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Troup, Smith County, Texas Property Taxes

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Property Taxes in Troup, Texas

  • Median Troup, Texas effective property tax rate: 1.24%, significantly lower than the national median of 1.02%, and lower than the Texas state median of 1.48%.

  • Median Troup, Texas home value: $116,860

  • Median annual Troup, Texas tax bill: $737, lower than the national median property tax bill of $2,400.

How are property taxes in Smith calculated?

Property taxes in Troup, Texas are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Troup's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Troup, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Troup, Smith County, Texas Property Tax Bill Calculator

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.24%

Estimate Property Tax Bill

$1,449

$1,345

SAVE WITH OWNWELL

$774

Average Annual Tax Savings

How Does the Troup Property Tax Calculator Work?

Use this Troup property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Troup's median effective tax rate of 1.24% — based on actual property records in Smith County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Troup's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Troup: rates range from 1.24% in 75789 to 1.24% in 75789, primarily due to differences in school district levies and local assessment districts.

If your estimate is higher than expected, Ownwell can appeal your Troup assessment — you only pay if we save you money.

About Troup Property Taxes

About Property Taxes in Troup, Smith, Texas

Troup’s median effective property tax rate of 1.24% is lower than the Texas state median of 1.48% and higher than the national median of 1.02%. This rate reflects the Smith County base levy combined with local school district levies and other local taxing units that shape property taxes across the city.

Property tax rates are not uniform across Troup. Homeowners in ZIP code 75789 carry a median effective rate of 1.24%, and the same ZIP code also reflects a median tax bill of $737 and a median home price of $116,860. This shows how local boundaries can affect what homeowners pay, even within a single community.

Troup homeowners who believe their assessed value is too high can file a formal appeal with the Smith County Appraisal District before the July 18, 2026 deadline each year.

If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Troup, Smith County, Texas

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Troup's effective property tax rate to other cities in Texas and the median property tax rates in Texas and the U.S.

Property Tax Rates Across Troup, Smith County, Texas

Source: Ownwell

0.91%

1.23%

1.56%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Troup Tax Rate

1.24%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Smith County Tax Rate

1.34%

Median Effective Texas Tax Rate

1.48%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Troup, Smith County, Texas

Zip10th Percentile25th PercentileMedian Tax Rate75th Percentile90th Percentile
757890.26%0.60%1.24%1.51%1.79%

Source: Ownwell

Property Tax Assessment Values Across Troup, Smith County, Texas

When examining property taxes in Troup, Texas, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Smith County appraisal district estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Smith County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Troup.

For example, the median home price in Troup is $116,860, with tax bills ranging significantly across the county. 75789 has the highest median home price at $116,860.

Property Tax Assessment Values Across Troup, Smith County, Texas

Source: Ownwell

$45,852

$184,073

$322,294

Median Troup Market Value

$116,860

Median Smith County Market Value

$178,995

Median Texas Market Value

$258,851

Median United States Market Value

$235,294

Property Tax Assessment Values Across Troup, Smith County, Texas

Zip10th Percentile25th PercentileMedian Home Price75th Percentile90th Percentile
75789$8,711$24,260$116,860$241,229$414,388

Source: Ownwell

Property Tax Bills Across Troup, Smith County, Texas

Property tax bills in Troup are based on the assessed value of a home and the local tax rate set by taxing authorities. When a property’s market value rises, the assessed value can increase too, which often leads to a higher bill. For homeowners in Smith County, that means taxes can vary widely depending on where a home falls within the local market. The median home price is $116,860, while property tax bills range from $227 at the 25th percentile to $2,182 at the 75th percentile and $3,906 at the 90th percentile. The median tax bill is $737 in ZIP code 75789, which is well below the national median property tax bill of $2,400.

Ownwell helps homeowners lower their property tax bills by reviewing assessments, identifying potential overvaluation, and filing appeals when appropriate. If your home is taxed above what it should be, Ownwell can help you challenge the assessment and pursue savings.

Property Tax Bills Across Troup, Smith County, Texas

Source: Ownwell

$405

$1,923

$3,441

Median Troup Tax Bill

$737

Median Smith County Tax Bill

$1,405

Median Texas Tax Bill

$3,441

Median United States Tax Bill

$2,400

Property Tax Bills Across Troup, Smith County, Texas

Zip10th Percentile25th PercentileMedian Tax Bill75th Percentile90th Percentile
75789$102$227$737$2,182$3,906

Source: Ownwell

Don't miss the deadline to protest!

Frequently Asked Property Tax Questions in Troup, Texas

How are property taxes calculated in Troup, Texas?
Property taxes in Troup, Texas are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.
How do I appeal my property taxes in Troup, Texas?
To appeal your property taxes in Troup, Texas, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.
What property tax exemptions are available in Troup, Texas?
Common property tax exemptions in Troup, Texas include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.
When are property taxes due in Troup, Texas?
Property tax deadlines in Troup, Texas vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.
How can Ownwell help reduce my property taxes in Troup, Texas?
Ownwell provides professional property tax appeal services in Troup, Texas. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.