Fluvanna County, Virginia Property Taxes
Property Taxes in Fluvanna County, Virginia
Median Fluvanna County effective property tax rate: 0.84%, significantly lower than the national median of 1.02%.
Median Fluvanna County home value: $253,300
Median annual Fluvanna County tax bill: $2,099, $301 lower than the national median property tax bill of $2,400.
How are property taxes in Fluvanna County calculated?
Property taxes in Fluvanna County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Fluvanna or another part of Fluvanna County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Fluvanna County, Virginia Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.84%
Estimate Property Tax Bill
$2,128
$1,974
How Does the Fluvanna County Property Tax Calculator Work?
Use this Fluvanna County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Fluvanna County's median effective tax rate of 0.84% to generate your estimate.
Enter your property's estimated assessed value — the figure used for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Fluvanna County's median tax bill is $2,099, which is $301 lower than the state median tax bill and below the 1.02% national median property tax rate.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Fluvanna County.
Property Tax Rates Across Fluvanna County, Virginia
What Are Effective Property Tax Rates Across Fluvanna County?
Local government entities set tax rates, which vary widely across Fluvanna County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Fluvanna County's effective property tax rate to other counties in Virginia or the U.S. median of 1.02%.
Fluvanna County's median effective rate stands at 0.84%, which is lower than the national median of 1.02%. Within Fluvanna County, the highest rate is found in Bremo Bluff at 0.84%, while Scottsville has the lowest at 0.84%.
These variations reflect differences in local school district levies, special assessment districts assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Fluvanna County Tax Rate
0.84%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Virginia Tax Rate
0.90%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Fluvanna County, Virginia
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bremo Bluff | 0.80% | 0.84% | 0.84% | 0.84% | 0.84% |
| Charlottesville | 0.76% | 0.84% | 0.84% | 0.84% | 0.84% |
| Columbia | 0.63% | 0.84% | 0.84% | 0.84% | 0.84% |
| Fork Union | 0.76% | 0.84% | 0.84% | 0.84% | 0.84% |
| Kents Store | 0.65% | 0.84% | 0.84% | 0.84% | 0.84% |
| Keswick | 0.84% | 0.84% | 0.84% | 0.84% | 0.84% |
| Louisa | 0.84% | 0.84% | 0.84% | 0.84% | 0.84% |
| Palmyra | 0.84% | 0.84% | 0.84% | 0.84% | 0.84% |
| Scottsville | 0.71% | 0.84% | 0.84% | 0.84% | 0.84% |
| Troy | 0.84% | 0.84% | 0.84% | 0.84% | 0.84% |
| Zion Crossroads | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Fluvanna County, Virginia
When examining property taxes in Fluvanna County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Fluvanna County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Fluvanna County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of February.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Fluvanna County.
For example, the median tax bill in Fluvanna County is $2,099, compared with the national median property tax bill of $2,400. Tax bills range significantly across the county, with Keswick posting the highest median home price at $409,700.
Property Tax Assessment Values Across Fluvanna County, Virginia
Source: Ownwell
$138,400
$274,050
$409,700
Median Fluvanna County Market Value
$253,300
Median Virginia Market Value
$323,500
Median United States Market Value
$235,294
Property Tax Assessment Values Across Fluvanna County, Virginia
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bremo Bluff | $73,820 | $104,650 | $138,400 | $192,950 | $311,320 |
| Charlottesville | $132,040 | $202,050 | $270,900 | $322,100 | $375,520 |
| Columbia | $70,500 | $111,100 | $186,900 | $282,300 | $425,400 |
| Fork Union | $100,930 | $135,625 | $202,150 | $319,275 | $453,700 |
| Kents Store | $111,090 | $150,800 | $228,650 | $337,975 | $492,120 |
| Keswick | $204,760 | $325,700 | $409,700 | $475,350 | $590,020 |
| Louisa | $125,700 | $161,500 | $248,700 | $301,200 | $409,440 |
| Palmyra | $158,540 | $200,200 | $260,600 | $350,350 | $497,580 |
| Scottsville | $119,960 | $161,700 | $231,900 | $319,600 | $429,640 |
| Troy | $131,650 | $192,075 | $276,300 | $388,675 | $540,750 |
| Zion Crossroads | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Fluvanna County, Virginia
Property tax bills in Fluvanna are calculated by multiplying a home’s assessed value by the local tax rate. The assessed value is based on the market value of the property, so changes in home prices can directly affect what homeowners owe. Local taxing authorities use this value to determine the final bill, which helps fund public services in the county.
For a home with a median market value of $253,300, the property tax bill can vary widely depending on location and assessment. The 25th percentile tax bill is $1,542, while the 75th percentile is $2,861 and the 90th percentile reaches $3,994. That means some homeowners pay far less than others, even within the same county.
Bills also differ by area, with the highest median tax bill in Keswick at $3,442 and the lowest in Bremo Bluff at $1,145. For homeowners, this means property taxes can be a major ongoing housing cost, especially when assessed values rise faster than expected.
Median Fluvanna County Tax Bill
$2,099
Median Virginia Tax Bill
$2,852
Median United States Tax Bill
$2,400
Property Tax Bills Across Fluvanna County, Virginia
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bremo Bluff | $611 | $860 | $1,145 | $1,581 | $2,188 |
| Charlottesville | $1,108 | $1,593 | $2,261 | $2,657 | $3,025 |
| Columbia | $595 | $893 | $1,526 | $2,216 | $3,199 |
| Fork Union | $847 | $1,128 | $1,659 | $2,533 | $3,703 |
| Kents Store | $925 | $1,204 | $1,859 | $2,578 | $3,608 |
| Keswick | $1,728 | $2,700 | $3,442 | $3,896 | $4,928 |
| Louisa | $1,058 | $1,329 | $2,074 | $2,578 | $3,405 |
| Palmyra | $1,323 | $1,676 | $2,176 | $2,907 | $4,106 |
| Scottsville | $966 | $1,320 | $1,882 | $2,567 | $3,315 |
| Troy | $1,101 | $1,573 | $2,269 | $3,160 | $4,304 |
| Zion Crossroads | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | April 18 |
Links | |
|---|---|
| Fluvanna Tax Assessor | |
| Website | gis.vgsi.com |