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San Benito, Cameron County, Texas Property Taxes

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Property Taxes in San Benito, Texas

  • Median San Benito, Texas effective property tax rate: 0.98%, significantly lower than the national median of 1.02%, and lower than the Texas state median of 1.48%.

  • Median San Benito, Texas home value: $106,811

  • Median annual San Benito, Texas tax bill: $753, $1,647 lower than the national median property tax bill of $2,400.

How are property taxes in Cameron calculated?

Property taxes in San Benito, Texas are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding San Benito's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in San Benito, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

San Benito, Cameron County, Texas Property Tax Bill Calculator

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.98%

Estimate Property Tax Bill

$1,047

$971

SAVE WITH OWNWELL

$774

Average Annual Tax Savings

How Does the San Benito Property Tax Calculator Work?

Use this San Benito property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies San Benito's median effective tax rate of 0.98% — based on actual property records in Cameron County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies San Benito's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within San Benito: rates range from 0.98% in 78586 to 0.98% in 78586, primarily due to differences in school district levies and local assessment districts.

If your estimate is higher than expected, Ownwell can appeal your San Benito assessment — you only pay if we save you money.

About San Benito Property Taxes

About Property Taxes in San Benito, Cameron, Texas

San Benito’s median effective property tax rate of 0.98% is lower than the Texas state median of 1.48% and lower than the national median of 1.02%. This rate reflects the Cameron County base levy combined with local school district levies and Municipal Utility Districts that can vary by subdivision throughout the city.

Property tax rates are not uniform across San Benito. Homeowners in ZIP code 78586 carry a median effective rate of 0.98%, and the same ZIP also reflects the city’s median home price of $106,811 and median tax bill of $753. That consistency shows how local boundaries can shape what homeowners pay.

San Benito homeowners who believe their assessed value is too high can file a formal appeal with the local Appraisal District before May 15, 2026.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across San Benito, Cameron County, Texas

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare San Benito's effective property tax rate to other cities in Texas and the median property tax rates in Texas and the U.S.

Property Tax Rates Across San Benito, Cameron County, Texas

Source: Ownwell

0.27%

1.31%

2.36%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective San Benito Tax Rate

0.98%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Cameron County Tax Rate

1.33%

Median Effective Texas Tax Rate

1.48%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across San Benito, Cameron County, Texas

Zip10th Percentile25th PercentileMedian Tax Rate75th Percentile90th Percentile
785860.28%0.50%0.98%1.55%2.06%

Source: Ownwell

Property Tax Assessment Values Across San Benito, Cameron County, Texas

When examining property taxes in San Benito, Texas, understanding the distinction between market value and assessed value is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cameron County appraisal district estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices are sent in the spring each year, and they typically reach your mailbox by the middle of April.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. In San Benito, the median home price is $106,811, with tax bills ranging significantly across Cameron County. ZIP code 78586 has the highest median home price at $106,811.

Property Tax Assessment Values Across San Benito, Cameron County, Texas

Source: Ownwell

$13,508

$221,167

$428,825

Median San Benito Market Value

$106,811

Median Cameron County Market Value

$155,094

Median Texas Market Value

$258,851

Median United States Market Value

$235,294

Property Tax Assessment Values Across San Benito, Cameron County, Texas

Zip10th Percentile25th PercentileMedian Home Price75th Percentile90th Percentile
78586$11,989$45,502$106,811$187,354$281,842

Source: Ownwell

Property Tax Bills Across San Benito, Cameron County, Texas

San Benito property tax bills are based on the assessed value of a home, not its market price alone. Local taxing authorities use that assessed value, along with the tax rates set by the city, county, and other districts, to determine what homeowners owe each year. When assessed values rise, tax bills can increase even if a homeowner has not made any changes to the property.

For San Benito homeowners, the median home price is $106,811, and the median property tax bill is $753. That is well below the national median property tax bill of $2,400, but bills can still vary widely depending on the home and neighborhood. In Cameron County, homeowners may see bills ranging from $351 at the 25th percentile to $1,524 at the 75th percentile.

Ownwell helps homeowners lower property tax bills by reviewing assessments for errors and filing appeals when a home is overassessed. If your assessed value is too high, Ownwell can help you challenge it and potentially save money each year.

Property Tax Bills Across San Benito, Cameron County, Texas

Source: Ownwell

$219

$3,444

$6,669

Median San Benito Tax Bill

$753

Median Cameron County Tax Bill

$1,458

Median Texas Tax Bill

$3,441

Median United States Tax Bill

$2,400

Property Tax Bills Across San Benito, Cameron County, Texas

Zip10th Percentile25th PercentileMedian Tax Bill75th Percentile90th Percentile
78586$147$351$753$1,524$2,826

Source: Ownwell

Don't miss the deadline to protest!

Frequently Asked Property Tax Questions in San Benito, Texas

How are property taxes calculated in San Benito, Texas?
Property taxes in San Benito, Texas are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.
How do I appeal my property taxes in San Benito, Texas?
To appeal your property taxes in San Benito, Texas, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.
What property tax exemptions are available in San Benito, Texas?
Common property tax exemptions in San Benito, Texas include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.
When are property taxes due in San Benito, Texas?
Property tax deadlines in San Benito, Texas vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.
How can Ownwell help reduce my property taxes in San Benito, Texas?
Ownwell provides professional property tax appeal services in San Benito, Texas. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.