Property Taxes in Keene, Virginia
Median Keene, Virginia effective property tax rate: 0.85%, significantly lower than the national median of 1.02%, and lower than the Virginia state median of 0.90%.
Median Keene, Virginia home value: $257,150
Median annual Keene, Virginia tax bill: $2,711, $311 higher than the national median property tax bill of $2,400.
How are property taxes in Albemarle calculated?
Property taxes in Keene, Virginia are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Keene's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Keene, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Keene Property Tax Calculator Work?
Use this Keene property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Keene's median effective tax rate of 0.85% — based on actual property records in Albemarle County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Keene's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Keene: rates range from 0.85% in 22946 to 0.85% in 22946, primarily due to differences in school district levies and local assessment districts. Keene's median effective tax rate is lower than the 0.90% state median tax rate, while the $2,711 median tax bill is $311 higher than the state median tax bill.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Keene.
About Keene Property Taxes
About Property Taxes in Keene, Albemarle, Virginia
Keene's median effective property tax rate of 0.85% is lower than the Virginia state median of 0.90% and lower than the national median of 1.02%. This rate reflects the Albemarle County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Keene. Homeowners in the 22946 ZIP code carry a median effective rate of 0.85%, while those in the 22946 pay 0.85%. This spread reflects how school district boundaries and local assessment districts are drawn across Albemarle County. Understanding which part of Keene you live in can make a meaningful difference to your annual tax bill.
Keene homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the June 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Keene, Albemarle County, Virginia
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Keene's effective property tax rate to other cities in Virginia and the median property tax rates in Virginia and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Keene Tax Rate
0.85%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Albemarle County Tax Rate
0.85%
Median Effective Virginia Tax Rate
0.90%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Keene, Albemarle County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 22946 | 0.85% | 0.85% | 0.85% | 0.85% | 0.85% |
Source: Ownwell
Property Tax Assessment Values Across Keene, Albemarle County, Virginia
When examining property taxes in Keene, Virginia, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Albemarle County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Albemarle County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of January.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For Keene, the median home price is $257,150, and the median tax bill is $2,711, compared with the national median property tax rate of 1.02% and national median property tax bill of $2,400. The highest median home price is in 22946 at $257,150.
Property Tax Assessment Values Across Keene, Albemarle County, Virginia
Source: Ownwell
$207,500
$483,000
$758,500
Median Keene Market Value
$257,150
Median Albemarle County Market Value
$451,350
Median Virginia Market Value
$323,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Keene, Albemarle County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 22946 | $143,040 | $185,825 | $257,150 | $388,925 | $519,280 |
Source: Ownwell
Property Tax Bills Across Keene, Albemarle County, Virginia
Property tax bills in Keene are based on the assessed value of a home and the local tax rate set for Albemarle County. When a property’s market value changes, the assessed value can change too, which affects the final bill. Homeowners with higher-value homes generally pay more, while those with lower assessed values pay less.
The median home price in Keene is $257,150, and the median property tax bill is $2,711, which is above the national median property tax bill of $2,400 and slightly above the national median property tax rate of 1.02%. Bills can vary widely, with the 25th percentile at $1,742 and the 75th percentile at $3,510. At the high end, the 90th percentile reaches $4,868.
For homeowners, this means property taxes can be a significant part of annual housing costs, especially when home values rise.
Median Keene Tax Bill
$2,711
Median Albemarle County Tax Bill
$3,925
Median Virginia Tax Bill
$2,852
Median United States Tax Bill
$3,209
Property Tax Bills Across Keene, Albemarle County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 22946 | $1,431 | $1,742 | $2,711 | $3,510 | $4,868 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | March 2 |
Links | |
|---|---|
| Albemarle Tax Assessor | |
| Website | experience.arcgis.com |