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Celina, Denton County, Texas Property Taxes

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Property Taxes in Celina, Texas

  • Median Celina, Texas effective property tax rate: 2.04%, significantly higher than the national median of 1.02%, and higher than the Texas state median of 1.48%.

  • Median Celina, Texas home value: $484,298

  • Median annual Celina, Texas tax bill: $9,873, $7,473 higher than the national median property tax bill of $2,400.

How are property taxes in Denton calculated?

Property taxes in Celina, Texas are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Celina's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Celina, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Celina, Denton County, Texas Property Tax Bill Calculator

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

2.04%

Estimate Property Tax Bill

$9,880

$9,168

SAVE WITH OWNWELL

$774

Average Annual Tax Savings

How Does the Celina Property Tax Calculator Work?

Use this Celina property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Celina's median effective tax rate of 2.04% — based on actual property records in Denton County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Celina's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Celina: rates range from 2.04% in 75009 to 2.04% in 75009, primarily due to differences in school district levies and local assessment districts.

If your estimate is higher than expected, Ownwell can appeal your Celina assessment — you only pay if we save you money.

About Celina Property Taxes

About Property Taxes in Celina, Denton, Texas

Celina’s median effective property tax rate of 2.04% is higher than the Texas state median of 1.48% and higher than the national median of 1.02%. This rate reflects Denton County levies and local taxing jurisdictions that shape what homeowners pay across the city.

Property tax rates are not uniform across Celina. In the 75009 ZIP code, the median effective rate is 2.04%, and the median property tax bill is $9,873. That is well above the national median property tax bill of $2,400 and helps show how local market values and taxing districts can drive costs.

Celina homeowners who believe their assessed value is too high can file a formal appeal with the Denton County Appraisal District before the May 15, 2026 deadline each year.

If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Celina, Denton County, Texas

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Celina's effective property tax rate to other cities in Texas and the median property tax rates in Texas and the U.S.

Property Tax Rates Across Celina, Denton County, Texas

Source: Ownwell

0.19%

1.21%

2.22%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Celina Tax Rate

2.04%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Denton County Tax Rate

1.73%

Median Effective Texas Tax Rate

1.48%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Celina, Denton County, Texas

Zip10th Percentile25th PercentileMedian Tax Rate75th Percentile90th Percentile
750091.43%2.02%2.04%2.43%2.43%

Source: Ownwell

Property Tax Assessment Values Across Celina, Denton County, Texas

When examining property taxes in Celina, Texas, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Denton County appraisal district estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Denton County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of April.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Celina is $484,298, with tax bills ranging significantly across the county. Zip code 75009 has the highest median home price at $484,298.

Property Tax Assessment Values Across Celina, Denton County, Texas

Source: Ownwell

$71,670

$745,400

$1,419,129

Median Celina Market Value

$484,298

Median Denton County Market Value

$437,000

Median Texas Market Value

$258,851

Median United States Market Value

$235,294

Property Tax Assessment Values Across Celina, Denton County, Texas

Zip10th Percentile25th PercentileMedian Home Price75th Percentile90th Percentile
75009$305,366$417,606$484,298$580,000$659,019

Source: Ownwell

Property Tax Bills Across Celina, Denton County, Texas

Property tax bills in Celina are based on the assessed value of a home and the local tax rates set by taxing authorities. For a home with a median home price of $484,298, the bill can vary widely depending on the property’s assessed market value, exemptions, and the taxing districts that apply. In Denton County, homeowners often see tax bills that are much higher than the national median property tax bill of $2,400, which can make a meaningful difference in monthly housing costs.

For many homeowners, the 25th percentile tax bill is $8,106, the 75th percentile is $13,100, and the 90th percentile reaches $14,839. The median tax bill is $9,873 in ZIP code 75009. Higher property taxes can strain household budgets, especially when home values rise faster than income.

Ownwell helps homeowners review their property tax assessments, identify savings opportunities, and appeal unfair valuations to lower property tax bills.

Property Tax Bills Across Celina, Denton County, Texas

Source: Ownwell

$207

$7,978

$15,748

Median Celina Tax Bill

$9,873

Median Denton County Tax Bill

$7,745

Median Texas Tax Bill

$3,441

Median United States Tax Bill

$2,400

Property Tax Bills Across Celina, Denton County, Texas

Zip10th Percentile25th PercentileMedian Tax Bill75th Percentile90th Percentile
75009$4,641$8,106$9,873$13,100$14,839

Source: Ownwell

Don't miss the deadline to protest!

Frequently Asked Property Tax Questions in Celina, Texas

How are property taxes calculated in Celina, Texas?
Property taxes in Celina, Texas are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.
How do I appeal my property taxes in Celina, Texas?
To appeal your property taxes in Celina, Texas, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.
What property tax exemptions are available in Celina, Texas?
Common property tax exemptions in Celina, Texas include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.
When are property taxes due in Celina, Texas?
Property tax deadlines in Celina, Texas vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.
How can Ownwell help reduce my property taxes in Celina, Texas?
Ownwell provides professional property tax appeal services in Celina, Texas. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.