Miami, Gray County, Texas Property Taxes
Property Taxes in Miami, Texas
Median Miami, Texas effective property tax rate: 1.50%, significantly higher than the national median of 1.02%, and higher than the Texas state median of 1.48%.
Median Miami, Texas home value: $118,075
Median annual Miami, Texas tax bill: $1,712, lower than the national median property tax bill of $2,400.
How are property taxes in Gray calculated?
Property taxes in Miami, Texas are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Miami's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Miami, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Miami, Gray County, Texas Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.5%
Estimate Property Tax Bill
$1,771
$1,644
How Does the Miami Property Tax Calculator Work?
Use this Miami property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Miami's median effective tax rate of 1.50% — based on actual property records in Gray County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Miami's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Miami: rates range from 1.50% in 79059 to 1.50% in 79059, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Miami.
About Miami Property Taxes
About Property Taxes in Miami, Gray, Texas
Miami’s median effective property tax rate of 1.50% is higher than the Texas state median of 1.48% and higher than the national median of 1.02%. This rate reflects the Gray County base levy combined with local school district levies and Municipal Utility Districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Miami. Homeowners in the 79059 ZIP code carry a median effective rate of 1.50%, while those in the same ZIP also pay 1.50%. This reflects how school district boundaries and local assessment districts are drawn across Gray County. Understanding which part of Miami you live in can make a meaningful difference to your annual tax bill.
Miami homeowners who believe their assessed value is too high can file a formal appeal with the local Appraisal District before the May 15, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Miami, Gray County, Texas
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Miami's effective property tax rate to other cities in Texas and the median property tax rates in Texas and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Miami Tax Rate
1.50%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Gray County Tax Rate
2.13%
Median Effective Texas Tax Rate
1.48%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Miami, Gray County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 79059 | 1.17% | 1.28% | 1.50% | 1.64% | 1.87% |
Source: Ownwell
Property Tax Assessment Values Across Miami, Gray County, Texas
When examining property taxes in Miami, Texas, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Gray County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Gray County, assessment notices are sent in April each year. They'll typically reach your mailbox by the middle of April.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Miami.
For example, the median home price in Miami is $118,075, with tax bills ranging significantly across the county. 79059 has the highest median home price at $118,075.
Property Tax Assessment Values Across Miami, Gray County, Texas
Source: Ownwell
$12,690
$70,920
$129,150
Median Miami Market Value
$118,075
Median Gray County Market Value
$58,060
Median Texas Market Value
$258,851
Median United States Market Value
$235,294
Property Tax Assessment Values Across Miami, Gray County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 79059 | $65,805 | $73,090 | $118,075 | $175,230 | $195,592 |
Source: Ownwell
Property Tax Bills Across Miami, Gray County, Texas
Miami property tax bills are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. For homeowners in Gray County, that means the tax bill depends on both what the home is worth and the taxing rates set by local governments.
For a home with a median value of $118,075, property taxes can vary widely. The 25th percentile tax bill is $1,154, while the 75th percentile is $2,283 and the 90th percentile is $2,743. The median tax bill in the area is $1,712, which is below the national median property tax bill of $2,400 and also below the national median property tax rate of 1.02%.
This means homeowners in Miami may pay less than the typical U.S. homeowner, but their bill can still change based on local assessments, exemptions, and tax rates.
Median Miami Tax Bill
$1,712
Median Gray County Tax Bill
$1,067
Median Texas Tax Bill
$3,441
Median United States Tax Bill
$2,400
Property Tax Bills Across Miami, Gray County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 79059 | $906 | $1,154 | $1,712 | $2,283 | $2,743 |
Source: Ownwell
Don't miss the deadline to protest!
Dates | |
|---|---|
| Appeal Deadline | May 15 |
Links | |
|---|---|
| Gray Appraisal District | |
| Website | esearch.graycad.org |