Albemarle County, Virginia Property Taxes
Property Taxes in Albemarle County, Virginia
How are property taxes in Albemarle County calculated?
Property taxes in Albemarle County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
The median Albemarle County effective property tax rate is 0.85%, significantly lower than the national median of 1.02%. The median Albemarle County home value is $451,350. The median annual Albemarle County tax bill is $3,925, which is $1,525 higher than the state median property tax bill.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Albemarle County or another part of Albemarle County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Albemarle County, Virginia Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.85%
Estimate Property Tax Bill
$3,836
$3,560
How Does the Albemarle County Property Tax Calculator Work?
Use this Albemarle County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Albemarle County's median effective tax rate of 0.85% to generate your estimate.
Enter your property's estimated assessed value — the figure the assessment office assigns for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Albemarle County's median effective tax rate is lower than Virginia's 0.90% and below the national median property tax rate of 1.02%.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Albemarle County.
Property Tax Rates Across Albemarle County, Virginia
What Are Effective Property Tax Rates Across Albemarle County?
Local government entities set tax rates, which vary widely across Albemarle County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Albemarle County's effective property tax rate to other counties in Virginia or the U.S. median of 1.02%.
Albemarle County's median effective rate stands at 0.85%, which is lower than the national median of 1.02%. Within Albemarle County, the highest rate is found in KEENE at 0.85%, while FREE UNION has the lowest at 0.85%.
These variations reflect differences in local school district levies, special assessment districts assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Albemarle County Tax Rate
0.85%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Virginia Tax Rate
0.90%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Albemarle County, Virginia
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Afton | 0.62% | 0.85% | 0.85% | 0.85% | 0.85% |
| Barboursville | 0.75% | 0.85% | 0.85% | 0.85% | 0.85% |
| Charlottesville | 0.85% | 0.85% | 0.85% | 0.85% | 0.85% |
| Covesville | 0.55% | 0.85% | 0.85% | 0.85% | 0.85% |
| Crozet | 0.85% | 0.85% | 0.85% | 0.85% | 0.85% |
| Dyke | 0.66% | 0.85% | 0.85% | 0.85% | 0.85% |
| Earlysville | 0.85% | 0.85% | 0.85% | 0.85% | 0.85% |
| Esmont | 0.71% | 0.85% | 0.85% | 0.85% | 0.85% |
| Faber | 0.64% | 0.85% | 0.85% | 0.85% | 0.91% |
| Free Union | 0.39% | 0.63% | 0.85% | 0.85% | 0.85% |
| Gordonsville | 0.54% | 0.85% | 0.85% | 0.85% | 0.85% |
| Greenwood | 0.66% | 0.85% | 0.85% | 0.85% | 0.85% |
| Howardsville | 0.85% | 0.85% | 0.85% | 0.85% | 0.85% |
| Keene | 0.85% | 0.85% | 0.85% | 0.85% | 0.85% |
| Keswick | 0.85% | 0.85% | 0.85% | 0.85% | 0.85% |
| North Garden | 0.67% | 0.85% | 0.85% | 0.85% | 0.85% |
| Ruckersville | 0.85% | 0.85% | 0.85% | 0.85% | 0.85% |
| Schuyler | 0.67% | 0.85% | 0.85% | 0.85% | 0.85% |
| Scottsville | 0.68% | 0.85% | 0.85% | 0.85% | 0.85% |
| Troy | 0.85% | 0.85% | 0.85% | 0.85% | 0.85% |
Source: Ownwell
Property Tax Assessment Values Across Albemarle County, Virginia
When examining property taxes in Albemarle County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Albemarle County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Albemarle County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of January.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Albemarle County.
For example, the median tax bill in Albemarle County is $3,925, compared with the national median property tax bill of $2,400. Keswick has the highest median home price at $758,500.
Property Tax Assessment Values Across Albemarle County, Virginia
Source: Ownwell
$207,500
$483,000
$758,500
Median Albemarle County Market Value
$451,350
Median Virginia Market Value
$323,500
Median United States Market Value
$235,294
Property Tax Assessment Values Across Albemarle County, Virginia
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Afton | $168,040 | $259,700 | $449,300 | $710,100 | $1,238,120 |
| Barboursville | $213,500 | $326,800 | $454,650 | $667,075 | $913,550 |
| Charlottesville | $214,270 | $320,025 | $443,600 | $634,100 | $1,010,220 |
| Covesville | $116,570 | $184,075 | $283,100 | $415,025 | $753,230 |
| Crozet | $254,300 | $362,000 | $508,600 | $712,700 | $927,620 |
| Dyke | $132,760 | $194,800 | $319,500 | $596,925 | $892,320 |
| Earlysville | $296,300 | $382,300 | $512,400 | $752,250 | $1,053,960 |
| Esmont | $86,600 | $135,650 | $207,500 | $340,650 | $637,240 |
| Faber | $114,500 | $167,700 | $277,000 | $428,350 | $621,620 |
| Free Union | $245,400 | $355,000 | $585,700 | $1,025,000 | $1,806,540 |
| Gordonsville | $172,660 | $236,500 | $414,400 | $939,100 | $1,758,780 |
| Greenwood | $136,000 | $261,150 | $442,800 | $771,500 | $1,422,760 |
| Howardsville | $192,940 | $301,000 | $387,800 | $543,150 | $810,420 |
| Keene | $143,040 | $185,825 | $257,150 | $388,925 | $519,280 |
| Keswick | $278,680 | $442,100 | $758,500 | $1,027,900 | $1,408,620 |
| North Garden | $144,200 | $234,700 | $398,000 | $696,400 | $1,356,000 |
| Ruckersville | $326,500 | $423,600 | $551,350 | $705,525 | $862,250 |
| Schuyler | $110,520 | $190,375 | $256,550 | $415,925 | $598,860 |
| Scottsville | $161,320 | $223,000 | $313,000 | $471,700 | $744,500 |
| Troy | $275,900 | $318,050 | $436,650 | $706,850 | $1,406,650 |
Source: Ownwell
Property Tax Bills Across Albemarle County, Virginia
Property tax bills in Albemarle County are based on the assessed value of a home and the local tax rate set by taxing authorities. When a property’s market value rises, the assessed value can increase as well, which often leads to a higher tax bill unless the rate changes. For a home with a median market value of $451,350, the tax burden can vary widely depending on location and assessment.
Homeowners in the county see meaningful differences in bills across communities. The lowest median tax bill is $1,974.00 in Esmont, while the highest median tax bill reaches $7,264.00 in Keswick. Across the county, the 25th percentile tax bill is $2,651, the 75th percentile is $5,792, and the 90th percentile is $8,644. Compared with the national median property tax bill of $2,400, many Albemarle homeowners pay more, making it important to understand how assessments affect annual costs.
Median Albemarle County Tax Bill
$3,925
Median Virginia Tax Bill
$2,852
Median United States Tax Bill
$2,400
Property Tax Bills Across Albemarle County, Virginia
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Afton | $1,388 | $2,340 | $3,942 | $5,443 | $8,589 |
| Barboursville | $1,875 | $2,825 | $3,774 | $5,306 | $7,046 |
| Charlottesville | $1,657 | $2,658 | $3,844 | $5,468 | $8,650 |
| Covesville | $992 | $1,612 | $2,476 | $3,619 | $5,258 |
| Crozet | $2,176 | $3,247 | $4,672 | $6,652 | $8,221 |
| Dyke | $1,298 | $1,751 | $2,709 | $5,098 | $7,238 |
| Earlysville | $2,827 | $3,537 | $4,571 | $6,147 | $8,146 |
| Esmont | $959 | $1,274 | $1,974 | $3,002 | $4,522 |
| Faber | $1,041 | $1,145 | $2,223 | $3,338 | $4,020 |
| Free Union | $2,036 | $2,895 | $4,778 | $7,285 | $13,565 |
| Gordonsville | $1,322 | $2,056 | $2,926 | $4,793 | $8,258 |
| Greenwood | $1,783 | $2,449 | $3,605 | $5,731 | $8,493 |
| Howardsville | $1,562 | $2,729 | $3,050 | $4,272 | $6,331 |
| Keene | $1,431 | $1,742 | $2,711 | $3,510 | $4,868 |
| Keswick | $3,124 | $5,020 | $7,264 | $8,799 | $10,719 |
| North Garden | $1,331 | $1,989 | $3,286 | $4,835 | $7,647 |
| Ruckersville | $2,734 | $3,431 | $4,653 | $5,681 | $6,649 |
| Schuyler | $1,218 | $1,737 | $2,196 | $3,525 | $4,846 |
| Scottsville | $1,380 | $1,911 | $2,787 | $3,989 | $5,976 |
| Troy | $1,967 | $2,167 | $2,723 | $6,310 | $13,795 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | March 2 |
Links | |
|---|---|
| Albemarle Tax Assessor | |
| Website | experience.arcgis.com |