Cameron County, Texas Property Taxes

In Cameron County, Texas, homeowners have the right to protest their property tax assessments if they believe the assessed value does not accurately reflect the market value of their property. The process begins with filing a Notice of Protest with the Cameron County Appraisal District. This must be done by the deadline specified on the appraisal notice, typically by May 15th or 30 days after the notice is delivered, whichever is later.

Once the protest is filed, the homeowner may have an informal meeting with an appraiser to discuss their concerns and present any evidence, such as recent sales data or appraisals, supporting their claim of overvaluation. If the issue is not resolved informally, the next step involves a formal hearing before the Appraisal Review Board (ARB), an independent panel that listens to the appeals. During the hearing, both the property owner and the appraisal district present their arguments, and the ARB makes a determination based on the evidence provided. Potential outcomes can include a reduction in the assessed value, which can lower the property tax bill, or the ARB may uphold the original assessment.

Ownwell assists homeowners throughout this process by providing expert guidance and representation. Our team analyzes property data, prepares compelling evidence, and represents homeowners during the ARB hearing to ensure the best possible outcome. By leveraging our expertise, homeowners can navigate the complexities of the property tax protest process more effectively, potentially saving significant amounts on their property tax bills. Whether a homeowner is new to the process or has previously filed a protest, Ownwell’s support can make a substantial difference in the results achieved.

Cameron County offers several property tax exemptions that can significantly reduce the tax burden for eligible homeowners. The most common exemption is the Homestead Exemption, available to homeowners who use the property as their primary residence. This exemption provides a reduction in the assessed value of the home, lowering the overall property tax bill. To qualify, homeowners must occupy the home as their principal residence as of January 1st of the tax year and must not claim a residence homestead exemption on any other property.

Additionally, Cameron County provides exemptions for senior citizens aged 65 or older, which further reduces the taxable value of their home. Disabled individuals may also be eligible for an exemption, offering similar benefits. Veterans or their surviving spouses may qualify for an exemption based on their level of disability, providing substantial tax relief.

To apply for these exemptions, homeowners must submit the appropriate application forms to the Cameron County Appraisal District, along with any required documentation proving eligibility. Deadlines for applications are typically around April 30th.

Ownwell can assist homeowners in navigating these exemptions by offering guidance on eligibility requirements, application processes, and deadlines. By leveraging Ownwell's expertise, homeowners can ensure they maximize their potential savings and reduce their property tax liabilities effectively.