Chesterfield County, Virginia Property Taxes
Property Taxes in Chesterfield County, Virginia
Median Chesterfield County effective property tax rate: 0.91%, significantly lower than the national median of 1.02%.
Median Chesterfield County home value: $330,600
Median annual Chesterfield County tax bill: $2,942, higher than the national median property tax bill of $2,400.
How are property taxes in Chesterfield County calculated?
Property taxes in Chesterfield County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Chesterfield County’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Chesterfield County or another part of Chesterfield County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Chesterfield County, Virginia Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.91%
Estimate Property Tax Bill
$3,008
$2,792
How Does the Chesterfield County Property Tax Calculator Work?
Use this Chesterfield County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Chesterfield County's median effective tax rate of 0.91% to generate your estimate.
Enter your property's estimated assessed value — the figure the assessment office assigns for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Chesterfield County's median tax rate is lower than the state median tax rate of 0.90%, and the county's median tax bill of $2,942 is $542 higher than the state median tax bill.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Chesterfield County.
Property Tax Rates Across Chesterfield County, Virginia
What Are Effective Property Tax Rates Across Chesterfield County?
Local government entities set tax rates, which vary widely across Chesterfield County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Chesterfield County's effective property tax rate to other counties in Virginia or the U.S. median of 1.02%.
Chesterfield County's median effective rate stands at 0.91%, which is lower than the national median of 1.02%. Within Chesterfield County, the highest rate is found in South Chesterfield at 0.91%, while Colonial Heights has the lowest at 0.90%.
These variations reflect differences in local school district levies, special assessment districts assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Chesterfield County Tax Rate
0.91%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Virginia Tax Rate
0.90%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Chesterfield County, Virginia
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Chester | 0.90% | 0.90% | 0.91% | 0.91% | 0.91% |
| Chesterfield | 0.90% | 0.90% | 0.91% | 0.91% | 0.91% |
| Colonial Heights | 0.90% | 0.90% | 0.90% | 0.91% | 0.96% |
| Midlothian | 0.90% | 0.90% | 0.91% | 0.91% | 0.91% |
| Moseley | 0.90% | 0.90% | 0.90% | 0.97% | 1.00% |
| North Chesterfield | 0.90% | 0.91% | 0.91% | 0.91% | 0.91% |
| South Chesterfield | 0.90% | 0.91% | 0.91% | 0.91% | 0.92% |
| Petersburg | N/A | N/A | N/A | N/A | N/A |
| Richmond | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Chesterfield County, Virginia
When examining property taxes in Chesterfield County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Chesterfield County assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Chesterfield County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of February.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Chesterfield County.
For example, the median tax bill in Chesterfield County is $2,942, above the national median property tax bill of $2,400. Tax bills range significantly across the county, from $148 in Colonial Heights to $4,759 in Moseley, where the median home price is $515,700.
Property Tax Assessment Values Across Chesterfield County, Virginia
Source: Ownwell
$15,800
$293,250
$570,700
Median Chesterfield County Market Value
$330,600
Median Virginia Market Value
$323,500
Median United States Market Value
$235,294
Property Tax Assessment Values Across Chesterfield County, Virginia
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Chester | $86,940 | $248,700 | $321,100 | $394,700 | $485,480 |
| Chesterfield | $171,590 | $266,100 | $356,700 | $475,700 | $587,470 |
| Colonial Heights | $2,300 | $4,500 | $15,800 | $68,100 | $257,380 |
| Midlothian | $236,890 | $307,600 | $394,900 | $530,800 | $718,100 |
| Moseley | $101,000 | $367,975 | $515,700 | $628,100 | $741,980 |
| North Chesterfield | $173,500 | $234,100 | $288,600 | $349,600 | $418,800 |
| South Chesterfield | $45,100 | $175,350 | $233,700 | $319,400 | $417,860 |
| Petersburg | N/A | N/A | N/A | N/A | N/A |
| Richmond | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Chesterfield County, Virginia
Property tax bills in Chesterfield are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. The assessed value is influenced by factors such as the home’s location, size, condition, and any improvements that may increase its worth. Because the tax bill is tied to value, homeowners with more expensive homes generally pay more, while lower-valued properties pay less.
In Chesterfield, the median home price is $330,600, and the property tax bill can vary widely across the county. The 25th percentile tax bill is $2,213, while the 75th percentile reaches $3,894. At the high end, the 90th percentile tax bill is $5,224. These differences show how property taxes can affect homeowners differently depending on where they live and how their home is assessed.
Median Chesterfield County Tax Bill
$2,942
Median Virginia Tax Bill
$2,852
Median United States Tax Bill
$2,400
Property Tax Bills Across Chesterfield County, Virginia
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Chester | $90 | $2,042 | $2,803 | $3,450 | $4,241 |
| Chesterfield | $860 | $2,324 | $3,154 | $4,199 | $5,186 |
| Colonial Heights | $22 | $40 | $148 | $602 | $2,150 |
| Midlothian | $2,114 | $2,784 | $3,581 | $4,832 | $6,511 |
| Moseley | $909 | $3,379 | $4,759 | $5,755 | $6,728 |
| North Chesterfield | $1,063 | $2,067 | $2,584 | $3,143 | $3,767 |
| South Chesterfield | $81 | $1,352 | $2,066 | $2,811 | $3,659 |
| Petersburg | N/A | N/A | N/A | N/A | N/A |
| Richmond | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | March 15 |
Links | |
|---|---|
| Chesterfield Tax Assessor | |
| Website | www.chesterfield.gov |