Fluvanna County, Virginia Property Taxes

Name: Property Tax Bills Across Fluvanna County, Virginia
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Fluvanna County effective property tax rate: 0.84%, significantly lower than the national median of 1.02%.
Median Fluvanna County home value: $247,650
Median annual Fluvanna County tax bill: $2,092, $308 lower than the national median property tax bill of $2,400.

How are property taxes in Fluvanna County calculated?

Property taxes in Fluvanna County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Lake Monticello or another part of Fluvanna County, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Fluvanna County, Virginia Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.84%

Estimate Property Tax Bill

$2,080

$1,930

Ownwell’s Fluvanna County Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Fluvanna County with just two data points. By entering your property's estimated assessed value, our calculator applies Fluvanna County’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a more precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Fluvanna County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Fluvanna County, Virginia

Local government entities set tax rates, which can vary widely within a state. Each county estimates its required budget annually to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Fluvanna County's effective property tax rate to other counties in Virginia or the U.S. median property tax rate. Fluvanna County's median property tax rate is 0.84%, which is below the national median of 1.02%. This lower rate can result in significant savings for property owners compared to other regions. For instance, Charlottesville, with the same tax rate, also offers a more affordable option compared to the national average. On the other hand, Bremo Bluff also shares this rate, indicating a consistent tax environment within the region. Understanding these differences can help property owners make informed decisions about their investments and potential savings.

Property Tax Rates Across Fluvanna County, Virginia

Source: Ownwell

0.84%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Fluvanna County Tax Rate

0.84%

Median Effective Virginia Tax Rate

0.89%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Fluvanna County, Virginia

City	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
Bremo Bluff	0.84%	0.84%	0.84%	0.84%	0.84%
Charlottesville	0.84%	0.84%	0.84%	0.84%	0.84%
Columbia	0.84%	0.84%	0.84%	0.84%	0.84%
Fork Union	0.84%	0.84%	0.84%	0.84%	0.84%
Kents Store	0.84%	0.84%	0.84%	0.84%	0.84%
Keswick	0.84%	0.84%	0.84%	0.84%	0.84%
Louisa	0.84%	0.84%	0.84%	0.84%	0.84%
Palmyra	0.84%	0.84%	0.84%	0.84%	0.84%
Scottsville	0.84%	0.84%	0.84%	0.84%	0.84%
Troy	0.84%	0.84%	0.84%	0.84%	0.84%
Zion Crossroads	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Fluvanna County, Virginia

When examining property taxes in Fluvanna County, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Fluvanna County appraisal district estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

Assessment notices in Fluvanna County are sent in the spring each year. They’ll typically reach your mailbox by the middle of April.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Fluvanna County.

For example, the median tax bill in Fluvanna County is $2,400, with tax bills ranging significantly across the county. Keswick has the highest median home price at $402,300.

Property Tax Assessment Values Across Fluvanna County, Virginia

Source: Ownwell

$129,900

$266,100

$402,300

Median Fluvanna County Market Value

$247,650

Median Virginia Market Value

$298,700

Median United States Market Value

$235,294

Property Tax Assessment Values Across Fluvanna County, Virginia

City	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
Bremo Bluff	$54,960	$93,950	$129,900	$186,900	$292,260
Charlottesville	$102,360	$138,350	$245,150	$318,750	$358,040
Columbia	$52,260	$89,750	$165,900	$267,600	$417,380
Fork Union	$87,550	$124,200	$191,700	$303,425	$464,950
Kents Store	$107,300	$142,700	$222,700	$329,550	$481,420
Keswick	$200,800	$306,175	$402,300	$467,600	$587,950
Louisa	$109,960	$151,850	$242,700	$292,600	$386,700
Palmyra	$152,300	$196,100	$256,800	$346,200	$496,800
Scottsville	$105,100	$154,200	$225,200	$313,300	$422,920
Troy	$122,510	$180,600	$269,100	$380,875	$535,990
Zion Crossroads	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Fluvanna County, Virginia

In Fluvanna County, VA, property tax bills are calculated based on the assessed value of a home, which is determined by the county assessor. The median home price in this area is $247,650, and the property tax rate is applied to this assessed value to compute the tax bill. Several factors influence the final tax bill, including property size, location, and improvements made to the home. Homeowners in Fluvanna County face a median property tax bill of $2,400, aligning with the national median. However, tax bills can vary significantly, with the 25th percentile at $1,516 and the 75th percentile at $2,893, indicating a range of tax obligations based on property characteristics and valuations. In some areas, like Keswick, tax bills can reach as high as $3,395, whereas in Bremo Bluff, they can be as low as $1,099. These variations in tax bills can significantly impact homeowners, affecting their financial planning and long-term investment in their properties.

Property Tax Bills Across Fluvanna County, Virginia

Source: Ownwell

$1,099

$2,247

$3,395

Median Fluvanna County Tax Bill

$2,092

Median Virginia Tax Bill

$2,608

Median United States Tax Bill

$2,400

Property Tax Bills Across Fluvanna County, Virginia

City	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
Bremo Bluff	$466	$793	$1,099	$1,571	$2,468
Charlottesville	$864	$1,168	$2,069	$2,690	$3,098
Columbia	$444	$771	$1,400	$2,260	$3,525
Fork Union	$739	$1,048	$1,620	$2,561	$3,924
Kents Store	$906	$1,204	$1,886	$2,778	$4,063
Keswick	$1,695	$2,584	$3,395	$3,947	$4,962
Louisa	$928	$1,282	$2,048	$2,470	$3,264
Palmyra	$1,284	$1,655	$2,168	$2,922	$4,193
Scottsville	$887	$1,303	$1,908	$2,646	$3,575
Troy	$1,028	$1,524	$2,271	$3,229	$4,524
Zion Crossroads	N/A	N/A	N/A	N/A	N/A

Source: Ownwell