Decatur, Cooke County, Texas Property Taxes
Property Taxes in Decatur, Texas
Median Decatur, Texas effective property tax rate: 1.16%, significantly lower than the national median of 1.02%, and lower than the Texas state median of 1.48%.
Median Decatur, Texas home value: $181,977
Median annual Decatur, Texas tax bill: $1,473, lower than the national median property tax bill of $2,400.
How are property taxes in Cooke calculated?
Property taxes in Decatur, Texas are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Decatur's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Decatur, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Decatur, Cooke County, Texas Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.16%
Estimate Property Tax Bill
$2,111
$1,959
How Does the Decatur Property Tax Calculator Work?
Use this Decatur property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Decatur's median effective tax rate of 1.16% — based on actual property records in Cooke County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Decatur's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Decatur: rates range from 1.16% in 76234 to 1.16% in 76234, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Decatur.
About Decatur Property Taxes
About Property Taxes in Decatur, Cooke, Texas
Decatur’s median effective property tax rate of 1.16% is lower than the Texas state median of 1.48% and higher than the national median of 1.02%. This rate reflects the Cooke County base levy combined with local school district levies and Municipal Utility Districts (MUDs) that vary by subdivision throughout the city.
Property tax rates are not uniform across Decatur. Homeowners in the 76234 ZIP code carry a median effective rate of 1.16%, while those in the same ZIP also pay 1.16%. This reflects how school district boundaries and local assessment districts are drawn across Cooke County. Understanding which part of Decatur you live in can make a meaningful difference to your annual tax bill.
Decatur homeowners who believe their assessed value is too high can file a formal appeal with the local Appraisal District before the May 15, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Decatur, Cooke County, Texas
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Decatur's effective property tax rate to other cities in Texas and the median property tax rates in Texas and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Decatur Tax Rate
1.16%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cooke County Tax Rate
1.22%
Median Effective Texas Tax Rate
1.48%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Decatur, Cooke County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 76234 | 0.57% | 1.04% | 1.16% | 1.28% | 1.42% |
Source: Ownwell
Property Tax Assessment Values Across Decatur, Cooke County, Texas
When examining property taxes in Decatur, Texas, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cooke County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices in Cooke County are sent in April each year. They'll typically reach your mailbox by the middle of April.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For Decatur, the median home price is $181,977, and the median tax bill is $1,473, compared with the national median property tax rate of 1.02% and national median property tax bill of $2,400. The highest median home price is in 76234 at $181,977.
Property Tax Assessment Values Across Decatur, Cooke County, Texas
Source: Ownwell
$136,822
$315,921
$495,019
Median Decatur Market Value
$181,977
Median Cooke County Market Value
$243,620
Median Texas Market Value
$258,851
Median United States Market Value
$235,294
Property Tax Assessment Values Across Decatur, Cooke County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 76234 | $62,592 | $86,807 | $181,977 | $328,179 | $495,758 |
Source: Ownwell
Property Tax Bills Across Decatur, Cooke County, Texas
Property tax bills in Decatur are based on the assessed value of a home, not its market price alone. Local taxing authorities apply tax rates to that assessed value, which means the final bill depends on both the property’s valuation and the combined rates set by the county and other local entities. For homeowners, this can create meaningful differences from one property to another, even within the same city.
With a median home price of $181,977, the size of a tax bill can vary widely. The 25th percentile tax bill is $908, while the 75th percentile reaches $2,951 and the 90th percentile climbs to $6,137. The median tax bill in ZIP code 76234 is $1,473, showing how location and assessed value shape what homeowners pay. Understanding how property taxes are calculated can help homeowners better anticipate annual costs and spot when a bill may be higher than expected.
Median Decatur Tax Bill
$1,473
Median Cooke County Tax Bill
$2,884
Median Texas Tax Bill
$3,441
Median United States Tax Bill
$2,400
Property Tax Bills Across Decatur, Cooke County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 76234 | $812 | $908 | $1,473 | $2,951 | $6,137 |
Source: Ownwell
Don't miss the deadline to protest!
Dates | |
|---|---|
| Appeal Deadline | May 15 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | November 30 |
| Due Date #2 | June 30 |
Links | |
|---|---|
| Cooke Appraisal District | |
| Website | esearch.walkercad.org |