Frederick County, Virginia Property Taxes
Property Taxes in Frederick County, Virginia
Median Frederick County effective property tax rate: 0.26%, significantly lower than the national median of 1.02%.
Median Frederick County home value: $320,400
Median annual Frederick County tax bill: $827, $1,573 lower than the national median property tax bill of $2,400.
How are property taxes in Frederick County calculated?
Property taxes in Frederick County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Frederick County’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Frederick County or another part of the county, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Frederick County, Virginia Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.26%
Estimate Property Tax Bill
$833
$773
How Does the Frederick County Property Tax Calculator Work?
Use this Frederick County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Frederick County's median effective tax rate of 0.26% to generate your estimate.
Enter your property's estimated assessed value — the figure used for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Frederick County’s median tax rate is lower than the national median property tax rate of 1.02% and lower than the state median tax rate of 0.90%. The median property tax bill is $827, compared with the national median property tax bill of $2,400.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Frederick County.
Property Tax Rates Across Frederick County, Virginia
What Are Effective Property Tax Rates Across Frederick County?
Local government entities set tax rates, which vary widely across Frederick County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Frederick County's effective property tax rate to other counties in Virginia or the U.S. median of 1.02%.
Frederick County's median effective rate stands at 0.26%, which is lower than the national median of 1.02%. Within Frederick County, the highest rate is found in Winchester at 0.26%, while Winchester has the lowest at 0.26%.
These variations reflect differences in local school district levies, special assessment districts assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Frederick County Tax Rate
0.26%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Virginia Tax Rate
0.90%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Frederick County, Virginia
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Clear Brook | 0.25% | 0.26% | 0.26% | 0.26% | 0.26% |
| Cross Junction | 0.26% | 0.26% | 0.31% | 0.34% | 0.36% |
| Gore | 0.20% | 0.26% | 0.26% | 0.26% | 0.26% |
| Lake Frederick | 0.26% | 0.26% | 0.26% | 0.26% | 0.26% |
| Middletown | 0.23% | 0.26% | 0.26% | 0.26% | 0.26% |
| Star Tannery | 0.15% | 0.26% | 0.26% | 0.26% | 0.26% |
| Stephens City | 0.26% | 0.26% | 0.26% | 0.26% | 0.26% |
| Stephenson | 0.26% | 0.26% | 0.26% | 0.26% | 0.26% |
| White Post | 0.26% | 0.26% | 0.26% | 0.26% | 0.26% |
| Winchester | 0.26% | 0.26% | 0.26% | 0.26% | 0.26% |
| Front Royal | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Frederick County, Virginia
When examining property taxes in Frederick County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Frederick County assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Frederick County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Frederick County.
For example, the median tax bill in Frederick County is $827, with tax bills ranging significantly across the county. Lake Frederick has the highest median home price at $548,500.
Property Tax Assessment Values Across Frederick County, Virginia
Source: Ownwell
$216,400
$382,450
$548,500
Median Frederick County Market Value
$320,400
Median Virginia Market Value
$323,500
Median United States Market Value
$235,294
Property Tax Assessment Values Across Frederick County, Virginia
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Clear Brook | $165,600 | $228,300 | $335,300 | $456,900 | $599,280 |
| Cross Junction | $210,160 | $264,900 | $328,550 | $415,275 | $526,480 |
| Gore | $134,390 | $206,550 | $314,800 | $404,950 | $526,710 |
| Lake Frederick | $369,700 | $443,975 | $548,500 | $640,225 | $714,680 |
| Middletown | $177,900 | $222,950 | $304,900 | $391,150 | $588,800 |
| Star Tannery | $145,280 | $195,700 | $297,100 | $392,350 | $543,140 |
| Stephens City | $165,500 | $233,200 | $306,200 | $393,500 | $476,120 |
| Stephenson | $251,920 | $302,600 | $384,100 | $466,200 | $541,260 |
| White Post | $183,460 | $264,800 | $348,100 | $359,700 | $444,080 |
| Winchester | $168,400 | $224,300 | $302,200 | $430,050 | $582,200 |
| Front Royal | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Frederick County, Virginia
Property tax bills in Frederick County are based on the assessed value of a home and the local tax rate set by taxing authorities. When a property’s market value changes, the assessed value can change too, which affects the final bill. Homeowners with higher-valued homes generally pay more, while lower-valued homes usually pay less.
In Frederick County, the median home price is $320,400, and property tax bills vary widely across the county. The 25th percentile tax bill is $603, while the 75th percentile tax bill is $1,097. At the higher end, the 90th percentile tax bill reaches $1,419. The highest median tax bill is $1,379 in Lake Frederick, compared with $656 in Star Tannery.
For homeowners, this means property taxes can have a meaningful impact on annual housing costs. A higher assessed value can lead to a larger bill, even if the home has not changed much physically.
Median Frederick County Tax Bill
$827
Median Virginia Tax Bill
$2,852
Median United States Tax Bill
$2,400
Property Tax Bills Across Frederick County, Virginia
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Clear Brook | $404 | $562 | $838 | $1,127 | $1,484 |
| Cross Junction | $520 | $822 | $1,008 | $1,208 | $1,458 |
| Gore | $306 | $470 | $766 | $993 | $1,243 |
| Lake Frederick | $908 | $1,098 | $1,379 | $1,617 | $1,816 |
| Middletown | $426 | $533 | $731 | $953 | $1,395 |
| Star Tannery | $307 | $455 | $656 | $915 | $1,168 |
| Stephens City | $414 | $581 | $773 | $996 | $1,208 |
| Stephenson | $619 | $768 | $975 | $1,184 | $1,378 |
| White Post | $455 | $628 | $880 | $914 | $1,106 |
| Winchester | $435 | $584 | $789 | $1,077 | $1,451 |
| Front Royal | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | March 15 |
Links | |
|---|---|
| Frederick Tax Assessor | |
| Website | www.actdatascout.com |