Cooke County, Texas Property Taxes
Property Taxes in Cooke County, Texas
Median Cooke County effective property tax rate: 1.22%, significantly higher than the national median of 1.02%.
Median Cooke County home value: $243,620
Median annual Cooke County tax bill: $2,884, $484 higher than the national median property tax bill of $2,400.
How are property taxes in Cooke County calculated?
Property taxes in Cooke County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Why do property taxes vary in Cooke County? They vary because assessed values, exemptions, and local tax rates all affect the final bill. How much can exemptions help? For many homeowners, they can reduce the taxable value and lower what is owed each year.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Cooke County or another part of Cooke County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Cooke County, Texas Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.22%
Estimate Property Tax Bill
$2,972
$2,758
How Does the Cooke County Property Tax Calculator Work?
Use this Cooke County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Cooke County's median effective tax rate of 1.22% to generate your estimate.
Enter your property's estimated assessed value — the figure the appraisal district assigns for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Cooke County's median property tax bill is $2,884, which is $484 higher than the state median property tax bill of $2,400 and above the national median property tax rate of 1.02%.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Cooke County.
Property Tax Rates Across Cooke County, Texas
What Are Effective Property Tax Rates Across Cooke County?
Local government entities set tax rates, which vary widely across Cooke County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Cooke County's effective property tax rate to other counties in Texas or the U.S. median of 1.02%.
Cooke County's median effective rate stands at 1.22%, which is higher than the national median of 1.02%. Within Cooke County, the highest rate is found in Lindsay at 1.48%, while Sanger has the lowest at 0.92%.
These variations reflect differences in local school district levies, Municipal Utility Districts (MUDs) assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cooke County Tax Rate
1.22%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Texas Tax Rate
1.48%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Cooke County, Texas
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Callisburg | 0.69% | 0.86% | 1.04% | 1.16% | 1.33% |
| Collinsville | 0.39% | 0.78% | 0.97% | 1.08% | 1.24% |
| Decatur | 0.57% | 1.04% | 1.16% | 1.28% | 1.42% |
| Era | 0.70% | 0.91% | 1.08% | 1.24% | 1.36% |
| Forestburg | 0.64% | 0.91% | 1.13% | 1.27% | 1.42% |
| Gainesville | 0.76% | 0.99% | 1.26% | 1.69% | 1.87% |
| Lindsay | 1.10% | 1.29% | 1.48% | 1.63% | 1.73% |
| Muenster | 0.82% | 1.16% | 1.36% | 1.60% | 1.78% |
| Myra | 0.67% | 0.88% | 1.12% | 1.27% | 1.41% |
| Saint Jo | 0.53% | 0.92% | 1.31% | 1.57% | 1.93% |
| Sanger | 0.45% | 0.52% | 0.92% | 1.21% | 1.32% |
| Tioga | 0.46% | 0.89% | 1.08% | 1.22% | 1.43% |
| Valley View | 0.58% | 0.92% | 1.17% | 1.40% | 1.98% |
| Whitesboro | 0.45% | 0.78% | 1.04% | 1.24% | 1.41% |
| Lake Kiowa | N/A | N/A | N/A | N/A | N/A |
| Pilot Point | N/A | N/A | N/A | N/A | N/A |
| Rosston | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Cooke County, Texas
When examining property taxes in Cooke County, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cooke County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Cooke County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of April.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. The median tax bill in Cooke County is $2,884, above the national median property tax bill of $2,400 and the national median property tax rate of 1.02%. Tax bills range significantly across the county, with Lindsay at $5,249 and Myra at $1,194. Tioga has the highest median home price at $495,019.
Median Cooke County Market Value
$243,620
Median Texas Market Value
$258,851
Median United States Market Value
$235,294
Property Tax Assessment Values Across Cooke County, Texas
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Callisburg | $62,818 | $145,764 | $216,201 | $280,262 | $356,172 |
| Collinsville | $78,999 | $175,366 | $370,963 | $571,848 | $870,823 |
| Decatur | $62,592 | $86,807 | $181,977 | $328,179 | $495,758 |
| Era | $75,414 | $134,428 | $281,156 | $391,067 | $512,660 |
| Forestburg | $54,622 | $102,618 | $187,252 | $336,924 | $557,677 |
| Gainesville | $70,209 | $132,013 | $228,060 | $370,026 | $640,691 |
| Lindsay | $170,421 | $262,614 | $358,391 | $459,828 | $594,414 |
| Muenster | $67,837 | $180,976 | $284,463 | $424,424 | $626,534 |
| Myra | $35,674 | $68,746 | $136,822 | $195,130 | $279,316 |
| Saint Jo | $53,613 | $117,766 | $251,438 | $395,880 | $860,439 |
| Sanger | $34,692 | $139,012 | $198,786 | $352,506 | $497,000 |
| Tioga | $101,337 | $234,221 | $495,019 | $878,192 | $1,390,085 |
| Valley View | $31,074 | $99,272 | $279,810 | $510,558 | $790,334 |
| Whitesboro | $60,263 | $124,754 | $235,787 | $377,670 | $631,100 |
| Lake Kiowa | N/A | N/A | N/A | N/A | N/A |
| Pilot Point | N/A | N/A | N/A | N/A | N/A |
| Rosston | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Cooke County, Texas
Property tax bills in Cooke County are based on the assessed value of a home and the local tax rate applied to that value. When a property’s market value rises, the assessed value can increase too, which often leads to a higher tax bill unless exemptions or appeals reduce it. Homeowners in the county should expect their bill to reflect both the value of the property and the taxing jurisdictions that apply to it.
The median home price in Cooke County is $243,620, and property tax bills vary widely across the county. The 25th percentile bill is $1,495, while the 75th percentile bill is $4,744 and the 90th percentile bill is $7,134. That range shows how much location and valuation can affect what homeowners pay. The highest median tax bill is $5,249 in Lindsay, while the lowest median tax bill is $1,194 in Myra.
Median Cooke County Tax Bill
$2,884
Median Texas Tax Bill
$3,441
Median United States Tax Bill
$2,400
Property Tax Bills Across Cooke County, Texas
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Callisburg | $590 | $1,230 | $2,025 | $2,774 | $3,617 |
| Collinsville | $477 | $1,221 | $2,719 | $4,966 | $7,009 |
| Decatur | $812 | $908 | $1,473 | $2,951 | $6,137 |
| Era | $567 | $1,263 | $2,518 | $4,143 | $5,613 |
| Forestburg | $499 | $929 | $1,631 | $3,222 | $5,079 |
| Gainesville | $799 | $1,667 | $2,940 | $4,633 | $6,936 |
| Lindsay | $2,007 | $3,604 | $5,249 | $6,882 | $8,473 |
| Muenster | $716 | $2,095 | $3,706 | $5,656 | $7,774 |
| Myra | $323 | $680 | $1,194 | $2,256 | $3,044 |
| Saint Jo | $565 | $1,198 | $2,972 | $4,561 | $7,485 |
| Sanger | $498 | $839 | $1,471 | $3,232 | $5,746 |
| Tioga | $667 | $1,897 | $3,910 | $8,542 | $12,225 |
| Valley View | $432 | $983 | $2,636 | $5,043 | $7,901 |
| Whitesboro | $444 | $1,005 | $2,019 | $3,600 | $5,406 |
| Lake Kiowa | N/A | N/A | N/A | N/A | N/A |
| Pilot Point | N/A | N/A | N/A | N/A | N/A |
| Rosston | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to protest!
Dates | |
|---|---|
| Appeal Deadline | May 15 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | November 30 |
| Due Date #2 | June 30 |
Links | |
|---|---|
| Cooke Appraisal District | |
| Website | esearch.walkercad.org |