Stafford County, Virginia Property Taxes
Property Taxes in Stafford County, Virginia
Median Stafford County effective property tax rate: 0.91%, significantly lower than the national median of 1.02%.
Median Stafford County home value: $435,600
Median annual Stafford County tax bill: $3,772, higher than the national median property tax bill of $2,400.
How are property taxes in Stafford County calculated?
Property taxes in Stafford County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Stafford or another part of Stafford County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Stafford County, Virginia Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.91%
Estimate Property Tax Bill
$3,964
$3,678
How Does the Stafford County Property Tax Calculator Work?
Use this Stafford County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Stafford County's median effective tax rate of 0.91% to generate your estimate.
Enter your property's estimated assessed value — the figure the assessment office assigns for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Stafford County's median property tax bill is $3,772, compared with the $2,400 national median property tax bill and 1.02% national median property tax rate.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Stafford County.
Property Tax Rates Across Stafford County, Virginia
What Are Effective Property Tax Rates Across Stafford County?
Local government entities set tax rates, which vary widely across Stafford County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Stafford County's effective property tax rate to other counties in Virginia or the U.S. median of 1.02%.
Stafford County's median effective rate stands at 0.91%, which is lower than the national median of 1.02%. Within Stafford County, the highest rate is found in Stafford at 0.91%, while Fredericksburg has the lowest at 0.91%.
These variations reflect differences in local school district levies, special assessment districts assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Stafford County Tax Rate
0.91%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Virginia Tax Rate
0.90%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Stafford County, Virginia
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Fredericksburg | 0.90% | 0.91% | 0.91% | 0.91% | 0.91% |
| Stafford | 0.89% | 0.91% | 0.91% | 0.91% | 0.91% |
Source: Ownwell
Property Tax Assessment Values Across Stafford County, Virginia
When examining property taxes in Stafford County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Stafford County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Stafford County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of February.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. The median tax bill in Stafford County is $3,772, compared with the national median property tax bill of $2,400 and the national median property tax rate of 1.02%. Stafford has the highest median home price at $453,600.
Property Tax Assessment Values Across Stafford County, Virginia
Source: Ownwell
$373,100
$419,050
$465,000
Median Stafford County Market Value
$435,600
Median Virginia Market Value
$323,500
Median United States Market Value
$235,294
Property Tax Assessment Values Across Stafford County, Virginia
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Fredericksburg | $260,500 | $317,700 | $409,200 | $515,900 | $654,270 |
| Stafford | $297,590 | $372,500 | $453,600 | $559,200 | $686,500 |
Source: Ownwell
Property Tax Bills Across Stafford County, Virginia
Property tax bills in Stafford, Virginia are calculated by applying the local tax rate to a home’s assessed market value. The assessed value is set by the county and is based on what the property is worth in the current market, not what the owner originally paid. For a county with a median home price of $435,600, the tax bill can vary widely depending on location, property characteristics, and any exemptions or relief programs a homeowner may qualify for.
In Stafford, the 25th percentile tax bill is $2,932, while the 75th percentile is $4,663 and the 90th percentile reaches $5,840. The highest median tax bill is $3,946 in Stafford, compared with $3,540 in Fredericksburg. These differences show how property taxes can affect homeowners unevenly, even within the same county. For many households, a higher assessed value means a larger annual tax bill, making property taxes an important part of overall housing costs.
Median Stafford County Tax Bill
$3,772
Median Virginia Tax Bill
$2,852
Median United States Tax Bill
$2,400
Property Tax Bills Across Stafford County, Virginia
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Fredericksburg | $2,049 | $2,739 | $3,540 | $4,469 | $5,612 |
| Stafford | $2,313 | $3,158 | $3,946 | $4,815 | $5,974 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | June 1 |
Links | |
|---|---|
| Stafford Tax Assessor | |
| Website | va-stafford-assessor.publicaccessnow.com |