Property Taxes in Afton, Virginia
Median Afton, Virginia effective property tax rate: 0.85%, significantly lower than the national median of 1.02%, and lower than the Virginia state median of 0.90%.
Median Afton, Virginia home value: $449,300
Median annual Afton, Virginia tax bill: $3,942, higher than the national median property tax bill of $2,400.
How are property taxes in Albemarle calculated?
Property taxes in Afton, Virginia are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Afton’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Afton, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Afton Property Tax Calculator Work?
Use this Afton property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Afton's median effective tax rate of 0.85% — based on actual property records in Albemarle County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Afton's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Afton: rates range from 0.85% in 22920 to 0.85% in 22920, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Afton.
About Afton Property Taxes
About Property Taxes in Afton, Albemarle, Virginia
Afton’s median effective property tax rate of 0.85% is lower than the Virginia state median of 0.90% and lower than the national median of 1.02%. This rate reflects the Albemarle County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Afton. Homeowners in ZIP code 22920 carry a median effective rate of 0.85%, while those in the lowest ZIP also pay 0.85%. This spread reflects how school district boundaries and local assessment districts are drawn across Albemarle County. Understanding which part of Afton you live in can make a meaningful difference to your annual tax bill.
Afton homeowners who believe their assessed value is too high can file a formal appeal before the June 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Afton, Albemarle County, Virginia
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Afton's effective property tax rate to other cities in Virginia and the median property tax rates in Virginia and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Afton Tax Rate
0.85%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Albemarle County Tax Rate
0.85%
Median Effective Virginia Tax Rate
0.90%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Afton, Albemarle County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 22920 | 0.62% | 0.85% | 0.85% | 0.85% | 0.85% |
Source: Ownwell
Property Tax Assessment Values Across Afton, Albemarle County, Virginia
When examining property taxes in Afton, Virginia, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Albemarle County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Albemarle County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of January.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Afton.
For example, the median home price in Afton is $449,300, with tax bills ranging significantly across the county. 22920 has the highest median home price at $449,300.
Property Tax Assessment Values Across Afton, Albemarle County, Virginia
Source: Ownwell
$207,500
$483,000
$758,500
Median Afton Market Value
$449,300
Median Albemarle County Market Value
$451,350
Median Virginia Market Value
$323,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Afton, Albemarle County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 22920 | $168,040 | $259,700 | $449,300 | $710,100 | $1,238,120 |
Source: Ownwell
Property Tax Bills Across Afton, Albemarle County, Virginia
Property tax bills in Afton are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. For a median home price of $449,300, the bill can vary widely depending on the assessment and the tax rate set by local authorities. The amount a homeowner owes is shaped by factors such as property value, exemptions, and any changes in assessment over time.
What homeowners pay can differ significantly across the area. The median tax bill in the local ZIP code is $3,942, while the 25th percentile bill is $2,340 and the 75th percentile bill is $5,443. At the 90th percentile, bills reach $8,589, showing how higher-value homes can face much larger property tax costs. Compared with the national median property tax bill of $2,400, many homeowners in Afton pay more, which can have a meaningful impact on monthly housing costs and long-term affordability.
Median Afton Tax Bill
$3,942
Median Albemarle County Tax Bill
$3,925
Median Virginia Tax Bill
$2,852
Median United States Tax Bill
$3,209
Property Tax Bills Across Afton, Albemarle County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 22920 | $1,388 | $2,340 | $3,942 | $5,443 | $8,589 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | March 2 |
Links | |
|---|---|
| Albemarle Tax Assessor | |
| Website | experience.arcgis.com |