Gray County, Texas Property Taxes
Property Taxes in Gray County, Texas
Median Gray County effective property tax rate: 2.13%, significantly higher than the national median of 1.02%.
Median Gray County home value: $58,060
Median annual Gray County tax bill: $1,067, lower than the national median property tax bill of $2,400.
How are property taxes in Gray County calculated?
Property taxes in Gray County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Why does Gray County have a higher effective property tax rate than the national median? The median effective property tax rate of 2.13% is above both the national median of 1.02% and the Texas median tax rate of 1.48%.
How can homeowners lower their property tax bill in Gray County? Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings.
Whether you live in Gray County or another part of the county, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Gray County, Texas Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
2.13%
Estimate Property Tax Bill
$1,237
$1,148
How Does the Gray County Property Tax Calculator Work?
Use this Gray County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Gray County's median effective tax rate of 2.13% to generate your estimate.
Enter your property's estimated assessed value — the figure the appraisal district assigns for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Gray County's median effective tax rate is higher than the Texas median tax rate of 1.48%, while the county's median property tax bill of $1,067 is lower than the Texas median bill by $1,333.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Gray County.
Property Tax Rates Across Gray County, Texas
What Are Effective Property Tax Rates Across Gray County?
Local government entities set tax rates, which vary widely across Gray County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Gray County's effective property tax rate to other counties in Texas or the U.S. median of 1.02%.
Gray County's median effective rate stands at 2.13%, which is higher than the national median of 1.02%. Within Gray County, the highest rate is found in LEFORS at 2.83%, while MIAMI has the lowest at 1.50%.
These variations reflect differences in local school district levies, Municipal Utility Districts (MUDs) assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Gray County Tax Rate
2.13%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Texas Tax Rate
1.48%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Gray County, Texas
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Groom | 1.04% | 1.46% | 1.51% | 1.74% | 1.76% |
| Lefors | 2.40% | 2.83% | 2.83% | 2.83% | 2.83% |
| Mclean | 1.42% | 1.78% | 2.11% | 2.18% | 2.20% |
| Miami | 1.17% | 1.28% | 1.50% | 1.64% | 1.87% |
| Pampa | 1.52% | 1.77% | 2.13% | 2.43% | 2.61% |
| Alanreed | N/A | N/A | N/A | N/A | N/A |
| Mobeetie | N/A | N/A | N/A | N/A | N/A |
| White Deer | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Gray County, Texas
When examining property taxes in Gray County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Gray County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Gray County, assessment notices are sent in April each year. They'll typically reach your mailbox by the middle of April.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Gray County.
For example, the median tax bill in Gray County is $1,067, with tax bills ranging significantly across the county. Groom has the highest median home price at $129,150.
Median Gray County Market Value
$58,060
Median Texas Market Value
$258,851
Median United States Market Value
$235,294
Property Tax Assessment Values Across Gray County, Texas
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Groom | $31,022 | $86,210 | $129,150 | $270,680 | $395,744 |
| Lefors | $5,748 | $8,065 | $12,690 | $34,318 | $70,916 |
| Mclean | $7,876 | $13,650 | $22,180 | $57,130 | $103,110 |
| Miami | $65,805 | $73,090 | $118,075 | $175,230 | $195,592 |
| Pampa | $12,590 | $22,630 | $63,750 | $133,950 | $196,852 |
| Alanreed | N/A | N/A | N/A | N/A | N/A |
| Mobeetie | N/A | N/A | N/A | N/A | N/A |
| White Deer | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Gray County, Texas
Property tax bills in Gray County are based on a home’s assessed value, not its market value alone. Local taxing authorities apply the county tax rate to that assessed amount, and the final bill can also reflect exemptions or other adjustments that reduce what a homeowner owes. Because the tax bill is tied to assessment, two homes with similar market values can still receive different bills if their assessed values differ.
For Gray County homeowners, the spread in bills shows how much these factors matter. The 25th percentile tax bill is $438, while the 75th percentile is $2,443 and the 90th percentile reaches $4,079. The county’s median home price is $58,060, which helps explain why even modest changes in assessed value can affect annual taxes. Homeowners with higher assessments generally pay more, while those with lower assessments or qualifying exemptions may see smaller bills.
Median Gray County Tax Bill
$1,067
Median Texas Tax Bill
$3,441
Median United States Tax Bill
$2,400
Property Tax Bills Across Gray County, Texas
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Groom | $465 | $1,291 | $2,175 | $3,455 | $5,116 |
| Lefors | $160 | $226 | $356 | $925 | $1,879 |
| Mclean | $158 | $284 | $434 | $1,029 | $1,756 |
| Miami | $906 | $1,154 | $1,712 | $2,283 | $2,743 |
| Pampa | $298 | $475 | $1,162 | $2,661 | $4,202 |
| Alanreed | N/A | N/A | N/A | N/A | N/A |
| Mobeetie | N/A | N/A | N/A | N/A | N/A |
| White Deer | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to protest!
Dates | |
|---|---|
| Appeal Deadline | May 15 |
Links | |
|---|---|
| Gray Appraisal District | |
| Website | esearch.graycad.org |