Tyler, Smith County, Texas Property Taxes
Property Taxes in Tyler, Texas
Median Tyler, Texas effective property tax rate: 1.32%, significantly higher than the national median of 1.02%, and lower than the Texas state median of 1.48%.
Median Tyler, Texas home value: $186,187
Median annual Tyler, Texas tax bill: $1,516, $884 lower than the national median property tax bill of $2,400.
How are property taxes in Smith calculated?
Property taxes in Tyler, Texas are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Tyler's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Tyler, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Tyler, Smith County, Texas Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.32%
Estimate Property Tax Bill
$2,458
$2,281
$774
Average Annual Tax Savings
How Does the Tyler Property Tax Calculator Work?
Use this Tyler property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Tyler's median effective tax rate of 1.32% — based on actual property records in Smith County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Tyler's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Tyler: rates range from $423.00 in 75708 to $3441.00 in 75703, primarily due to differences in school district levies and local assessment districts.
If your estimate is higher than expected, Ownwell can appeal your Tyler assessment — you only pay if we save you money.
About Tyler Property Taxes
About Property Taxes in Tyler, Smith, Texas
Tyler’s median effective property tax rate of 1.32% is lower than the Texas state median of 1.48% and higher than the national median of 1.02%. This rate reflects the Smith County base levy combined with local school district levies and Municipal Utility Districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Tyler. Homeowners in the 75708 ZIP code carry a median effective rate of 1.56%, while those in 75702 pay 1.21%. This spread of 0.35 percentage points across the same city reflects how school district boundaries and local assessment districts are drawn across Smith County. Understanding which part of Tyler you live in can make a meaningful difference to your annual tax bill.
Tyler homeowners who believe their assessed value is too high can file a formal appeal with the local Appraisal District before July 18, 2026.
If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Tyler, Smith County, Texas
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Tyler's effective property tax rate to other cities in Texas and the median property tax rates in Texas and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Tyler Tax Rate
1.32%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Smith County Tax Rate
1.34%
Median Effective Texas Tax Rate
1.48%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Tyler, Smith County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 75701 | 0.25% | 0.70% | 1.33% | 1.74% | 1.74% |
| 75702 | 0.17% | 0.39% | 1.21% | 1.74% | 1.74% |
| 75703 | 0.35% | 0.77% | 1.25% | 1.52% | 1.74% |
| 75704 | 0.23% | 0.61% | 1.39% | 1.56% | 1.57% |
| 75705 | 0.20% | 0.59% | 1.52% | 1.71% | 1.71% |
| 75706 | 0.25% | 0.78% | 1.56% | 1.56% | 1.57% |
| 75707 | 0.26% | 0.60% | 1.27% | 1.71% | 1.71% |
| 75708 | 0.26% | 0.60% | 1.56% | 1.71% | 1.81% |
| 75709 | 0.24% | 0.71% | 1.33% | 1.56% | 1.74% |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Assessment Values Across Tyler, Smith County, Texas
When examining property taxes in Tyler, Texas, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Smith County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Smith County, assessment notices are sent in May each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Tyler.
For example, the median home price in Tyler is $186,187, with tax bills ranging significantly across the county. 75703 has the highest median home price at $322,294.
Property Tax Assessment Values Across Tyler, Smith County, Texas
Source: Ownwell
$45,852
$184,073
$322,294
Median Tyler Market Value
$186,187
Median Smith County Market Value
$178,995
Median Texas Market Value
$258,851
Median United States Market Value
$235,294
Property Tax Assessment Values Across Tyler, Smith County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 75701 | $88,755 | $161,237 | $211,618 | $279,105 | $375,202 |
| 75702 | $6,300 | $76,635 | $128,508 | $181,291 | $229,852 |
| 75703 | $48,338 | $214,660 | $322,294 | $472,072 | $666,011 |
| 75704 | $7,558 | $20,652 | $121,915 | $248,056 | $358,674 |
| 75705 | $8,760 | $15,003 | $65,692 | $155,985 | $291,361 |
| 75706 | $7,688 | $14,985 | $51,644 | $192,252 | $350,995 |
| 75707 | $14,291 | $62,044 | $210,171 | $361,898 | $490,886 |
| 75708 | $7,325 | $14,354 | $45,852 | $131,229 | $215,902 |
| 75709 | $9,299 | $39,600 | $203,333 | $314,180 | $440,206 |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Bills Across Tyler, Smith County, Texas
Tyler property tax bills are calculated by applying the local tax rate to the assessed value of a home, which is based on its market value. For a home with a median market value of $186,187, the final bill depends on how the property is assessed and which exemptions or local taxing jurisdictions apply. Homeowners in Tyler can see very different outcomes, with tax bills ranging from $393 at the 25th percentile to $3,498 at the 75th percentile, and $5,677 at the 90th percentile.
What does this mean for homeowners? A higher assessed value can lead to a larger tax bill, even when the home has not changed much. That is why reviewing an assessment matters. In Tyler, the highest median tax bill is $3,441 in ZIP code 75703, while the lowest is $423 in ZIP code 75708.
Ownwell helps homeowners save by identifying opportunities to appeal overassessments and secure eligible exemptions, which can lower property tax bills and reduce long-term costs.
Median Tyler Tax Bill
$1,516
Median Smith County Tax Bill
$1,405
Median Texas Tax Bill
$3,441
Median United States Tax Bill
$2,400
Property Tax Bills Across Tyler, Smith County, Texas
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 75701 | $345 | $881 | $2,434 | $3,643 | $5,046 |
| 75702 | $77 | $246 | $748 | $1,804 | $2,854 |
| 75703 | $443 | $1,270 | $3,441 | $5,601 | $8,837 |
| 75704 | $85 | $219 | $700 | $2,463 | $4,103 |
| 75705 | $99 | $199 | $433 | $1,414 | $3,001 |
| 75706 | $82 | $180 | $461 | $1,727 | $3,939 |
| 75707 | $146 | $425 | $1,730 | $3,962 | $6,228 |
| 75708 | $75 | $173 | $423 | $1,111 | $2,365 |
| 75709 | $116 | $362 | $1,350 | $3,156 | $5,491 |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Don't miss the deadline to protest!
Dates | |
|---|---|
| Appeal Deadline | May 15 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | January 31 |
Links | |
|---|---|
| Smith Appraisal District | |
| Phone | (903) 510-8600 |
| Website | www.smithcad.org |