Property Taxes in Cross Junction, Virginia
Median Cross Junction, Virginia effective property tax rate: 0.31%, significantly lower than the national median of 1.02%, and lower than the Virginia state median of 0.90%.
Median Cross Junction, Virginia home value: $328,550
Median annual Cross Junction, Virginia tax bill: $1,008, $1,392 lower than the national median property tax bill of $2,400.
How are property taxes in Frederick calculated?
Property taxes in Cross Junction, Virginia are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Cross Junction's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Cross Junction, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Cross Junction Property Tax Calculator Work?
Use this Cross Junction property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Cross Junction's median effective tax rate of 0.31% — based on actual property records in Frederick County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Cross Junction's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Cross Junction: rates range from 1008.00 in 22625 to 1008.00 in 22625, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Cross Junction.
About Cross Junction Property Taxes
About Property Taxes in Cross Junction, Frederick, Virginia
Cross Junction's median effective property tax rate of 0.31% is lower than the Virginia state median of 0.90% and lower than the national median of 1.02%. This rate reflects the Frederick County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Cross Junction. Homeowners in the 22625 ZIP code carry a median effective rate of 0.31%, while those in the same ZIP code pay 0.31%. This spread reflects how school district boundaries and local assessment districts are drawn across Frederick County. Understanding which part of Cross Junction you live in can make a meaningful difference to your annual tax bill.
Cross Junction homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the June 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Cross Junction, Frederick County, Virginia
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Cross Junction's effective property tax rate to other cities in Virginia and the median property tax rates in Virginia and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cross Junction Tax Rate
0.31%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Frederick County Tax Rate
0.26%
Median Effective Virginia Tax Rate
0.90%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Cross Junction, Frederick County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 22625 | 0.26% | 0.26% | 0.31% | 0.34% | 0.36% |
Source: Ownwell
Property Tax Assessment Values Across Cross Junction, Frederick County, Virginia
When examining property taxes in Cross Junction, Virginia, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Frederick County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Frederick County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Cross Junction.
For example, the median home price in Cross Junction is $328,550, with tax bills ranging significantly across the county. 22625 has the highest median home price at $328,550.
Property Tax Assessment Values Across Cross Junction, Frederick County, Virginia
Source: Ownwell
$216,400
$382,450
$548,500
Median Cross Junction Market Value
$328,550
Median Frederick County Market Value
$320,400
Median Virginia Market Value
$323,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Cross Junction, Frederick County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 22625 | $210,160 | $264,900 | $328,550 | $415,275 | $526,480 |
Source: Ownwell
Property Tax Bills Across Cross Junction, Frederick County, Virginia
Property tax bills in Cross Junction are calculated by applying the local tax rate to a home’s assessed market value. The assessed value is based on what the property is worth, not what the owner paid for it, and it can change over time as market conditions shift. For homeowners in Frederick County, this means a higher assessed value can lead to a higher tax bill, while a lower assessment can reduce what is owed.
The median home price in Cross Junction is $328,550, and the median property tax bill is $1,008. That is below the national median property tax bill of $2,400 and reflects a lighter tax burden than many places across the country. Still, bills can vary widely depending on the home’s value and the local rate. For many homeowners, property taxes are a significant part of annual housing costs, so keeping an eye on assessments is important.
Median Cross Junction Tax Bill
$1,008
Median Frederick County Tax Bill
$827
Median Virginia Tax Bill
$2,852
Median United States Tax Bill
$3,209
Property Tax Bills Across Cross Junction, Frederick County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 22625 | $520 | $822 | $1,008 | $1,208 | $1,458 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | March 15 |
Links | |
|---|---|
| Frederick Tax Assessor | |
| Website | www.actdatascout.com |