Smith County, Texas Property Taxes

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Property Taxes in Smith County, Texas

Median Smith County effective property tax rate: 1.34%, significantly higher than the national median of 1.02%.
Median Smith County home value: $178,995
Median annual Smith County tax bill: $1,405, lower than the national median property tax bill of $2,400.

How are property taxes in Smith County calculated?

Property taxes in Smith County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Smith County or another part of Smith County, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Smith County, Texas Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.34%

Estimate Property Tax Bill

$2,399

$2,226

$774

Average Annual Tax Savings

How Does the Smith County Property Tax Calculator Work?

Use this Smith County property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Smith County's median effective tax rate of 1.34% — drawn from real transactions across the county — to generate your estimate.

Enter your property's estimated assessed value — the value the appraisal district assigns to your property, typically lower than market value after exemptions. Our calculator uses the median effective rate (actual bills divided by market value), which accounts for typical exemptions and is more accurate than applying the statutory millage rate directly.

Note: your assessed value reflects any exemptions you currently have. Rates vary across Smith County — scroll down to explore city-level trends and find the rate specific to your area.

Smith County's median tax rate is higher than Texas's 1.48% and its median tax bill of $1,405 is lower than the state median by $995. If your estimate is higher than expected, Ownwell can protest your Smith County assessment.

Property Tax Rates Across Smith County, Texas

What Are Effective Property Tax Rates Across Smith County?

Local government entities set tax rates, which vary widely across Smith County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.

Below, compare Smith County's effective property tax rate to other counties in Texas or the U.S. median of 1.02%.

Smith County's median effective rate stands at 1.34%, which is higher than the national median of 1.02%. Within Smith County, the highest rate is found in BULLARD at 1.56%, while HIDEAWAY has the lowest at 0.91%.

These variations reflect differences in local school district levies, Municipal Utility Districts (MUDs) assessments, and special district bonds — which compound the base county rate.

Property Tax Rates Across Smith County, Texas

Source: Ownwell

0.91%

1.23%

1.56%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Smith County Tax Rate

1.34%

Median Effective Texas Tax Rate

1.48%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Smith County, Texas

City	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
Arp	0.23%	0.52%	1.17%	1.51%	2.03%
Bullard	0.37%	0.94%	1.56%	1.73%	2.23%
Gladewater	0.27%	0.51%	1.19%	1.59%	1.59%
Grand Saline	0.29%	0.57%	0.99%	1.61%	1.61%
Hideaway	0.18%	0.38%	0.91%	1.49%	1.49%
Kilgore	0.16%	0.36%	1.52%	1.52%	1.52%
Lindale	0.34%	0.78%	1.34%	1.56%	1.92%
Overton	0.20%	0.41%	1.44%	1.51%	2.01%
Troup	0.26%	0.60%	1.24%	1.51%	1.79%
Tyler	0.25%	0.65%	1.32%	1.59%	1.74%
Van	0.16%	0.46%	1.05%	1.61%	1.61%
Whitehouse	0.36%	0.83%	1.34%	1.67%	1.99%
Winona	0.24%	0.59%	1.52%	1.59%	1.71%
Flint	N/A	N/A	N/A	N/A	N/A
Mineola	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Smith County, Texas

When examining property taxes in Smith County, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Smith County appraisal district estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Smith County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Smith County.

For example, the median tax bill in Smith County is $1,405, with tax bills ranging significantly across the county. Hideaway has the highest median home price at $298,703.

Property Tax Assessment Values Across Smith County, Texas

Source: Ownwell

$45,852

$184,073

$322,294

Median Smith County Market Value

$178,995

Median Texas Market Value

$258,851

Median United States Market Value

$235,294

Property Tax Assessment Values Across Smith County, Texas

City	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
Arp	$9,330	$27,928	$113,331	$210,084	$393,400
Bullard	$21,730	$102,718	$295,074	$474,927	$608,744
Gladewater	$9,819	$23,100	$89,880	$217,300	$352,296
Grand Saline	$14,358	$19,971	$137,220	$208,168	$253,860
Hideaway	$88,582	$192,007	$298,703	$447,734	$607,186
Kilgore	$6,915	$19,150	$55,931	$162,226	$268,327
Lindale	$21,767	$65,470	$194,838	$339,452	$482,651
Overton	$8,660	$16,145	$91,241	$167,394	$265,898
Troup	$8,711	$24,260	$116,860	$241,229	$414,388
Tyler	$11,844	$60,363	$186,187	$306,619	$461,812
Van	$15,332	$55,296	$131,721	$252,458	$308,570
Whitehouse	$27,516	$139,568	$231,870	$335,730	$458,428
Winona	$11,706	$29,152	$94,752	$180,488	$306,764
Flint	N/A	N/A	N/A	N/A	N/A
Mineola	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Smith County, Texas

Property tax bills in Smith County, Texas are based on the assessed value of a home and the local tax rates set by taxing authorities. For homeowners, the bill is determined by multiplying the assessed value by the applicable tax rate, so a higher market value can lead to a higher property tax bill. In Smith County, the median home price is $178,995, and tax bills vary widely, with the 25th percentile at $325 and the 75th percentile at $3,524. The 90th percentile reaches $5,746, showing how much bills can differ across the county. The highest median tax bill is $3,149 in Bullard, while the lowest median tax bill is $405 in Overton. Compared with the national median property tax rate of 1.02% and the national median property tax bill of $2,400, homeowners in Smith County may have room to save. Ownwell helps homeowners lower their property tax bills by identifying overassessments and filing appeals to seek a fairer tax bill.

Property Tax Bills Across Smith County, Texas

Source: Ownwell

$405

$1,923

$3,441

Median Smith County Tax Bill

$1,405

Median Texas Tax Bill

$3,441

Median United States Tax Bill

$2,400

Property Tax Bills Across Smith County, Texas

City	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
Arp	$113	$236	$658	$2,074	$3,793
Bullard	$232	$818	$3,149	$6,401	$9,288
Gladewater	$96	$229	$591	$1,812	$3,045
Grand Saline	$81	$281	$494	$1,970	$3,512
Hideaway	$268	$725	$2,156	$4,039	$6,554
Kilgore	$75	$179	$429	$1,216	$2,624
Lindale	$202	$533	$1,961	$4,281	$6,001
Overton	$89	$179	$405	$1,186	$2,356
Troup	$102	$227	$737	$2,182	$3,906
Tyler	$133	$393	$1,516	$3,498	$5,677
Van	$211	$324	$936	$1,872	$2,582
Whitehouse	$226	$854	$2,639	$4,515	$6,201
Winona	$110	$268	$688	$1,807	$3,349
Flint	N/A	N/A	N/A	N/A	N/A
Mineola	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Want to lower your Smith County property taxes?

How Can I Lower My Property Taxes in Smith County?

Looking to reduce your Smith County property taxes? Ownwell is the leading property tax appeal company serving Smith County. We specialize in helping property owners in the Tyler area and beyond lower their tax bills by working directly with the Smith County appraisal district.

Through our tax monitoring service, we collect all necessary information to maximize your tax reductions. We navigate the complexities of the Smith County property tax appeal process and identify all available exemptions, so you don't have to.

Whether you are a homeowner, a real estate investor, or an asset manager, our local team at Ownwell has the expertise to assess your current property tax situation and find strategic opportunities for reducing your tax burden.

Property Tax Protests in Texas

How does the property tax protest process work in Smith County, Texas?

Homeowners in Smith County can appeal their property tax assessments if they believe the assessed market value is too high. The process begins when the local Appraisal District sends the assessment notice, and property owners review it for accuracy. If the value seems incorrect, they can file a protest before the deadline of July 18, 2026.

What does the appeal process involve?

A protest usually starts with a formal filing, followed by a review of the property’s assessed value. Homeowners may present evidence such as recent comparable sales, photos, or information about property condition to support a lower market value. The appeal is then heard by the Appraisal Review Board, the board that listens to property tax appeals and decides whether the assessment should be changed.

What are the possible outcomes?

The board may lower the assessed value, keep it the same, or, in some cases, adjust it in another direction if the evidence supports a different result. A successful appeal can reduce the property tax bill, while an unsuccessful one leaves the assessment unchanged. Because Texas property taxes are based on assessed value, even a modest reduction can make a meaningful difference.

How can Ownwell help homeowners?

Ownwell helps homeowners navigate the appeal process from start to finish by identifying opportunities to challenge an assessment, preparing a strong case, and handling the protest paperwork. Our team works to make the process easier and more effective, so homeowners can pursue a fairer property tax bill without the stress of managing every step on their own.

Exemptions in Texas

What property tax exemptions are available in Smith County, Texas?

Homeowners in Smith County, Texas may qualify for several property tax exemptions that can lower the taxable value of a home, especially when the property is the owner’s primary residence. The most common exemption is the homestead exemption, which applies to a homeowner’s principal residence and can reduce the amount of property taxes owed. Other exemptions may be available for homeowners who meet specific eligibility rules, including exemptions for seniors, disabled homeowners, and certain veterans or surviving spouses.

Who is eligible for these exemptions?

Eligibility depends on the exemption type. The homestead exemption is generally available to homeowners who live in the home as their primary residence. Senior and disability exemptions are designed for qualifying homeowners who meet age or disability requirements, while veteran-related exemptions are available to eligible service members, veterans, and some surviving spouses. Each exemption has its own rules, so it is important to review them carefully.

How do homeowners apply for property tax exemptions?

Homeowners usually apply through the local appraisal district by submitting the required exemption forms and supporting documents. Filing early and making sure the home is correctly listed as a primary residence can help avoid delays.

How can Ownwell help?

Ownwell helps homeowners identify every exemption they may qualify for, prepare the paperwork, and submit applications correctly so they can take full advantage of available property tax savings.

Available Exemptions

Senior
Disabled
Home Stead
Veteran
Solar/Wind
Non-Profit

Don't miss the deadline to protest!

Dates
Appeal Deadline	May 15
Tax Bill
Issued	October 1
Due Date #1	January 31

Links
Smith Appraisal District
Phone	(903) 510-8600
Website	www.smithcad.org

Frequently Asked Property Tax Questions in Smith County, Texas

How are property taxes calculated in Smith County, Texas?

Property taxes in Smith County, Texas are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.

How do I appeal my property taxes in Smith County, Texas?

To appeal your property taxes in Smith County, Texas, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.

What property tax exemptions are available in Smith County, Texas?

Common property tax exemptions in Smith County, Texas include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.

When are property taxes due in Smith County, Texas?

Property tax deadlines in Smith County, Texas vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.

How can Ownwell help reduce my property taxes in Smith County, Texas?

Ownwell provides professional property tax appeal services in Smith County, Texas. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.