Westmoreland, Sumner County, Tennessee Property Taxes
Property Taxes in Westmoreland, Tennessee
Median Westmoreland, Tennessee effective property tax rate: 0.36%, significantly lower than the national median of 1.02%, and lower than the Tennessee state median of 0.54%.
Median Westmoreland, Tennessee home value: $252,500
Median annual Westmoreland, Tennessee tax bill: $844, $1,556 lower than the national median property tax bill of $2,400.
How are property taxes in Sumner County calculated?
Property taxes in Westmoreland, Tennessee are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Westmoreland's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Westmoreland, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Westmoreland, Sumner County, Tennessee Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.36%
Estimate Property Tax Bill
$909
$844
How Does the Westmoreland Property Tax Calculator Work?
Use this Westmoreland property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Westmoreland's median effective tax rate of 0.36% — based on actual property records in Sumner County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Westmoreland's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Westmoreland: rates range from 0.36% in 37186 to 0.36% in 37186, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Westmoreland.
About Westmoreland Property Taxes
About Property Taxes in Westmoreland, Sumner, Tennessee
Westmoreland's median effective property tax rate of 0.36% is lower than the Tennessee state median of 0.54% and lower than the national median of 1.02%. This rate reflects the Sumner County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Westmoreland. Homeowners in the 37186 ZIP code carry a median effective rate of 0.36%, while those in the same ZIP pay 0.36%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Sumner County. Understanding which part of Westmoreland you live in can make a meaningful difference to your annual tax bill.
Westmoreland homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the May 31, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Westmoreland, Sumner County, Tennessee
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Westmoreland's effective property tax rate to other cities in Tennessee and the median property tax rates in Tennessee and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Westmoreland Tax Rate
0.36%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Sumner County Tax Rate
0.36%
Median Effective Tennessee Tax Rate
0.54%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Westmoreland, Sumner County, Tennessee
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 37186 | 0.20% | 0.36% | 0.36% | 0.36% | 0.36% |
Source: Ownwell
Property Tax Assessment Values Across Westmoreland, Sumner County, Tennessee
When examining property taxes in Westmoreland, Tennessee, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Sumner County assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Sumner County, assessment notices are sent in May each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Westmoreland.
For example, the median home price in Westmoreland is $252,500, with tax bills ranging significantly across the county. ZIP code 37186 has the highest median home price at $252,500.
Property Tax Assessment Values Across Westmoreland, Sumner County, Tennessee
Source: Ownwell
$252,500
$364,300
$476,100
Median Westmoreland Market Value
$252,500
Median Sumner County Market Value
$412,600
Median Tennessee Market Value
$213,900
Median United States Market Value
$235,294
Property Tax Assessment Values Across Westmoreland, Sumner County, Tennessee
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 37186 | $96,290 | $165,050 | $252,500 | $387,775 | $642,760 |
Source: Ownwell
Property Tax Bills Across Westmoreland, Sumner County, Tennessee
Westmoreland property tax bills are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. The assessed value is the starting point for the bill, so changes in a home’s market value can affect what a homeowner owes. Local taxing authorities use this value to determine the amount due, and the final bill reflects the property’s share of the area’s tax burden.
For homeowners in Westmoreland, the median home price is $252,500, and the median property tax bill is $844.00 in ZIP code 37186. That bill can vary depending on where the home is located and how its assessed value compares with other properties. Bills at the 25th percentile are $557, while the 75th percentile reaches $1,206 and the 90th percentile climbs to $1,735. These differences show how property taxes can have a meaningful impact on monthly housing costs and long-term affordability.
Median Westmoreland Tax Bill
$844
Median Sumner County Tax Bill
$1,462
Median Tennessee Tax Bill
$1,126
Median United States Tax Bill
$2,400
Property Tax Bills Across Westmoreland, Sumner County, Tennessee
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 37186 | $318 | $557 | $844 | $1,206 | $1,735 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | June 12 |
Links | |
|---|---|
| Sumner Tax Assessor | |
| Website | sumnertn.geopowered.com |