman, Roane County, Tennessee Property Taxes
Median Harriman, TN effective property tax rate: 0.60%, significantly lower than the national median of 1.02%, but lower than the Tennessee state median of 0.64%.
Median Harriman, TN home value: $100,750
Median annual Harriman, TN tax bill: $696, $1,704 lower than the national median property tax bill of $2,400.
How are property taxes in Roane calculated?
Property taxes in Harriman, TN are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Harriman’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Harriman, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Harriman, Roane County, Tennessee Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.6%
Estimate Property Tax Bill
$628
$582
Property Tax Rates Across Harriman, Roane County, Tennessee
Local government entities in Tennessee are responsible for setting property tax rates, which can vary across different regions. This variation occurs because each county, such as Roane County, calculates its required budget to fund public services and divides this amount by the total value of all taxable property within its area. This process determines the property tax rate for that jurisdiction. Although setting tax rates and budgets involves votes and regulations, this is essentially how the annual process works.
In Harriman, located in Roane County, the effective property tax rate is a reflection of this process. When compared to other cities in Tennessee, Harriman's tax rate aligns with the median property tax rate of the state, which is significantly lower than the national median property tax rate of 1.02%. This makes Harriman an attractive location for property owners looking to benefit from lower property tax rates. By understanding how these rates are determined, property owners in Harriman can better navigate their financial responsibilities and take advantage of potential savings through property tax appeals and exemptions.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Harriman Tax Rate
0.60%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Roane County Tax Rate
0.60%
Median Effective Tennessee Tax Rate
0.54%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Harriman, Roane County, Tennessee
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 37748 | 0.60% | 0.60% | 0.60% | 0.60% | 0.60% |
Source: Ownwell
Property Tax Assessment Values Across Harriman, Roane County, Tennessee
When examining property taxes in Harriman, TN, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Roane County Assessor's Office estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Roane County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Harriman. For example, the median home price in Harriman is $100,750, with tax bills ranging significantly across the county. Zip code 37748 has the highest median home price at $100,750.
Property Tax Assessment Values Across Harriman, Roane County, Tennessee
Source: Ownwell
$104,600
$164,150
$223,700
Median Harriman Market Value
$104,600
Median Roane County Market Value
$139,200
Median Tennessee Market Value
$213,900
Median United States Market Value
$235,294
Property Tax Assessment Values Across Harriman, Roane County, Tennessee
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 37748 | $32,500 | $59,300 | $104,600 | $164,425 | $266,690 |
Source: Ownwell
Property Tax Bills Across Harriman, Roane County, Tennessee
Median Harriman Tax Bill
$742
Median Roane County Tax Bill
$875
Median Tennessee Tax Bill
$1,126
Median United States Tax Bill
$2,400
Property Tax Bills Across Harriman, Roane County, Tennessee
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 37748 | $179 | $394 | $742 | $1,136 | $1,842 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 31 |
Links | |
|---|---|
| Roane Tax Assessor | |
| Website | assessment.cot.tn.gov |