Winchester, Frederick County, Virginia Property Taxes
Property Taxes in Winchester, Virginia
Median Winchester, Virginia effective property tax rate: 0.26%, significantly lower than the national median of 1.02%, and lower than the Virginia state median of 0.90%.
Median Winchester, Virginia home value: $302,200
Median annual Winchester, Virginia tax bill: $789, lower than the national median property tax bill of $2,400.
How are property taxes in Frederick calculated?
Property taxes in Winchester, Virginia are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Winchester's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Winchester, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Winchester, Frederick County, Virginia Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.26%
Estimate Property Tax Bill
$786
$729
How Does the Winchester Property Tax Calculator Work?
Use this Winchester property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Winchester's median effective tax rate of 0.26% — based on actual property records in Frederick County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Winchester's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Winchester: rates range from $551.00 in 22601 to $812.00 in 22602, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Winchester.
About Winchester Property Taxes
About Property Taxes in Winchester, Frederick, Virginia
Winchester's median effective property tax rate of 0.26% is lower than the Virginia state median of 0.90% and lower than the national median of 1.02%. This rate reflects the Frederick County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Winchester. Homeowners in the 22602 ZIP code carry a median effective rate reflected in a median tax bill of $812.00, while those in 22601 pay $551.00. This spread shows how school district boundaries and local assessment districts are drawn across Frederick County. Understanding which part of Winchester you live in can make a meaningful difference to your annual tax bill.
Winchester homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the June 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Winchester, Frederick County, Virginia
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Winchester's effective property tax rate to other cities in Virginia and the median property tax rates in Virginia and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Winchester Tax Rate
0.26%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Frederick County Tax Rate
0.26%
Median Effective Virginia Tax Rate
0.90%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Winchester, Frederick County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 22601 | 0.26% | 0.26% | 0.26% | 0.26% | 0.26% |
| 22602 | 0.26% | 0.26% | 0.26% | 0.26% | 0.26% |
| 22603 | 0.26% | 0.26% | 0.26% | 0.26% | 0.26% |
Source: Ownwell
Property Tax Assessment Values Across Winchester, Frederick County, Virginia
When examining property taxes in Winchester, Virginia, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. Frederick County estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices are sent in the spring each year and typically reach your mailbox by the middle of the month. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill.
For example, the median home price in Winchester is $302,200, with tax bills ranging across the county. 22602 has the highest median home price at $305,600. The median property tax bill is $789, compared with the national median property tax rate of 1.02% and national median property tax bill of $2,400.
Property Tax Assessment Values Across Winchester, Frederick County, Virginia
Source: Ownwell
$216,400
$382,450
$548,500
Median Winchester Market Value
$302,200
Median Frederick County Market Value
$320,400
Median Virginia Market Value
$323,500
Median United States Market Value
$235,294
Property Tax Assessment Values Across Winchester, Frederick County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 22601 | $164,200 | $182,400 | $216,400 | $315,800 | $482,100 |
| 22602 | $168,200 | $229,100 | $305,600 | $427,500 | $578,230 |
| 22603 | $169,900 | $222,425 | $305,100 | $443,100 | $610,490 |
Source: Ownwell
Property Tax Bills Across Winchester, Frederick County, Virginia
Property tax bills in Winchester are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. The assessed value is the starting point for the bill, so homeowners with higher-value properties generally pay more than owners of lower-value homes. Factors such as location, property characteristics, and changes in the local market can all influence the assessed value and, in turn, the final tax bill.
For a home with a median price of $302,200, property taxes can vary widely across the city. The median tax bill is $812.00 in ZIP code 22602 and $551.00 in ZIP code 22601, showing how much bills can differ even within the same city. Across Frederick County, many homeowners see bills between $584 and $1,077, with some reaching $1,451. These taxes help fund local services, but they can also create a significant annual cost for homeowners.
Median Winchester Tax Bill
$789
Median Frederick County Tax Bill
$827
Median Virginia Tax Bill
$2,852
Median United States Tax Bill
$2,400
Property Tax Bills Across Winchester, Frederick County, Virginia
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 22601 | $419 | $465 | $551 | $792 | $1,221 |
| 22602 | $453 | $612 | $812 | $1,081 | $1,447 |
| 22603 | $407 | $550 | $756 | $1,087 | $1,494 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | March 15 |
Links | |
|---|---|
| Frederick Tax Assessor | |
| Website | www.actdatascout.com |